KFFB (Kentucky First Federal Bancorp) PS Ratio: 3.76 (As of Jul. 02, 2026) — 35% Below Median


KFFB Kentucky First Federal Bancorp KFFB
55 GF Score
Price $5.07
GF Value $4.92
Valuation Fairly Valued
! 5 Warning Signs
View Full Analysis

What is Kentucky First Federal Bancorp PS Ratio?

Kentucky First Federal Bancorp KFFB -0.19% 55 PS Ratio is 3.76 as of Jul. 02, 2026, which is 35% below its 10-year median of 5.76. GuruFocus rates KFFB with a GF Score™ of 55/100 and a GF Value™ of $4.92 (Fairly Valued). The stock has 5 warning signs investors should review. Among 1,517 Banks companies, Kentucky First Federal Bancorp ranks worse than 67.17% on this metric.

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Kentucky First Federal Bancorp's share price is $5.0703. Kentucky First Federal Bancorp's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was $1.35. Hence, Kentucky First Federal Bancorp's PS Ratio for today is 3.76.

Warning Sign:

Kentucky First Federal Bancorp stock PS Ratio (=3.76) is close to 2-year high of 4.02.

The historical rank and industry rank for Kentucky First Federal Bancorp's PS Ratio or its related term are showing as below:

KFFB' s PS Ratio Range Over the Past 10 Years
Min: 2.35   Med: 5.76   Max: 8.13
Current: 3.76

During the past 13 years, Kentucky First Federal Bancorp's highest PS Ratio was 8.13. The lowest was 2.35. And the median was 5.76.

KFFB's PS Ratio is ranked worse than
67.17% of 1517 companies
in the Banks industry
Industry Median: 3 vs KFFB: 3.76

Kentucky First Federal Bancorp's Revenue per Sharefor the three months ended in Mar. 2026 was $0.37. Its Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was $1.35.

Warning Sign:

Kentucky First Federal Bancorp revenue per share has been in decline for the last 5 years.

During the past 12 months, the average Revenue per Share Growth Rate of Kentucky First Federal Bancorp was 30.10% per year. During the past 3 years, the average Revenue per Share Growth Rate was -2.50% per year. During the past 5 years, the average Revenue per Share Growth Rate was -4.30% per year. During the past 10 years, the average Revenue per Share Growth Rate was -2.60% per year.

During the past 13 years, Kentucky First Federal Bancorp's highest 3-Year average Revenue per Share Growth Rate was 150.40% per year. The lowest was -11.50% per year. And the median was 1.35% per year.

Back to Basics: PS Ratio


Kentucky First Federal Bancorp  (NAS:KFFB) PS Ratio Explanation

The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.

When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.

Similar to the PE Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PS Ratio measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.


Kentucky First Federal Bancorp PS Ratio Related Terms


Kentucky First Federal Bancorp PS Ratio Historical Data

* Premium members only.

The historical data trend for Kentucky First Federal Bancorp's PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Kentucky First Federal Bancorp PS Ratio Chart

Kentucky First Federal Bancorp Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.70 6.77 5.52 3.53 2.66

Kentucky First Federal Bancorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.88 2.66 3.05 3.72 3.19

KFFB vs ANDC, FMFP, EXCH: PS Ratio Comparison

For the Banks - Regional subindustry, Kentucky First Federal Bancorp's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Kentucky First Federal Bancorp PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Kentucky First Federal Bancorp's PS Ratio distribution charts can be found below:

* The bar in red indicates where Kentucky First Federal Bancorp's PS Ratio falls into.


KFFB
55GF Score
Kentucky First Federal Bancorp KFFB
PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Kentucky First Federal Bancorp PS Ratio Calculation

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.

Kentucky First Federal Bancorp's PS Ratio for today is calculated as

PS Ratio=Share Price/Revenue per Share (TTM)
=5.0703/1.348
=3.76

Kentucky First Federal Bancorp's Share Price of today is $5.0703.
Kentucky First Federal Bancorp's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $1.35.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

PS Ratio=Market Cap/Revenue

The Revenue here is for the trailing 12 months.

