UBOH (United Bancshares) Ending Cash Position: $0.00 Mil (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

UBOH United Bancshares Inc UBOH
49 GF Score
Price $39.00
GF Value $32.25
Valuation Modestly Overvalued
! 3 Warning Signs
View Full Analysis

What is United Bancshares Ending Cash Position?

United Bancshares UBOH +0.26% 49 Ending Cash Position is $0.00 Mil as of Jun. 2026. GuruFocus rates UBOH with a GF Score™ of 49/100 and a GF Value™ of $32.25 (Modestly Overvalued). The stock has 3 warning signs investors should review.

United Bancshares's Ending Cash Position for the quarter that ended in Jun. 2026 was $0.00 Mil.

United Bancshares's annual Ending Cash Position increased from Dec. 2023 ($26.92 Mil) to Dec. 2024 ($95.28 Mil) but then declined from Dec. 2024 ($95.28 Mil) to Dec. 2025 ($51.83 Mil).


United Bancshares Ending Cash Position Related Terms


United Bancshares Ending Cash Position Historical Data

* Premium members only.

The historical data trend for United Bancshares's Ending Cash Position can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

United Bancshares Ending Cash Position Chart

United Bancshares Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Ending Cash Position
Get a 7-Day Free Trial Premium Member Only Premium Member Only 75.20 30.68 26.92 95.28 51.83

United Bancshares Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Ending Cash Position Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00
UBOH
49GF Score
United Bancshares Inc UBOH
Ending Cash Position is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

United Bancshares Ending Cash Position Calculation

Ending Cash Position is the cash and cash equivalents balance at the end of the accounting period, as indicated on the Cash Flow statement. It is equal to the Beginning Cash Position plus the Net Change in Cash.

United Bancshares's Ending Cash Position for the fiscal year that ended in Dec. 2025 is calculated as

Ending Cash Position= Beginning Cash Position+Net Change in Cash
=95.283+-43.45
=51.83

United Bancshares's Ending Cash Position for the quarter that ended in Jun. 2026 is calculated as

Ending Cash Position=Beginning Cash Position+Net Change in Cash
=0+0
=0.00

Frequently Asked Questions Learn more about Ending Cash Position →
What does a Ending Cash Position of $0.00 Mil mean?
United Bancshares (UBOH) has a Ending Cash Position of $0.00 Mil as of Jun. 2026. Ending Cash Position is the cash and cash equivalents balance at the end of the accounting period, as indicated on the Cash Flow statement. View historical data on United Bancshares and its competitors.
Is United Bancshares' Ending Cash Position too high?
United Bancshares' current Ending Cash Position is $0.00 Mil. Overall, United Bancshares has a GF Score™ of 49/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does United Bancshares' Ending Cash Position compare to CNBB and USMT?
United Bancshares' Ending Cash Position of $0.00 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Ending Cash Position for a Banks company?
A good Ending Cash Position depends on the Banks industry context. However, Ending Cash Position should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Ending Cash Position mean?
A high Ending Cash Position can signal that a stock is expensive relative to its fundamentals. Ending Cash Position is the cash and cash equivalents balance at the end of the accounting period, as indicated on the Cash Flow statement. View historical data on United Bancshares and its competitors. United Bancshares's current Ending Cash Position is $0.00 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is United Bancshares stock overvalued right now?
Based on GuruFocus' analysis, United Bancshares (UBOH) is currently considered Modestly Overvalued. The stock's GF Value™ is $32.25, compared to a current price of $39.00 — trading 20.9% above its estimated fair value. The current Ending Cash Position is $0.00 Mil. United Bancshares' overall GF Score™ is 49/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Ending Cash Position calculated?
Ending Cash Position is calculated from a company's financial statements. For United Bancshares (UBOH), the current Ending Cash Position is $0.00 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is United Bancshares (UBOH) Overvalued in 2026?

Based on GuruFocus' analysis, United Bancshares stock appears to be overvalued. The current stock price of $39.00 is trading 20.9% above its estimated GF Value™ of $32.25. GuruFocus considers United Bancshares to be Modestly Overvalued.

Key valuation signals for UBOH:

  • Ending Cash Position: $0.00 Mil
  • GF Value™: $32.25 vs. price of $39.00 (20.9% above fair value)
  • GF Score™: 49/100 with 3 warning signs

No single metric tells the full story. See the UBOH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


United Bancshares Business Description

Address 105 Progressive Drive, Columbus Grove, OH, USA, 45830
United Bancshares Inc is a financial holding company engaged in the business of full-service community banking, offering a full range of commercial and consumer banking services. It provides products including residential, commercial and multi-family real estate, commercial, and consumer loans, along with securities portfolio management. Its services include deposit services, lending, and risk management. The Bank offers a range of commercial banking services, including checking, savings, money market accounts, time certificates of deposit, and automated teller machines; as well as commercial, consumer, agricultural, residential mortgage, and home equity loans; online and mobile banking; remote and mobile deposit; safe deposit box rentals; and other personalized banking services.
49GF Score

Get the complete analysis for UBOH

Ending Cash Position is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$39.00
Price
$32.25
GF Value