PFS (Provident Financial Services) Momentum Rank: 10 (As of Aug. 13, 2026) — 25% Above Median

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Director of Data and Quant Analytics at GuruFocus
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

PFS Provident Financial Services Inc PFS
58 GF Score
Price $25.01
GF Value $20.12
Valuation Modestly Overvalued
! 7 Warning Signs
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What is Provident Financial Services Momentum Rank?

Provident Financial Services PFS +0.52% 58 Momentum Rank is 10 as of Aug. 13, 2026, which is 25% above its 10-year median of 8.00. GuruFocus rates PFS with a GF Score™ of 58/100 and a GF Value™ of $20.12 (Modestly Overvalued). The stock has 7 warning signs investors should review.

Provident Financial Services has the Momentum Rank of 10.

Momentum Rank measures the strength and persistence of a stock's price movement over time, rated on a scale of 1 to 10.

For Momentum Rank, we considered the residual momentum concept that was widely studied by Blitz and his colleagues as well as by Nobel Prize laureates Fama and French. However, we did not find any significant differences in the performances of stocks with different ranks of residual momentum. Therefore, we use traditional momentum instead.

Momentum Rank is determined using the standardized momentum ratio and other momentum indicators. The standardized momentum ratio is the average of the performances from 12 months ago to 1 month ago and 6 months ago to 1 month ago, divided by the beta of the stock over the past 12 months. To calculate the momentum ratio today, we would use the average of the two performance numbers.

For momentum, we found that stock price performance does not have a monotonic correlation with the momentum ratio. The stocks with the highest momentum ratios perform worse than those at about the 70th percentile. Therefore, for the momentum rank, we ranked the stocks at about the 70th percentile of the momentum ratio as the highest at 10.

A higher score reflects strong price momentum and indicates greater potential for superior performance. Conversely, a lower score indicates that momentum is either too high or too low, and stocks tend to underperform.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.

Provident Financial Services Momentum Rank Related Terms

PFS vs SBCF, FBK, BANC: Momentum Rank Comparison

For the Banks - Regional subindustry, Provident Financial Services's Momentum Rank, along with its competitors' market caps and Momentum Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Provident Financial Services Momentum Rank vs Banks Industry

For the Banks industry and Financial Services sector, Provident Financial Services's Momentum Rank distribution charts can be found below:

* The bar in red indicates where Provident Financial Services's Momentum Rank falls into.


PFS
58GF Score
Provident Financial Services Inc PFS
Momentum Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Momentum Rank →
What does a Momentum Rank of 10 mean?
Provident Financial Services (PFS) has a Momentum Rank of 10 as of Aug. 13, 2026. Momentum Rank is determined using the standardized momentum ratio, measuring the speed and velocity of price changes in a stock. View historical data on Provident Financial Services and its competitors. This is 25% above median its historical median of 8.00. Over the past decade, Provident Financial Services' Momentum Rank has ranged from 2.00 to 10.00.
Is Provident Financial Services' Momentum Rank too high?
Provident Financial Services' current Momentum Rank of 10 is 25% above median its 10-year median of 8.00. Over the past 10 years, this metric has ranged from a low of 2.00 to a high of 10.00. Overall, Provident Financial Services has a GF Score™ of 58/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Provident Financial Services' Momentum Rank compare to SBCF and FBK?
Provident Financial Services' Momentum Rank of 10 can be compared against companies in the Banks industry. Historically, Provident Financial Services' own Momentum Rank has ranged from 2.00 to 10.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Momentum Rank for a Banks company?
A good Momentum Rank depends on the Banks industry context. However, Momentum Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Momentum Rank mean?
A high Momentum Rank can signal that a stock is expensive relative to its fundamentals. Momentum Rank is determined using the standardized momentum ratio, measuring the speed and velocity of price changes in a stock. View historical data on Provident Financial Services and its competitors. Provident Financial Services's current Momentum Rank is 10, which is 25% above median its own 10-year median of 8.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Provident Financial Services stock overvalued right now?
Based on GuruFocus' analysis, Provident Financial Services (PFS) is currently considered Modestly Overvalued. The stock's GF Value™ is $20.12, compared to a current price of $25.01 — trading 24.3% above its estimated fair value. The current Momentum Rank is 10, which is 25% above median its 10-year median of 8.00. Provident Financial Services' overall GF Score™ is 58/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Momentum Rank calculated?
Momentum Rank is calculated from a company's financial statements. For Provident Financial Services (PFS), the current Momentum Rank is 10 as of Aug. 13, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Provident Financial Services (PFS) Overvalued in 2026?

Based on GuruFocus' analysis, Provident Financial Services stock appears to be overvalued. The current stock price of $25.01 is trading 24.3% above its estimated GF Value™ of $20.12. GuruFocus considers Provident Financial Services to be Modestly Overvalued.

Key valuation signals for PFS:

  • Momentum Rank: 10 (25% above median its 10-year median of 8.00)
  • GF Value™: $20.12 vs. price of $25.01 (24.3% above fair value)
  • GF Score™: 58/100 with 7 warning signs

No single metric tells the full story. See the PFS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Provident Financial Services Business Description

Other Exchanges PQ3:Germany
Address 239 Washington Street, Jersey, NJ, USA, 07302
Provident Financial Services Inc is the holding company for The Provident Bank, a community-oriented bank. The company's operations are solely in the financial services industry and include providing traditional banking and other financial services to its customers. The company operates in the geographical regions of northern and central New Jersey, Queens and Nassau Counties in New York and eastern Pennsylvania. The company has a single reporting segment for financial reporting purposes. The majority of the revenue-generating activities that are components of non-interest income. These revenue streams can generally be classified into three broad categories: wealth management revenue, insurance agency income, and banking service charges and other fees.
58GF Score

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Momentum Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$25.01
Price
$20.12
GF Value