KFFB (Kentucky First Federal Bancorp) Net Loan: $328.89 Mil (As of Mar. 2026)

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KFFB Kentucky First Federal Bancorp KFFB
55 GF Score
Price $5.23
GF Value $4.91
Valuation Fairly Valued
! 5 Warning Signs
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What is Kentucky First Federal Bancorp Net Loan?

Kentucky First Federal Bancorp KFFB 55 Net Loan is $328.89 Mil as of Mar. 2026. GuruFocus rates KFFB with a GF Score™ of 55/100 and a GF Value™ of $4.91 (Fairly Valued). The stock has 5 warning signs investors should review.

Kentucky First Federal Bancorp's quarterly net loan increased from Sep. 2025 ($326.76 Mil) to Dec. 2025 ($330.45 Mil) but then declined from Dec. 2025 ($330.45 Mil) to Mar. 2026 ($328.89 Mil).

Kentucky First Federal Bancorp's annual net loan increased from Jun. 2023 ($313.81 Mil) to Jun. 2024 ($330.45 Mil) but then declined from Jun. 2024 ($330.45 Mil) to Jun. 2025 ($328.89 Mil).

Kentucky First Federal Bancorp Net Loan Historical Data

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The historical data trend for Kentucky First Federal Bancorp's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Kentucky First Federal Bancorp Net Loan Chart

Kentucky First Federal Bancorp Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 299.21 274.74 313.81 333.14 328.13

Kentucky First Federal Bancorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 330.82 328.13 326.76 330.45 328.89
KFFB
55GF Score
Kentucky First Federal Bancorp KFFB
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Kentucky First Federal Bancorp Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of $328.89 Mil mean?
Kentucky First Federal Bancorp (KFFB) has a Net Loan of $328.89 Mil as of Mar. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on Kentucky First Federal Bancorp and its competitors.
Is Kentucky First Federal Bancorp's Net Loan too high?
Kentucky First Federal Bancorp's current Net Loan is $328.89 Mil. Overall, Kentucky First Federal Bancorp has a GF Score™ of 55/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Kentucky First Federal Bancorp's Net Loan compare to ANDC and FMFP?
Kentucky First Federal Bancorp's Net Loan of $328.89 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Kentucky First Federal Bancorp and its competitors. Kentucky First Federal Bancorp's current Net Loan is $328.89 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kentucky First Federal Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Kentucky First Federal Bancorp (KFFB) is currently considered Fairly Valued. The stock's GF Value™ is $4.91, compared to a current price of $5.23 — trading 6.6% above its estimated fair value. The current Net Loan is $328.89 Mil. Kentucky First Federal Bancorp's overall GF Score™ is 55/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Kentucky First Federal Bancorp (KFFB), the current Net Loan is $328.89 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Kentucky First Federal Bancorp (KFFB) Overvalued in 2026?

Based on GuruFocus' analysis, Kentucky First Federal Bancorp stock appears to be overvalued. The current stock price of $5.23 is trading 6.6% above its estimated GF Value™ of $4.91. GuruFocus considers Kentucky First Federal Bancorp to be Fairly Valued.

Key valuation signals for KFFB:

  • Net Loan: $328.89 Mil
  • GF Value™: $4.91 vs. price of $5.23 (6.6% above fair value)
  • GF Score™: 55/100 with 5 warning signs

No single metric tells the full story. See the KFFB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Kentucky First Federal Bancorp Business Description

Address 655 Main Street, Hazard, KY, USA, 41702
Kentucky First Federal Bancorp is a holding company. The company, through its subsidiaries, is engaged mainly in the business of accepting deposits from the general public and using such funds to originate loans secured by first mortgages on owner-occupied, residential real estate and other loans secured by real estate. Its primary products and services include Residential mortgage loans, Multi-family loans, Construction loans, and types of deposits etc. The company mainly operates in Perry, Franklin, Boyle, and Garrard and surrounding counties in Kentucky, USA.
55GF Score

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Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$5.23
Price
$4.91
GF Value