KFFB (Kentucky First Federal Bancorp) 1-Year Sharpe Ratio: 2.53 (As of Jul. 30, 2026)

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KFFB Kentucky First Federal Bancorp KFFB
50 GF Score
Price $5.36
GF Value $4.91
Valuation Fairly Valued
! 5 Warning Signs
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What is Kentucky First Federal Bancorp 1-Year Sharpe Ratio?

Kentucky First Federal Bancorp KFFB -0.16% 50 1-Year Sharpe Ratio is 2.53 as of Jul. 30, 2026. GuruFocus rates KFFB with a GF Score™ of 50/100 and a GF Value™ of $4.91 (Fairly Valued). The stock has 5 warning signs investors should review.

The 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk over the past year. As of today (2026-07-30), Kentucky First Federal Bancorp's 1-Year Sharpe Ratio is 2.53.


Kentucky First Federal Bancorp  (NAS:KFFB) 1-Year Sharpe Ratio Explanation

The 1-Year Sharpe Ratio inidicates the risk-adjusted return of an investment over the past year. It is calculated as the annualized result of the average monthly excess return divided by its standard deviation over the past year. The monthly excess return is the monthly investment return minus the monthly risk-free rate (typically the 10-year Treasury Constant Maturity Rate). If the risk-free rate for a specific region is not available, U.S. data is used by default.

The greater a portfolio's Sharpe Ratio, the better its risk-adjusted performance. A negative Sharpe Ratio means the risk-free rate is greater than the portfolio’s historical or projected return, or else the portfolio's return is expected to be negative.


Kentucky First Federal Bancorp 1-Year Sharpe Ratio Related Terms


KFFB vs PNBI, IBWC, CYSM: 1-Year Sharpe Ratio Comparison

For the Banks - Regional subindustry, Kentucky First Federal Bancorp's 1-Year Sharpe Ratio, along with its competitors' market caps and 1-Year Sharpe Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Kentucky First Federal Bancorp 1-Year Sharpe Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Kentucky First Federal Bancorp's 1-Year Sharpe Ratio distribution charts can be found below:

* The bar in red indicates where Kentucky First Federal Bancorp's 1-Year Sharpe Ratio falls into.


KFFB
50GF Score
Kentucky First Federal Bancorp KFFB
1-Year Sharpe Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Kentucky First Federal Bancorp 1-Year Sharpe Ratio Calculation

The 1-Year Sharpe Ratio measures the performance of an investment such as a stock or portfolio compared to a risk-free asset. A stock / portfolio's 1-Year Sharpe Ratio can be calculated by dividing the difference between the one-year returns of the investment and the risk-free rate, by the standard deviation of the investment returns over one year.

Frequently Asked Questions Learn more about 1-Year Sharpe Ratio →
What does a 1-Year Sharpe Ratio of 2.53 mean?
Kentucky First Federal Bancorp (KFFB) has a 1-Year Sharpe Ratio of 2.53 as of Jul. 30, 2026. 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk. View historical data for Kentucky First Federal Bancorp and its competitors.
Is Kentucky First Federal Bancorp's 1-Year Sharpe Ratio too high?
Kentucky First Federal Bancorp's current 1-Year Sharpe Ratio is 2.53. Overall, Kentucky First Federal Bancorp has a GF Score™ of 50/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Kentucky First Federal Bancorp's 1-Year Sharpe Ratio compare to PNBI and IBWC?
Kentucky First Federal Bancorp's 1-Year Sharpe Ratio of 2.53 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 1-Year Sharpe Ratio for a Banks company?
A good 1-Year Sharpe Ratio depends on the Banks industry context. However, 1-Year Sharpe Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 1-Year Sharpe Ratio mean?
A high 1-Year Sharpe Ratio can signal that a stock is expensive relative to its fundamentals. 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk. View historical data for Kentucky First Federal Bancorp and its competitors. Kentucky First Federal Bancorp's current 1-Year Sharpe Ratio is 2.53. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kentucky First Federal Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Kentucky First Federal Bancorp (KFFB) is currently considered Fairly Valued. The stock's GF Value™ is $4.91, compared to a current price of $5.36 — trading 9.1% above its estimated fair value. The current 1-Year Sharpe Ratio is 2.53. Kentucky First Federal Bancorp's overall GF Score™ is 50/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 1-Year Sharpe Ratio calculated?
1-Year Sharpe Ratio is calculated from a company's financial statements. For Kentucky First Federal Bancorp (KFFB), the current 1-Year Sharpe Ratio is 2.53 as of Jul. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Kentucky First Federal Bancorp (KFFB) Overvalued in 2026?

Based on GuruFocus' analysis, Kentucky First Federal Bancorp stock appears to be overvalued. The current stock price of $5.36 is trading 9.1% above its estimated GF Value™ of $4.91. GuruFocus considers Kentucky First Federal Bancorp to be Fairly Valued.

Key valuation signals for KFFB:

  • 1-Year Sharpe Ratio: 2.53
  • GF Value™: $4.91 vs. price of $5.36 (9.1% above fair value)
  • GF Score™: 50/100 with 5 warning signs

No single metric tells the full story. See the KFFB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Kentucky First Federal Bancorp Business Description

Address 655 Main Street, Hazard, KY, USA, 41702
Kentucky First Federal Bancorp is a holding company. The company, through its subsidiaries, is engaged mainly in the business of accepting deposits from the general public and using such funds to originate loans secured by first mortgages on owner-occupied, residential real estate and other loans secured by real estate. Its primary products and services include Residential mortgage loans, Multi-family loans, Construction loans, and types of deposits etc. The company mainly operates in Perry, Franklin, Boyle, and Garrard and surrounding counties in Kentucky, USA.
50GF Score

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1-Year Sharpe Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$5.36
Price
$4.91
GF Value