Frequently Asked Questions Learn more about PS Ratio →
What does a PS Ratio of 3.76 mean?
Kentucky First Federal Bancorp (KFFB) has a PS Ratio of 3.76 as of Jul. 02, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Kentucky First Federal Bancorp and its competitors. This is 35% below median its historical median of 5.76. Over the past decade, Kentucky First Federal Bancorp's PS Ratio has ranged from 2.35 to 8.13. According to the industry distribution chart, Kentucky First Federal Bancorp ranks #1019 out of 1517 companies in the Banks industry, placing it in the top 67.2%.
Is Kentucky First Federal Bancorp's PS Ratio too high?
Kentucky First Federal Bancorp's current PS Ratio of 3.76 is 35% below median its 10-year median of 5.76. Over the past 10 years, this metric has ranged from a low of 2.35 to a high of 8.13. The Banks industry median PS Ratio is 3.00. Kentucky First Federal Bancorp's value of 3.76 is 25.3% above this industry median. Based on the distribution chart, Kentucky First Federal Bancorp ranks #1019 out of 1517 companies in the Banks industry, which is below the industry midpoint. Overall, Kentucky First Federal Bancorp has a GF Score™ of 55/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Kentucky First Federal Bancorp's PS Ratio compare to ANDC and FMFP?
According to the Banks industry distribution chart, Kentucky First Federal Bancorp ranks #1019 out of 1517 companies for PS Ratio. This places Kentucky First Federal Bancorp in the lower half of its industry. The industry median PS Ratio is 3.00. Kentucky First Federal Bancorp's value of 3.76 is 25.3% above this benchmark. Historically, Kentucky First Federal Bancorp's own PS Ratio has ranged from 2.35 to 8.13 over the past decade. While the company's 10-year median is 5.76 vs. the industry median of 3.00, Kentucky First Federal Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 3.00, based on 1,517 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Kentucky First Federal Bancorp's current PS Ratio of 3.76 is 25.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Kentucky First Federal Bancorp and its competitors. For the Banks industry, the median PS Ratio is 3.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Kentucky First Federal Bancorp's current PS Ratio is 3.76, which is 35% below median its own 10-year median of 5.76. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kentucky First Federal Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Kentucky First Federal Bancorp (KFFB) is currently considered Fairly Valued. The stock's GF Value™ is $4.92, compared to a current price of $5.07 — trading 3.1% above its estimated fair value. The current PS Ratio is 3.76, which is 35% below median its 10-year median of 5.76 and 25.3% above the Banks industry median of 3.00. Kentucky First Federal Bancorp's overall GF Score™ is 55/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Kentucky First Federal Bancorp (KFFB), the current PS Ratio is 3.76 as of Jul. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Kentucky First Federal Bancorp (KFFB) Overvalued in 2026?

Based on GuruFocus' analysis, Kentucky First Federal Bancorp stock appears to be overvalued. The current stock price of $5.07 is trading 3.1% above its estimated GF Value™ of $4.92. GuruFocus considers Kentucky First Federal Bancorp to be Fairly Valued.

Key valuation signals for KFFB:

  • PS Ratio: 3.76 (35% below median its 10-year median of 5.76)
  • GF Value™: $4.92 vs. price of $5.07 (3.1% above fair value)
  • GF Score™: 55/100 with 5 warning signs
  • Industry Position: 25.3% above the Banks median (#1019 of 1517)

No single metric tells the full story. See the KFFB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Kentucky First Federal Bancorp Business Description

Address 655 Main Street, Hazard, KY, USA, 41702
Kentucky First Federal Bancorp is a holding company. The company, through its subsidiaries, is engaged mainly in the business of accepting deposits from the general public and using such funds to originate loans secured by first mortgages on owner-occupied, residential real estate and other loans secured by real estate. Its primary products and services include Residential mortgage loans, Multi-family loans, Construction loans, and types of deposits etc. The company mainly operates in Perry, Franklin, Boyle, and Garrard and surrounding counties in Kentucky, USA.
55GF Score

Get the complete analysis for KFFB

PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$5.07
Price
$4.92
GF Value