KFFB (Kentucky First Federal Bancorp) Dividend Payout Ratio: 0.00 (As of Mar. 2026)


KFFB Kentucky First Federal Bancorp KFFB
56 GF Score
Price $5.00
GF Value $4.92
Valuation Fairly Valued
! 5 Warning Signs
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What is Kentucky First Federal Bancorp Dividend Payout Ratio?

Kentucky First Federal Bancorp KFFB +8.47% 56 Dividend Payout Ratio is 0.00 as of Mar. 2026. GuruFocus rates KFFB with a GF Score™ of 56/100 and a GF Value™ of $4.92 (Fairly Valued). The stock has 5 warning signs investors should review. Among 1,168 Banks companies, Kentucky First Federal Bancorp ranks worse than 85616.35% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Kentucky First Federal Bancorp's Dividend Payout Ratio for the months ended in Mar. 2026 was 0.00.

The historical rank and industry rank for Kentucky First Federal Bancorp's Dividend Payout Ratio or its related term are showing as below:


During the past 13 years, the highest Dividend Payout Ratio of Kentucky First Federal Bancorp was 4.00. The lowest was 1.80. And the median was 2.96.

KFFB's Dividend Payout Ratio is not ranked *
in the Banks industry.
Industry Median: 0.32
* Ranked among companies with meaningful Dividend Payout Ratio only.

As of today (2026-06-27), the Dividend Yield % of Kentucky First Federal Bancorp is 0.00%.

During the past 13 years, the highest Trailing Annual Dividend Yield of Kentucky First Federal Bancorp was 10.47%. The lowest was 3.00%. And the median was 5.38%.

Kentucky First Federal Bancorp's Dividends per Share for the months ended in Mar. 2026 was $0.00.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Kentucky First Federal Bancorp was 58.70% per year. The lowest was -20.60% per year. And the median was 0.00% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.


Kentucky First Federal Bancorp (NAS:KFFB) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.


Kentucky First Federal Bancorp Dividend Payout Ratio Related Terms


Kentucky First Federal Bancorp Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for Kentucky First Federal Bancorp's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Kentucky First Federal Bancorp Dividend Payout Ratio Chart

Kentucky First Federal Bancorp Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Dividend Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.80 2.07 3.67 0.00 0.00

Kentucky First Federal Bancorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Dividend Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

KFFB vs HFBA, EXCH, SCYT: Dividend Payout Ratio Comparison

For the Banks - Regional subindustry, Kentucky First Federal Bancorp's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Kentucky First Federal Bancorp Dividend Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Kentucky First Federal Bancorp's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where Kentucky First Federal Bancorp's Dividend Payout Ratio falls into.


KFFB
56GF Score
Kentucky First Federal Bancorp KFFB
Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Kentucky First Federal Bancorp Dividend Payout Ratio Calculation

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.

Kentucky First Federal Bancorp's Dividend Payout Ratio for the fiscal year that ended in Jun. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (A: Jun. 2025 )/ EPS without NRI (A: Jun. 2025 )
=0/ 0.02
=0.00

Kentucky First Federal Bancorp's Dividend Payout Ratio for the quarter that ended in Mar. 2026 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Mar. 2026 )/ EPS without NRI (Q: Mar. 2026 )
=0/ 0.064
=0.00

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Payout Ratio →
What does a Dividend Payout Ratio of 0.00 mean?
Kentucky First Federal Bancorp (KFFB) has a Dividend Payout Ratio of 0.00 as of Mar. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Kentucky First Federal Bancorp and its competitors. Over the past decade, Kentucky First Federal Bancorp's Dividend Payout Ratio has ranged from 1.80 to 4.00. According to the industry distribution chart, Kentucky First Federal Bancorp ranks #999999 out of 1168 companies in the Banks industry.
Is Kentucky First Federal Bancorp's Dividend Payout Ratio too high?
Kentucky First Federal Bancorp's current Dividend Payout Ratio is 0.00. Over the past 10 years, this metric has ranged from a low of 1.80 to a high of 4.00. Based on the distribution chart, Kentucky First Federal Bancorp ranks #999999 out of 1168 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Kentucky First Federal Bancorp has a GF Score™ of 56/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Kentucky First Federal Bancorp's Dividend Payout Ratio compare to HFBA and EXCH?
According to the Banks industry distribution chart, Kentucky First Federal Bancorp ranks #999999 out of 1168 companies for Dividend Payout Ratio. This places Kentucky First Federal Bancorp in the lower half of its industry. The industry median Dividend Payout Ratio is 0.32. Historically, Kentucky First Federal Bancorp's own Dividend Payout Ratio has ranged from 1.80 to 4.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,168 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Kentucky First Federal Bancorp and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Kentucky First Federal Bancorp's current Dividend Payout Ratio is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kentucky First Federal Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Kentucky First Federal Bancorp (KFFB) is currently considered Fairly Valued. The stock's GF Value™ is $4.92, compared to a current price of $5.00 — trading 1.6% above its estimated fair value. The current Dividend Payout Ratio is 0.00. Kentucky First Federal Bancorp's overall GF Score™ is 56/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Kentucky First Federal Bancorp (KFFB), the current Dividend Payout Ratio is 0.00 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Kentucky First Federal Bancorp (KFFB) Overvalued in 2026?

Based on GuruFocus' analysis, Kentucky First Federal Bancorp stock appears to be overvalued. The current stock price of $5.00 is trading 1.6% above its estimated GF Value™ of $4.92. GuruFocus considers Kentucky First Federal Bancorp to be Fairly Valued.

Key valuation signals for KFFB:

  • Dividend Payout Ratio: 0.00
  • GF Value™: $4.92 vs. price of $5.00 (1.6% above fair value)
  • GF Score™: 56/100 with 5 warning signs

No single metric tells the full story. See the KFFB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Kentucky First Federal Bancorp Business Description

Address 655 Main Street, Hazard, KY, USA, 41702
Kentucky First Federal Bancorp is a holding company. The company, through its subsidiaries, is engaged mainly in the business of accepting deposits from the general public and using such funds to originate loans secured by first mortgages on owner-occupied, residential real estate and other loans secured by real estate. Its primary products and services include Residential mortgage loans, Multi-family loans, Construction loans, and types of deposits etc. The company mainly operates in Perry, Franklin, Boyle, and Garrard and surrounding counties in Kentucky, USA.
56GF Score

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Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$5.00
Price
$4.92
GF Value