UBOH (United Bancshares) Total Noninterest Expense: $32.18 Mil (As of Jun. 2026)

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UBOH United Bancshares Inc UBOH
52 GF Score
Price $38.75
GF Value $32.12
Valuation Modestly Overvalued
! 3 Warning Signs
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What is United Bancshares Total Noninterest Expense?

United Bancshares UBOH +0.41% 52 Total Noninterest Expense is $32.18 Mil as of Jun. 2026. GuruFocus rates UBOH with a GF Score™ of 52/100 and a GF Value™ of $32.12 (Modestly Overvalued). The stock has 3 warning signs investors should review.

United Bancshares's Total Noninterest Expense for the three months ended in Jun. 2026 was $8.16 Mil. United Bancshares's Total Noninterest Expense for the trailing twelve months (TTM) ended in Jun. 2026 was $32.18 Mil.

United Bancshares Total Noninterest Expense Related Terms

United Bancshares Total Noninterest Expense Historical Data

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The historical data trend for United Bancshares's Total Noninterest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

United Bancshares Total Noninterest Expense Chart

United Bancshares Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Noninterest Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only 34.27 32.22 29.85 30.16 31.62

United Bancshares Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Total Noninterest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.96 8.37 7.17 8.48 8.16
UBOH
52GF Score
United Bancshares Inc UBOH
Total Noninterest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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United Bancshares Total Noninterest Expense Calculation

Total Noninterest Expense is any expenses incurred that not related to interest. It includes:
Selling, General, & Admin. Expense
Occupancy
Equipment
Professional fees
Amortization of intangibles
Any other special income/charges (too numerous to list)
Some banks can do choose to report each of these items separately. Yet, there are a variety of noninterest expense which are simply too numerous to list.

Total Noninterest Expense for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $32.18 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Total Noninterest Expense of $32.18 Mil mean?
United Bancshares (UBOH) has a Total Noninterest Expense of $32.18 Mil as of Jun. 2026. Total noninterest expense is any expenses incurred that not related to interest. View historical data on United Bancshares and its competitors.
Is United Bancshares' Total Noninterest Expense too high?
United Bancshares' current Total Noninterest Expense is $32.18 Mil. Overall, United Bancshares has a GF Score™ of 52/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does United Bancshares' Total Noninterest Expense compare to CNBB and USMT?
United Bancshares' Total Noninterest Expense of $32.18 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Noninterest Expense for a Banks company?
A good Total Noninterest Expense depends on the Banks industry context. However, Total Noninterest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Noninterest Expense mean?
A high Total Noninterest Expense can signal that a stock is expensive relative to its fundamentals. Total noninterest expense is any expenses incurred that not related to interest. View historical data on United Bancshares and its competitors. United Bancshares's current Total Noninterest Expense is $32.18 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is United Bancshares stock overvalued right now?
Based on GuruFocus' analysis, United Bancshares (UBOH) is currently considered Modestly Overvalued. The stock's GF Value™ is $32.12, compared to a current price of $38.75 — trading 20.6% above its estimated fair value. The current Total Noninterest Expense is $32.18 Mil. United Bancshares' overall GF Score™ is 52/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Noninterest Expense calculated?
Total Noninterest Expense is calculated from a company's financial statements. For United Bancshares (UBOH), the current Total Noninterest Expense is $32.18 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is United Bancshares (UBOH) Overvalued in 2026?

Based on GuruFocus' analysis, United Bancshares stock appears to be overvalued. The current stock price of $38.75 is trading 20.6% above its estimated GF Value™ of $32.12. GuruFocus considers United Bancshares to be Modestly Overvalued.

Key valuation signals for UBOH:

  • Total Noninterest Expense: $32.18 Mil
  • GF Value™: $32.12 vs. price of $38.75 (20.6% above fair value)
  • GF Score™: 52/100 with 3 warning signs

No single metric tells the full story. See the UBOH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

United Bancshares Business Description

Address 105 Progressive Drive, Columbus Grove, OH, USA, 45830
United Bancshares Inc is a financial holding company engaged in the business of full-service community banking, offering a full range of commercial and consumer banking services. It provides products including residential, commercial and multi-family real estate, commercial, and consumer loans, along with securities portfolio management. Its services include deposit services, lending, and risk management. The Bank offers a range of commercial banking services, including checking, savings, money market accounts, time certificates of deposit, and automated teller machines; as well as commercial, consumer, agricultural, residential mortgage, and home equity loans; online and mobile banking; remote and mobile deposit; safe deposit box rentals; and other personalized banking services.
52GF Score

Get the complete analysis for UBOH

Total Noninterest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$38.75
Price
$32.12
GF Value