What is Kentucky First Federal Bancorp FCF Margin %?
Kentucky First Federal BancorpKFFB 56 FCF Margin % is 27.38% as of Mar. 2026, which is 194% above its 10-year median of 9.30. GuruFocus rates KFFB with a GF Score™ of 56/100 and a GF Value™ of $4.92 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,504 Banks companies, Kentucky First Federal Bancorp ranks worse than 68.09% on this metric.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Kentucky First Federal Bancorp's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Kentucky First Federal Bancorp FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Kentucky First Federal Bancorp's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Kentucky First Federal Bancorp's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Kentucky First Federal Bancorp (KFFB) has a FCF Margin % of 27.38% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Kentucky First Federal Bancorp and its competitors. This is 194% above median its historical median of 9.30. According to the industry distribution chart, Kentucky First Federal Bancorp ranks #1024 out of 1504 companies in the Banks industry, placing it in the top 68.1%.
Is Kentucky First Federal Bancorp's FCF Margin % too high?
Kentucky First Federal Bancorp's current FCF Margin % of 27.38% is 194% above median its 10-year median of 9.30. The Banks industry median FCF Margin % is 26.50. Kentucky First Federal Bancorp's value of 27.38% is 3.3% above this industry median. Based on the distribution chart, Kentucky First Federal Bancorp ranks #1024 out of 1504 companies in the Banks industry, which is below the industry midpoint. Overall, Kentucky First Federal Bancorp has a GF Score™ of 56/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Kentucky First Federal Bancorp's FCF Margin % compare to HFBA and EXCH?
According to the Banks industry distribution chart, Kentucky First Federal Bancorp ranks #1024 out of 1504 companies for FCF Margin %. This places Kentucky First Federal Bancorp in the lower half of its industry. The industry median FCF Margin % is 26.50. Kentucky First Federal Bancorp's value of 27.38% is 3.3% above this benchmark. While the company's 10-year median is 9.30 vs. the industry median of 26.50, Kentucky First Federal Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.50, based on 1,504 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Kentucky First Federal Bancorp's current FCF Margin % of 27.38% is 3.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Kentucky First Federal Bancorp and its competitors. For the Banks industry, the median FCF Margin % is 26.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Kentucky First Federal Bancorp's current FCF Margin % is 27.38%, which is 194% above median its own 10-year median of 9.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kentucky First Federal Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Kentucky First Federal Bancorp (KFFB) is currently considered Fairly Valued. The stock's GF Value™ is $4.92, compared to a current price of $4.84 — trading 1.6% below its estimated fair value. The current FCF Margin % is 27.38%, which is 194% above median its 10-year median of 9.30 and 3.3% above the Banks industry median of 26.50. Kentucky First Federal Bancorp's overall GF Score™ is 56/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Kentucky First Federal Bancorp (KFFB), the current FCF Margin % is 27.38% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Kentucky First Federal Bancorp (KFFB) Overvalued in 2026?
Based on GuruFocus' analysis, Kentucky First Federal Bancorp stock appears to be undervalued.
The current stock price of $4.84 is trading 1.6% below its estimated GF Value™ of $4.92.
GuruFocus considers Kentucky First Federal Bancorp to be Fairly Valued.
Key valuation signals for KFFB:
FCF Margin %: 27.38% (194% above median its 10-year median of 9.30)
GF Value™: $4.92 vs. price of $4.84 (1.6% below fair value)
Industry Position: 3.3% above the Banks median (#1024 of 1504)
No single metric tells the full story. See the KFFB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Kentucky First Federal Bancorp Business Description
Kentucky First Federal Bancorp is a holding company. The company, through its subsidiaries, is engaged mainly in the business of accepting deposits from the general public and using such funds to originate loans secured by first mortgages on owner-occupied, residential real estate and other loans secured by real estate. Its primary products and services include Residential mortgage loans, Multi-family loans, Construction loans, and types of deposits etc. The company mainly operates in Perry, Franklin, Boyle, and Garrard and surrounding counties in Kentucky, USA.
56GF Score
Get the complete analysis for KFFB
FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
KFFB has been successfully added to your 
