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Provident Financial Services's operating cash flow per share for the
three
months ended in Jun. 2026 was $0.91.
Provident Financial Services's operating cash flow per share for the trailing twelve months (TTM) ended in Jun. 2026 was $2.84.
During the past 12 months, the average Operating Cash Flow per Share Growth Rate of Provident Financial Services was -36.60% per year.
During the past 3 years, the average Operating Cash Flow per Share Growth Rate was 8.20% per year.
During the past 5 years, the average Operating Cash Flow per Share Growth Rate was 18.40% per year.
During the past 10 years, the average Operating Cash Flow per Share Growth Rate was 6.30% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the OCF Growth Rate using Operating Cash Flow per Share data.
The historical rank and industry rank for Provident Financial Services's Operating Cash Flow per Share or its related term are showing as below:
PFS'
s 3-Year OCF Growth Rate Range Over the Past 10 Years
Min: -33.4 Med: 1.3 Max: 65.4
Current: 8.2
During the past 13 years, Provident Financial Services's highest 3-Year average Operating Cash Flow per Share Growth Rate was 65.40% per year. The lowest was -33.40% per year. And the median was 1.30% per year.
PFS's 3-Year OCF Growth Rate is ranked better than 62.85% of 1066
companies
in the Banks industry
Industry Median: 0.4
vs PFS: 8.20
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Provident Financial Services Operating Cash Flow per Share Chart
PFS vs BOH, FHB, BANC: Operating Cash Flow per Share Comparison
For the Banks - Regional subindustry, Provident Financial Services's Price-to-Operating-Cash-Flow, along with its competitors' market caps and Price-to-Operating-Cash-Flow data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Provident Financial Services Price-to-Operating-Cash-Flow vs Banks Industry
For the Banks industry and Financial Services sector, Provident Financial Services's Price-to-Operating-Cash-Flow distribution charts can be found below:
* The bar in red indicates where Provident Financial Services's Price-to-Operating-Cash-Flow falls into.
Operating Cash Flow per Share for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $2.84
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Operating Cash Flow per Share of $2.84 mean?
Provident Financial Services (PFS) has a Operating Cash Flow per Share of $2.84 as of Jun. 2026. Operating cash flow per share equals the per-share amount of cash flow from operations. View historical data on Provident Financial Services and its competitors. According to the industry distribution chart, Provident Financial Services ranks #396 out of 1066 companies in the Banks industry, placing it in the top 37.1%.
Is Provident Financial Services' Operating Cash Flow per Share too high?
Provident Financial Services' current Operating Cash Flow per Share is $2.84. The Banks industry median Operating Cash Flow per Share is 0.40. Provident Financial Services' value of $2.84 is 610% above this industry median. Based on the distribution chart, Provident Financial Services ranks #396 out of 1066 companies in the Banks industry, which is above the industry midpoint. Overall, Provident Financial Services has a GF Score™ of 58/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Provident Financial Services' Operating Cash Flow per Share compare to BOH and FHB?
According to the Banks industry distribution chart, Provident Financial Services ranks #396 out of 1066 companies for Operating Cash Flow per Share. This puts Provident Financial Services in the upper half of its industry. The industry median Operating Cash Flow per Share is 0.40. Provident Financial Services' value of $2.84 is 610% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Operating Cash Flow per Share for a Banks company?
The median Operating Cash Flow per Share among Banks companies is 0.40, based on 1,066 companies in the industry. Companies in the top quartile (top 25%) have a Operating Cash Flow per Share significantly above this median, while those in the bottom quartile fall well below. However, Operating Cash Flow per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Provident Financial Services's current Operating Cash Flow per Share of $2.84 is 610% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Operating Cash Flow per Share mean?
A high Operating Cash Flow per Share can signal that a stock is expensive relative to its fundamentals. Operating cash flow per share equals the per-share amount of cash flow from operations. View historical data on Provident Financial Services and its competitors. For the Banks industry, the median Operating Cash Flow per Share is 0.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Provident Financial Services's current Operating Cash Flow per Share is $2.84. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Provident Financial Services stock overvalued right now?
Based on GuruFocus' analysis, Provident Financial Services (PFS) is currently considered Modestly Overvalued. The stock's GF Value™ is $19.62, compared to a current price of $23.04 — trading 17.4% above its estimated fair value. The current Operating Cash Flow per Share is $2.84 and 610% above the Banks industry median of 0.40. Provident Financial Services' overall GF Score™ is 58/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Operating Cash Flow per Share calculated?
Operating Cash Flow per Share is calculated from a company's financial statements. For Provident Financial Services (PFS), the current Operating Cash Flow per Share is $2.84 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Provident Financial Services (PFS) Overvalued in 2026?
Based on GuruFocus' analysis, Provident Financial Services stock appears to be overvalued.
The current stock price of $23.04 is trading 17.4% above its estimated GF Value™ of $19.62.
GuruFocus considers Provident Financial Services to be Modestly Overvalued.
Key valuation signals for PFS:
Operating Cash Flow per Share: $2.84
GF Value™: $19.62 vs. price of $23.04 (17.4% above fair value)
Industry Position: 610% above the Banks median (#396 of 1066)
No single metric tells the full story. See the PFS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Provident Financial Services Inc is the holding company for The Provident Bank, a community-oriented bank. The company's operations are solely in the financial services industry and include providing traditional banking and other financial services to its customers. The company operates in the geographical regions of northern and central New Jersey, Queens and Nassau Counties in New York and eastern Pennsylvania. The company has a single reporting segment for financial reporting purposes. The majority of the revenue-generating activities that are components of non-interest income. These revenue streams can generally be classified into three broad categories: wealth management revenue, insurance agency income, and banking service charges and other fees.
58GF Score
Get the complete analysis for PFS
Operating Cash Flow per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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