PFS (Provident Financial Services) 3-Year Dividend Growth Rate: 0.00% (As of Jun. 2026)

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PFS Provident Financial Services Inc PFS
58 GF Score
Price $25.01
GF Value $20.12
Valuation Modestly Overvalued
! 7 Warning Signs
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What is Provident Financial Services 3-Year Dividend Growth Rate?

Provident Financial Services PFS +0.52% 58 3-Year Dividend Growth Rate is 0.00% as of Jun. 2026. GuruFocus rates PFS with a GF Score™ of 58/100 and a GF Value™ of $20.12 (Modestly Overvalued). The stock has 7 warning signs investors should review. Among 960 Banks companies, Provident Financial Services ranks worse than 104166.56% on this metric.

Provident Financial Services's Dividends per Share for the three months ended in Jun. 2026 was $0.24.

The historical rank and industry rank for Provident Financial Services's 3-Year Dividend Growth Rate or its related term are showing as below:

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Provident Financial Services was 40.70% per year. The lowest was 0.00% per year. And the median was 6.90% per year.

PFS's 3-Year Dividend Growth Rate is not ranked *
in the Banks industry.
Industry Median: 10.1
* Ranked among companies with meaningful 3-Year Dividend Growth Rate only.

During the past 5 years, the average Dividends Per Share Growth Rate was 0.90% per year. During the past 10 years, the average Dividends Per Share Growth Rate was 3.80% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.

Provident Financial Services's Dividend Payout Ratio for the three months ended in Jun. 2026 was 0.39. As of today, Provident Financial Services's Dividend Yield % is 3.83%.

Warning Sign:

Provident Financial Services Inc stock Dividend Yield % is close to 5-year low.

For more information regarding to dividend, please check our Dividend Page.


Provident Financial Services  (NYSE:PFS) 3-Year Dividend Growth Rate Explanation

1. Dividend Payout Ratio measures the percentage of the company's earnings paid out as dividends.

Provident Financial Services's Dividend Payout Ratio for the quarter that ended in Jun. 2026 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Jun. 2026 )/ EPS without NRI (Q: Jun. 2026 )
=0.24/ 0.61
=0.39

During the past 13 years, the highest Dividend Payout Ratio of Provident Financial Services was 0.66. The lowest was 0.40. And the median was 0.52.

2. Dividend Yield % measures how much a company pays out in dividends each year relative to its share price.

Provident Financial Services Recent Full-Year* Dividend History

Amount Ex-date Record Date Pay Date Type Frequency Forex Rate
USD 0.2400002026-05-152026-05-152026-05-29Cash DividendquarterlyUSD:USD 1.000000
USD 0.2400002026-02-132026-02-132026-02-27Cash DividendquarterlyUSD:USD 1.000000
USD 0.2400002025-11-142025-11-142025-11-28Cash DividendquarterlyUSD:USD 1.000000
USD 0.2400002025-08-152025-08-152025-08-29Cash DividendquarterlyUSD:USD 1.000000

* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.

Provident Financial Services's Dividend Yield (%) for Today is calculated as

Dividend Yield %=Most Recent Full Year Dividend/Current Share Price
=0.96/25.01
=3.84 %

Current Share Price is $25.01.
Provident Financial Services's Dividends per Share for the trailing twelve months (TTM) ended in Today is $0.96.

During the past 13 years, the highest Dividend Yield of Provident Financial Services was 8.82%. The lowest was 2.47%. And the median was 4.14%.

Warning Sign:

Provident Financial Services Inc stock Dividend Yield % is close to 5-year low.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Provident Financial Services 3-Year Dividend Growth Rate Related Terms>


PFS vs SBCF, FBK, BANC: 3-Year Dividend Growth Rate Comparison

For the Banks - Regional subindustry, Provident Financial Services's 3-Year Dividend Growth Rate, along with its competitors' market caps and 3-Year Dividend Growth Rate data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Provident Financial Services 3-Year Dividend Growth Rate vs Banks Industry

For the Banks industry and Financial Services sector, Provident Financial Services's 3-Year Dividend Growth Rate distribution charts can be found below:

* The bar in red indicates where Provident Financial Services's 3-Year Dividend Growth Rate falls into.


