AMPAMLTF 29 Current Ratio is 0.32 as of Dec. 2025, which is 9% below its 10-year median of 0.35. GuruFocus rates AMLTF with a GF Score™ of 29/100 and a GF Value™ of $0.57 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 497 Diversified Financial Services companies, AMP ranks worse than 79.07% on this metric.
The current ratio is a liquidity ratio that measures a company's ability to pay short-term obligations. It is calculated as a company's Total Current Assets divides by its Total Current Liabilities. AMP's current ratio for the quarter that ended in Dec. 2025 was 0.32.
AMP has a current ratio of 0.32. It indicates that the company may have difficulty meeting its current obligations. Low values, however, do not indicate a critical problem. If AMP has good long-term prospects, it may be able to borrow against those prospects to meet current obligations.
The historical rank and industry rank for AMP's Current Ratio or its related term are showing as below:
AMLTF'
s Current Ratio Range Over the Past 10 Years
Min: 0.14 Med: 0.35 Max: 0.39
Current: 0.32
During the past 13 years, AMP's highest Current Ratio was 0.39. The lowest was 0.14. And the median was 0.35.
AMLTF's Current Ratio is ranked worse than 79.07% of 497
companies
in the Diversified Financial Services industry
Industry Median: 3.1
vs AMLTF: 0.32
AMP (OTCPK:AMLTF) Current Ratio Explanation
The current ratio can give a sense of the efficiency of a company's operating cycle or its ability to turn its product into cash. Companies that have trouble getting paid on their receivables or have long inventory turnover can run into liquidity problems because they are unable to alleviate their obligations. Because business operations differ in each industry, it is always more useful to compare companies within the same industry.
Acceptable current ratios vary from industry to industry and are generally between 1 and 3 for healthy businesses.
The higher the current ratio, the more capable the company is of paying its obligations. A ratio under 1 suggests that the company would be unable to pay off its obligations if they came due at that point. While this shows the company is not in good financial health, it does not necessarily mean that it will go bankrupt - as there are many ways to access financing - but it is definitely not a good sign.
If all other things were equal, a creditor, who is expecting to be paid in the next 12 months, would consider a high current ratio to be better than a low current ratio, because a high current ratio means that the company is more likely to meet its liabilities which fall due in the next 12 months.
AMP Current Ratio Related Terms
AMP Current Ratio Historical Data
* Premium members only.
The historical data trend for AMP's Current Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Financial Conglomerates subindustry, AMP's Current Ratio, along with its competitors' market caps and Current Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
AMP Current Ratio vs Diversified Financial Services Industry
For the Diversified Financial Services industry and Financial Services sector, AMP's Current Ratio distribution charts can be found below:
* The bar in red indicates where AMP's Current Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
AMP (AMLTF) has a Current Ratio of 0.32 as of Dec. 2025. This is near median its historical median of 0.35. Over the past decade, AMP's Current Ratio has ranged from 0.14 to 0.39. According to the industry distribution chart, AMP ranks #393 out of 497 companies in the Diversified Financial Services industry, placing it in the top 79.1%.
Is AMP's Current Ratio too high?
AMP's current Current Ratio of 0.32 is near median its 10-year median of 0.35. Over the past 10 years, this metric has ranged from a low of 0.14 to a high of 0.39. The Diversified Financial Services industry median Current Ratio is 3.10. AMP's value of 0.32 is 89.7% below this industry median. Based on the distribution chart, AMP ranks #393 out of 497 companies in the Diversified Financial Services industry, which is in the bottom quartile relative to peers. Overall, AMP has a GF Score™ of 29/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does AMP's Current Ratio compare to FRHC and VOYA?
According to the Diversified Financial Services industry distribution chart, AMP ranks #393 out of 497 companies for Current Ratio. This places AMP in the lower half of its industry. The industry median Current Ratio is 3.10. AMP's value of 0.32 is 89.7% below this benchmark. Historically, AMP's own Current Ratio has ranged from 0.14 to 0.39 over the past decade. While the company's 10-year median is 0.35 vs. the industry median of 3.10, AMP has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Current Ratio for a Diversified Financial Services company?
The median Current Ratio among Diversified Financial Services companies is 3.10, based on 497 companies in the industry. Companies in the top quartile (top 25%) have a Current Ratio significantly above this median, while those in the bottom quartile fall well below. However, Current Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. AMP's current Current Ratio of 0.32 is 89.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Current Ratio mean?
A high Current Ratio can signal that a stock is expensive relative to its fundamentals. For the Diversified Financial Services industry, the median Current Ratio is 3.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. AMP's current Current Ratio is 0.32, which is near median its own 10-year median of 0.35. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AMP stock overvalued right now?
Based on GuruFocus' analysis, AMP (AMLTF) is currently considered Significantly Overvalued. The stock's GF Value™ is $0.57, compared to a current price of $1.05 — trading 84.2% above its estimated fair value. The current Current Ratio is 0.32, which is near median its 10-year median of 0.35 and 89.7% below the Diversified Financial Services industry median of 3.10. AMP's overall GF Score™ is 29/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Current Ratio calculated?
Current Ratio is calculated from a company's financial statements. For AMP (AMLTF), the current Current Ratio is 0.32 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is AMP (AMLTF) Overvalued in 2026?
Based on GuruFocus' analysis, AMP stock appears to be overvalued.
The current stock price of $1.05 is trading 84.2% above its estimated GF Value™ of $0.57.
GuruFocus considers AMP to be Significantly Overvalued.
Key valuation signals for AMLTF:
Current Ratio: 0.32 (near median its 10-year median of 0.35)
GF Value™: $0.57 vs. price of $1.05 (84.2% above fair value)
Industry Position: 89.7% below the Diversified Financial Services median (#393 of 497)
No single metric tells the full story. See the AMLTF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
AMP, originally established as the Australian Mutual Provident Society, is a financial services provider in Australia and New Zealand. The firm's offerings span across wealth platforms, superannuation products, along with banking services like home loans and savings accounts through AMP Bank. Previously, AMP had a global investment management division under its subsidiary, AMP Capital, which managed a range of asset classes; an insurance business, AMP Life; as well as a financial advice business. These businesses were sold to various institutions throughout 2020-24 as part of AMP's simplification program.
29GF Score
Get the complete analysis for AMLTF
Current Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
AMLTF has been successfully added to your 
