Kentucky First Federal Bancorp has the GF Score of 55, which implies that the company
might have
Poor future performance potential.
The GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation, which has been found to be closely correlated to the long-term performances of stocks by backtesting from 2006 to 2021. The stocks with a higher GF Score generally generate higher returns than those with lower GF Scores. Therefore, when picking stocks, investors should invest in companies with high GF Scores. The GF Score ranges from 0 to 100, with 100 as the highest rank.
GF Score takes following five key aspects into consideration:
Each one of these components is ranked and the ranks also have positive correlation with the long term performances of stocks. The GF score is calculated using the five key aspects of analysis. Through backtesting, we know that each of these key aspects has a different impact on the stock price performance. Thus, they are weighted differently when calculating the total score. The Profitability Rank and the Growth Rank are weighted fully, while other parameters have less weight.
Based on research and backtesting result, GuruFocus believes Kentucky First Federal Bancorp
might have
Poor future performance potential.
Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.
Kentucky First Federal Bancorp (NAS:KFFB) GF Score Explanation
Based on the historical long-term performances among five valuation aspects, the GF Score is found to be closely correlated to the long-term performances of stocks. It ranges from 0 to 100, with 100 as the highest. GuruFocus divided GF Score into following 5 categories:
GF Score
Performance Potential and All-in-One Screener Examples (1)
(1) These are some simple examples. You can access our GF Score filter under All-in-One Screener’s Fundamental tab.
Kentucky First Federal Bancorp GF Score Related Terms
KFFB vs ANDC, FMFP, EXCH: GF Score Comparison
For the Banks - Regional subindustry, Kentucky First Federal Bancorp's GF Score, along with its competitors' market caps and GF Score data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Kentucky First Federal Bancorp GF Score vs Banks Industry
For the Banks industry and Financial Services sector, Kentucky First Federal Bancorp's GF Score distribution charts can be found below:
* The bar in red indicates where Kentucky First Federal Bancorp's GF Score falls into.
Kentucky First Federal Bancorp (KFFB) has a GF Score of 55 as of Jun. 30, 2026. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Kentucky First Federal Bancorp and its competitors. This is 13% below median its historical median of 63.00. Over the past decade, Kentucky First Federal Bancorp's GF Score has ranged from 40.00 to 72.00.
Is Kentucky First Federal Bancorp's GF Score too high?
Kentucky First Federal Bancorp's current GF Score of 55 is 13% below median its 10-year median of 63.00. Over the past 10 years, this metric has ranged from a low of 40.00 to a high of 72.00. Overall, Kentucky First Federal Bancorp has a GF Score™ of 55/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Kentucky First Federal Bancorp's GF Score compare to ANDC and FMFP?
Kentucky First Federal Bancorp's GF Score of 55 can be compared against companies in the Banks industry. Historically, Kentucky First Federal Bancorp's own GF Score has ranged from 40.00 to 72.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Score for a Banks company?
A good GF Score depends on the Banks industry context. However, GF Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Score mean?
A high GF Score can signal that a stock is expensive relative to its fundamentals. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Kentucky First Federal Bancorp and its competitors. Kentucky First Federal Bancorp's current GF Score is 55, which is 13% below median its own 10-year median of 63.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kentucky First Federal Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Kentucky First Federal Bancorp (KFFB) is currently considered Fairly Valued. The stock's GF Value™ is $4.92, compared to a current price of $5.08 — trading 3.3% above its estimated fair value. The current GF Score is 55, which is 13% below median its 10-year median of 63.00. Kentucky First Federal Bancorp's overall GF Score™ is 55/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Score calculated?
GF Score is calculated from a company's financial statements. For Kentucky First Federal Bancorp (KFFB), the current GF Score is 55 as of Jun. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Kentucky First Federal Bancorp (KFFB) Overvalued in 2026?
Based on GuruFocus' analysis, Kentucky First Federal Bancorp stock appears to be overvalued.
The current stock price of $5.08 is trading 3.3% above its estimated GF Value™ of $4.92.
GuruFocus considers Kentucky First Federal Bancorp to be Fairly Valued.
Key valuation signals for KFFB:
GF Score: 55 (13% below median its 10-year median of 63.00)
GF Value™: $4.92 vs. price of $5.08 (3.3% above fair value)
No single metric tells the full story. See the KFFB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Kentucky First Federal Bancorp Business Description
Kentucky First Federal Bancorp is a holding company. The company, through its subsidiaries, is engaged mainly in the business of accepting deposits from the general public and using such funds to originate loans secured by first mortgages on owner-occupied, residential real estate and other loans secured by real estate. Its primary products and services include Residential mortgage loans, Multi-family loans, Construction loans, and types of deposits etc. The company mainly operates in Perry, Franklin, Boyle, and Garrard and surrounding counties in Kentucky, USA.
55GF Score
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