PFS
58GF Score
Provident Financial Services Inc PFS
3-Year Dividend Growth Rate is just one metric. See GF Score™, valuation, warning signs, and more.
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Provident Financial Services 3-Year Dividend Growth Rate Calculation

This is the average annual rate that a company has been raising its dividends. The growth rate is calculated with expontential compound based on the latest four year annual data.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.

What does a 3-Year Dividend Growth Rate of 0.00% mean?
Provident Financial Services (PFS) has a 3-Year Dividend Growth Rate of 0.00% as of Jun. 2026. 3-Year Dividend Growth Rate is the company's three-year average growth of dividend payout. View historical data on Provident Financial Services and its competitors. According to the industry distribution chart, Provident Financial Services ranks #999999 out of 960 companies in the Banks industry.
Is Provident Financial Services' 3-Year Dividend Growth Rate too high?
Provident Financial Services' current 3-Year Dividend Growth Rate is 0.00%. Based on the distribution chart, Provident Financial Services ranks #999999 out of 960 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Provident Financial Services has a GF Score™ of 58/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Provident Financial Services' 3-Year Dividend Growth Rate compare to SBCF and FBK?
According to the Banks industry distribution chart, Provident Financial Services ranks #999999 out of 960 companies for 3-Year Dividend Growth Rate. This places Provident Financial Services in the lower half of its industry. The industry median 3-Year Dividend Growth Rate is 10.10. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Dividend Growth Rate for a Banks company?
The median 3-Year Dividend Growth Rate among Banks companies is 10.10, based on 960 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Dividend Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Dividend Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Dividend Growth Rate mean?
A high 3-Year Dividend Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Dividend Growth Rate is the company's three-year average growth of dividend payout. View historical data on Provident Financial Services and its competitors. For the Banks industry, the median 3-Year Dividend Growth Rate is 10.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Provident Financial Services's current 3-Year Dividend Growth Rate is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Provident Financial Services stock overvalued right now?
Based on GuruFocus' analysis, Provident Financial Services (PFS) is currently considered Modestly Overvalued. The stock's GF Value™ is $20.12, compared to a current price of $25.01 — trading 24.3% above its estimated fair value. The current 3-Year Dividend Growth Rate is 0.00%. Provident Financial Services' overall GF Score™ is 58/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Dividend Growth Rate calculated?
3-Year Dividend Growth Rate is calculated from a company's financial statements. For Provident Financial Services (PFS), the current 3-Year Dividend Growth Rate is 0.00% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Provident Financial Services (PFS) Overvalued in 2026?

Based on GuruFocus' analysis, Provident Financial Services stock appears to be overvalued. The current stock price of $25.01 is trading 24.3% above its estimated GF Value™ of $20.12. GuruFocus considers Provident Financial Services to be Modestly Overvalued.

Key valuation signals for PFS:

  • 3-Year Dividend Growth Rate: 0.00%
  • GF Value™: $20.12 vs. price of $25.01 (24.3% above fair value)
  • GF Score™: 58/100 with 7 warning signs

No single metric tells the full story. See the PFS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Provident Financial Services Business Description

Other Exchanges PQ3:Germany
Address 239 Washington Street, Jersey, NJ, USA, 07302
Provident Financial Services Inc is the holding company for The Provident Bank, a community-oriented bank. The company's operations are solely in the financial services industry and include providing traditional banking and other financial services to its customers. The company operates in the geographical regions of northern and central New Jersey, Queens and Nassau Counties in New York and eastern Pennsylvania. The company has a single reporting segment for financial reporting purposes. The majority of the revenue-generating activities that are components of non-interest income. These revenue streams can generally be classified into three broad categories: wealth management revenue, insurance agency income, and banking service charges and other fees.
58GF Score

Get the complete analysis for PFS

3-Year Dividend Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$25.01
Price
$20.12
GF Value