PFS (Provident Financial Services) Construction Loans (USD Mil): 638.93 (As of Jun. 2026)

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PFS Provident Financial Services Inc PFS
58 GF Score
Price $25.01
GF Value $20.12
Valuation Modestly Overvalued
! 7 Warning Signs
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What is Provident Financial Services Construction Loans (USD Mil)?

Provident Financial Services PFS +0.52% 58 Construction Loans (USD Mil) is 638.93 as of Jun. 2026. GuruFocus rates PFS with a GF Score™ of 58/100 and a GF Value™ of $20.12 (Modestly Overvalued). The stock has 7 warning signs investors should review.

Construction Loans (USD Mil) is a short-term loan that covers only the costs of custom home building. Once the home is built, the prospective occupant must apply for a mortgage to pay for the completed home.

Provident Financial Services's Construction Loans (USD Mil) for the quarter that ended in Jun. 2026 was 638.93 , which is lower than 640.93 for the pervious quarter ended in Mar. 2026.

Provident Financial Services's Construction Loans (USD Mil) for the annual that ended in Dec. 2025 was 662.11 , which is lower than 823.50 for the pervious year ended in Dec. 2024.

The historical rank and industry rank for Provident Financial Services's Construction Loans (USD Mil) or its related term are showing as below:


Provident Financial Services Construction Loans (USD Mil) Historical Data

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The historical data trend for Provident Financial Services's Construction Loans (USD Mil) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Provident Financial Services Construction Loans (USD Mil) Chart

Provident Financial Services Annual Data
Trend Dec21 Dec22 Dec23 Dec24 Dec25
Construction Loans (USD Mil)
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Average Interest Earning Assets (USD Mil)
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Commercial Business Loans (USD Mil)
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Mortgage Backed Securities (USD Mil)
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Residential Mortgage Loans (USD Mil)
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Commercial Mortgage Loans (USD Mil)
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Provident Financial ServicesQuarterly Data
Trend Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Construction Loans (USD Mil)
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Average Interest Earning Assets (USD Mil)
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Commercial Business Loans (USD Mil)
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Mortgage Backed Securities (USD Mil)
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Residential Mortgage Loans (USD Mil)
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Commercial Mortgage Loans (USD Mil)
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PFS vs SBCF, FBK, BANC: Construction Loans (USD Mil) Comparison

For the Banks - Regional subindustry, Provident Financial Services's Construction Loans (USD Mil), along with its competitors' market caps and Construction Loans (USD Mil) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

PFS
58GF Score
Provident Financial Services Inc PFS
Construction Loans (USD Mil) is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions
What does a Construction Loans (USD Mil) of 638.93 mean?
Provident Financial Services (PFS) has a Construction Loans (USD Mil) of 638.93 as of Jun. 2026. Construction Loans is a short-term loan that covers only the costs of custom home building. View historical data on Provident Financial Services and its competitors.
Is Provident Financial Services' Construction Loans (USD Mil) too high?
Provident Financial Services' current Construction Loans (USD Mil) is 638.93. Overall, Provident Financial Services has a GF Score™ of 58/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Provident Financial Services' Construction Loans (USD Mil) compare to SBCF and FBK?
Provident Financial Services' Construction Loans (USD Mil) of 638.93 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Construction Loans (USD Mil) for a Banks company?
A good Construction Loans (USD Mil) depends on the Banks industry context. However, Construction Loans (USD Mil) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Construction Loans (USD Mil) mean?
A high Construction Loans (USD Mil) can signal that a stock is expensive relative to its fundamentals. Construction Loans is a short-term loan that covers only the costs of custom home building. View historical data on Provident Financial Services and its competitors. Provident Financial Services's current Construction Loans (USD Mil) is 638.93. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Provident Financial Services stock overvalued right now?
Based on GuruFocus' analysis, Provident Financial Services (PFS) is currently considered Modestly Overvalued. The stock's GF Value™ is $20.12, compared to a current price of $25.01 — trading 24.3% above its estimated fair value. The current Construction Loans (USD Mil) is 638.93. Provident Financial Services' overall GF Score™ is 58/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Construction Loans (USD Mil) calculated?
Construction Loans (USD Mil) is calculated from a company's financial statements. For Provident Financial Services (PFS), the current Construction Loans (USD Mil) is 638.93 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Provident Financial Services (PFS) Overvalued in 2026?

Based on GuruFocus' analysis, Provident Financial Services stock appears to be overvalued. The current stock price of $25.01 is trading 24.3% above its estimated GF Value™ of $20.12. GuruFocus considers Provident Financial Services to be Modestly Overvalued.

Key valuation signals for PFS:

  • Construction Loans (USD Mil): 638.93
  • GF Value™: $20.12 vs. price of $25.01 (24.3% above fair value)
  • GF Score™: 58/100 with 7 warning signs

No single metric tells the full story. See the PFS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Provident Financial Services Business Description

Other Exchanges PQ3:Germany
Address 239 Washington Street, Jersey, NJ, USA, 07302
Provident Financial Services Inc is the holding company for The Provident Bank, a community-oriented bank. The company's operations are solely in the financial services industry and include providing traditional banking and other financial services to its customers. The company operates in the geographical regions of northern and central New Jersey, Queens and Nassau Counties in New York and eastern Pennsylvania. The company has a single reporting segment for financial reporting purposes. The majority of the revenue-generating activities that are components of non-interest income. These revenue streams can generally be classified into three broad categories: wealth management revenue, insurance agency income, and banking service charges and other fees.
58GF Score

Get the complete analysis for PFS

Construction Loans (USD Mil) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$25.01
Price
$20.12
GF Value