KFFB (Kentucky First Federal Bancorp) Construction Loans (USD Mil): 11.91 (As of Mar. 2026)

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KFFB Kentucky First Federal Bancorp KFFB
55 GF Score
Price $5.48
GF Value $4.91
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Kentucky First Federal Bancorp Construction Loans (USD Mil)?

Kentucky First Federal Bancorp KFFB -0.43% 55 Construction Loans (USD Mil) is 11.91 as of Mar. 2026. GuruFocus rates KFFB with a GF Score™ of 55/100 and a GF Value™ of $4.91 (Modestly Overvalued). The stock has 5 warning signs investors should review.

Construction Loans (USD Mil) is a short-term loan that covers only the costs of custom home building. Once the home is built, the prospective occupant must apply for a mortgage to pay for the completed home.

Kentucky First Federal Bancorp's Construction Loans (USD Mil) for the quarter that ended in Mar. 2026 was 11.91 , which is higher than 10.70 for the pervious quarter ended in Dec. 2025.

Kentucky First Federal Bancorp's Construction Loans (USD Mil) for the annual that ended in Jun. 2025 was 9.31 , which is lower than 13.82 for the pervious year ended in Jun. 2024.

The historical rank and industry rank for Kentucky First Federal Bancorp's Construction Loans (USD Mil) or its related term are showing as below:


Kentucky First Federal Bancorp Construction Loans (USD Mil) Historical Data

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The historical data trend for Kentucky First Federal Bancorp's Construction Loans (USD Mil) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Kentucky First Federal Bancorp Construction Loans (USD Mil) Chart

Kentucky First Federal Bancorp Annual Data
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Construction Loans (USD Mil)
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Average Interest Earning Assets (USD Mil)
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Commercial Business Loans (USD Mil)
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Mortgage Backed Securities (USD Mil)
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Residential Mortgage Loans (USD Mil)
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Kentucky First Federal BancorpQuarterly Data
Trend Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
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Average Interest Earning Assets (USD Mil)
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Commercial Business Loans (USD Mil)
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Mortgage Backed Securities (USD Mil)
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Residential Mortgage Loans (USD Mil)
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Commercial Mortgage Loans (USD Mil)
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KFFB vs PNBI, IBWC, CYSM: Construction Loans (USD Mil) Comparison

For the Banks - Regional subindustry, Kentucky First Federal Bancorp's Construction Loans (USD Mil), along with its competitors' market caps and Construction Loans (USD Mil) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

KFFB
55GF Score
Kentucky First Federal Bancorp KFFB
Construction Loans (USD Mil) is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis
Frequently Asked Questions
What does a Construction Loans (USD Mil) of 11.91 mean?
Kentucky First Federal Bancorp (KFFB) has a Construction Loans (USD Mil) of 11.91 as of Mar. 2026. Construction Loans is a short-term loan that covers only the costs of custom home building. View historical data on Kentucky First Federal Bancorp and its competitors.
Is Kentucky First Federal Bancorp's Construction Loans (USD Mil) too high?
Kentucky First Federal Bancorp's current Construction Loans (USD Mil) is 11.91. Overall, Kentucky First Federal Bancorp has a GF Score™ of 55/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Kentucky First Federal Bancorp's Construction Loans (USD Mil) compare to PNBI and IBWC?
Kentucky First Federal Bancorp's Construction Loans (USD Mil) of 11.91 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Construction Loans (USD Mil) for a Banks company?
A good Construction Loans (USD Mil) depends on the Banks industry context. However, Construction Loans (USD Mil) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Construction Loans (USD Mil) mean?
A high Construction Loans (USD Mil) can signal that a stock is expensive relative to its fundamentals. Construction Loans is a short-term loan that covers only the costs of custom home building. View historical data on Kentucky First Federal Bancorp and its competitors. Kentucky First Federal Bancorp's current Construction Loans (USD Mil) is 11.91. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kentucky First Federal Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Kentucky First Federal Bancorp (KFFB) is currently considered Modestly Overvalued. The stock's GF Value™ is $4.91, compared to a current price of $5.48 — trading 11.5% above its estimated fair value. The current Construction Loans (USD Mil) is 11.91. Kentucky First Federal Bancorp's overall GF Score™ is 55/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Construction Loans (USD Mil) calculated?
Construction Loans (USD Mil) is calculated from a company's financial statements. For Kentucky First Federal Bancorp (KFFB), the current Construction Loans (USD Mil) is 11.91 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Kentucky First Federal Bancorp (KFFB) Overvalued in 2026?

Based on GuruFocus' analysis, Kentucky First Federal Bancorp stock appears to be overvalued. The current stock price of $5.48 is trading 11.5% above its estimated GF Value™ of $4.91. GuruFocus considers Kentucky First Federal Bancorp to be Modestly Overvalued.

Key valuation signals for KFFB:

  • Construction Loans (USD Mil): 11.91
  • GF Value™: $4.91 vs. price of $5.48 (11.5% above fair value)
  • GF Score™: 55/100 with 5 warning signs

No single metric tells the full story. See the KFFB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Kentucky First Federal Bancorp Business Description

Address 655 Main Street, Hazard, KY, USA, 41702
Kentucky First Federal Bancorp is a holding company. The company, through its subsidiaries, is engaged mainly in the business of accepting deposits from the general public and using such funds to originate loans secured by first mortgages on owner-occupied, residential real estate and other loans secured by real estate. Its primary products and services include Residential mortgage loans, Multi-family loans, Construction loans, and types of deposits etc. The company mainly operates in Perry, Franklin, Boyle, and Garrard and surrounding counties in Kentucky, USA.
55GF Score

Get the complete analysis for KFFB

Construction Loans (USD Mil) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$5.48
Price
$4.91
GF Value