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During the past 12 months, Provident Financial Services's average EPS without NRI Growth Rate was 22.00% per year.
During the past 3 years, the average EPS without NRI Growth Rate was -2.30% per year.
During the past 5 years, the average EPS without NRI Growth Rate was 2.40% per year.
During the past 10 years, the average EPS without NRI Growth Rate was 3.90% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
During the past 13 years, the highest 3-Year average EPS without NRI Growth Rate of Provident Financial Services was 41.10% per year. The lowest was -12.80% per year. And the median was 8.05% per year.
EPS without NRI is the amount of earnings without non-recurring items per outstanding share of the company's stock.
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists Earnings per share without Non-Recurring Items, which better reflects the company's underlying performance.
Provident Financial Services 3-Year EPS without NRI Growth Rate Related Terms
PFS vs SBCF, FBK, BANC: 3-Year EPS without NRI Growth Rate Comparison
For the Banks - Regional subindustry, Provident Financial Services's 3-Year EPS without NRI Growth Rate, along with its competitors' market caps and 3-Year EPS without NRI Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Provident Financial Services 3-Year EPS without NRI Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, Provident Financial Services's 3-Year EPS without NRI Growth Rate distribution charts can be found below:
* The bar in red indicates where Provident Financial Services's 3-Year EPS without NRI Growth Rate falls into.
Provident Financial Services 3-Year EPS without NRI Growth Rate Calculation
This is the 3-year average growth rate of EPS without NRI. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
What does a 3-Year EPS without NRI Growth Rate of -2.30% mean?
Provident Financial Services (PFS) has a 3-Year EPS without NRI Growth Rate of -2.30% as of Jun. 2026. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Provident Financial Services and its competitors. According to the industry distribution chart, Provident Financial Services ranks #1071 out of 1408 companies in the Banks industry, placing it in the top 76.1%.
Is Provident Financial Services' 3-Year EPS without NRI Growth Rate too high?
Provident Financial Services' current 3-Year EPS without NRI Growth Rate is -2.30%. Based on the distribution chart, Provident Financial Services ranks #1071 out of 1408 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Provident Financial Services has a GF Score™ of 58/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Provident Financial Services' 3-Year EPS without NRI Growth Rate compare to SBCF and FBK?
According to the Banks industry distribution chart, Provident Financial Services ranks #1071 out of 1408 companies for 3-Year EPS without NRI Growth Rate. This places Provident Financial Services in the lower half of its industry. The industry median 3-Year EPS without NRI Growth Rate is 7.50. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EPS without NRI Growth Rate for a Banks company?
The median 3-Year EPS without NRI Growth Rate among Banks companies is 7.50, based on 1,408 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EPS without NRI Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EPS without NRI Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EPS without NRI Growth Rate mean?
A high 3-Year EPS without NRI Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Provident Financial Services and its competitors. For the Banks industry, the median 3-Year EPS without NRI Growth Rate is 7.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Provident Financial Services's current 3-Year EPS without NRI Growth Rate is -2.30%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Provident Financial Services stock overvalued right now?
Based on GuruFocus' analysis, Provident Financial Services (PFS) is currently considered Modestly Overvalued. The stock's GF Value™ is $20.12, compared to a current price of $25.01 — trading 24.3% above its estimated fair value. The current 3-Year EPS without NRI Growth Rate is -2.30%. Provident Financial Services' overall GF Score™ is 58/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EPS without NRI Growth Rate calculated?
3-Year EPS without NRI Growth Rate is calculated from a company's financial statements. For Provident Financial Services (PFS), the current 3-Year EPS without NRI Growth Rate is -2.30% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Provident Financial Services (PFS) Overvalued in 2026?
Based on GuruFocus' analysis, Provident Financial Services stock appears to be overvalued.
The current stock price of $25.01 is trading 24.3% above its estimated GF Value™ of $20.12.
GuruFocus considers Provident Financial Services to be Modestly Overvalued.
Key valuation signals for PFS:
3-Year EPS without NRI Growth Rate: -2.30%
GF Value™: $20.12 vs. price of $25.01 (24.3% above fair value)
No single metric tells the full story. See the PFS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Provident Financial Services Inc is the holding company for The Provident Bank, a community-oriented bank. The company's operations are solely in the financial services industry and include providing traditional banking and other financial services to its customers. The company operates in the geographical regions of northern and central New Jersey, Queens and Nassau Counties in New York and eastern Pennsylvania. The company has a single reporting segment for financial reporting purposes. The majority of the revenue-generating activities that are components of non-interest income. These revenue streams can generally be classified into three broad categories: wealth management revenue, insurance agency income, and banking service charges and other fees.
58GF Score
Get the complete analysis for PFS
3-Year EPS without NRI Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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