PFS (Provident Financial Services) Growth Rank: 1 (As of Aug. 13, 2026) — 86% Below Median

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PFS Provident Financial Services Inc PFS
58 GF Score
Price $25.01
GF Value $20.12
Valuation Modestly Overvalued
! 7 Warning Signs
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What is Provident Financial Services Growth Rank?

Provident Financial Services PFS +0.52% 58 Growth Rank is 1 as of Aug. 13, 2026, which is 86% below its 10-year median of 7.00. GuruFocus rates PFS with a GF Score™ of 58/100 and a GF Value™ of $20.12 (Modestly Overvalued). The stock has 7 warning signs investors should review.

Provident Financial Services has the Growth Rank of 1.

GuruFocus Growth Rank measures the growth of a company in terms of its revenue and profitability, rated on a scale from 1 to 10. Historically, the companies with the highest growth ranks performed the best over the long term. It is calculated using the following criteria:

1. 5-year revenue growth rate, the higher, the better.
2. 3-year revenue growth rate, the higher, the better.
3. 5-year EBITDA growth rate, the higher, the better.
4. The predictability of 5-year revenue. The most consistent it is, the higher the rank.

A higher score reflects a greater ability to drive business growth, with companies considered to have strong and sustainable expansion potential. Conversely, a lower score indicates challenges in achieving consistent growth and scalability.

GuruFocus found that the Growth Rank is the second of the two most-sensitive parameters among the five parameters checked. Please click GF Score to see more details on GF Score's 5 Key Aspects of Analysis.

Please note that we are using the five-year EBITDA growth rate as a parameter, so the company needs to have had positive growth over that time. The reason we use EBITDA instead of earnings per share is that with EBITDA, we can rank a lot more companies since a company may have positive EBITDA but negative EPS. Since we are looking at the growth here, EBITDA gives us a pretty clear picture about the growth in the company's business operations.

Provident Financial Services Growth Rank Related Terms

PFS vs SBCF, FBK, BANC: Growth Rank Comparison

For the Banks - Regional subindustry, Provident Financial Services's Growth Rank, along with its competitors' market caps and Growth Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Provident Financial Services Growth Rank vs Banks Industry

For the Banks industry and Financial Services sector, Provident Financial Services's Growth Rank distribution charts can be found below:

* The bar in red indicates where Provident Financial Services's Growth Rank falls into.


PFS
58GF Score
Provident Financial Services Inc PFS
Growth Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Growth Rank →
What does a Growth Rank of 1 mean?
Provident Financial Services (PFS) has a Growth Rank of 1 as of Aug. 13, 2026. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on Provident Financial Services and its competitors. This is 86% below median its historical median of 7.00. Over the past decade, Provident Financial Services' Growth Rank has ranged from 1.00 to 10.00.
Is Provident Financial Services' Growth Rank too high?
Provident Financial Services' current Growth Rank of 1 is 86% below median its 10-year median of 7.00. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 10.00. Overall, Provident Financial Services has a GF Score™ of 58/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Provident Financial Services' Growth Rank compare to SBCF and FBK?
Provident Financial Services' Growth Rank of 1 can be compared against companies in the Banks industry. Historically, Provident Financial Services' own Growth Rank has ranged from 1.00 to 10.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Growth Rank for a Banks company?
A good Growth Rank depends on the Banks industry context. However, Growth Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Growth Rank mean?
A high Growth Rank can signal that a stock is expensive relative to its fundamentals. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on Provident Financial Services and its competitors. Provident Financial Services's current Growth Rank is 1, which is 86% below median its own 10-year median of 7.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Provident Financial Services stock overvalued right now?
Based on GuruFocus' analysis, Provident Financial Services (PFS) is currently considered Modestly Overvalued. The stock's GF Value™ is $20.12, compared to a current price of $25.01 — trading 24.3% above its estimated fair value. The current Growth Rank is 1, which is 86% below median its 10-year median of 7.00. Provident Financial Services' overall GF Score™ is 58/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Growth Rank calculated?
Growth Rank is calculated from a company's financial statements. For Provident Financial Services (PFS), the current Growth Rank is 1 as of Aug. 13, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Provident Financial Services (PFS) Overvalued in 2026?

Based on GuruFocus' analysis, Provident Financial Services stock appears to be overvalued. The current stock price of $25.01 is trading 24.3% above its estimated GF Value™ of $20.12. GuruFocus considers Provident Financial Services to be Modestly Overvalued.

Key valuation signals for PFS:

  • Growth Rank: 1 (86% below median its 10-year median of 7.00)
  • GF Value™: $20.12 vs. price of $25.01 (24.3% above fair value)
  • GF Score™: 58/100 with 7 warning signs

No single metric tells the full story. See the PFS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Provident Financial Services Business Description

Other Exchanges PQ3:Germany
Address 239 Washington Street, Jersey, NJ, USA, 07302
Provident Financial Services Inc is the holding company for The Provident Bank, a community-oriented bank. The company's operations are solely in the financial services industry and include providing traditional banking and other financial services to its customers. The company operates in the geographical regions of northern and central New Jersey, Queens and Nassau Counties in New York and eastern Pennsylvania. The company has a single reporting segment for financial reporting purposes. The majority of the revenue-generating activities that are components of non-interest income. These revenue streams can generally be classified into three broad categories: wealth management revenue, insurance agency income, and banking service charges and other fees.
58GF Score

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Growth Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$25.01
Price
$20.12
GF Value