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AMPAMLTF 33 3-Year EBITDA Growth Rate is 52.80% as of Dec. 2025. GuruFocus rates AMLTF with a GF Score™ of 33/100 and a GF Value™ of $0.60 (Significantly Overvalued). The stock has 10 warning signs investors should review. Among 203 Diversified Financial Services companies, AMP ranks better than 93.6% on this metric.
During the past 12 months, AMP's average EBITDA Per Share Growth Rate was -4.30% per year.
During the past 3 years, the average EBITDA Per Share Growth Rate was 52.80% per year.
During the past 5 years, the average EBITDA Per Share Growth Rate was 46.90% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.
During the past 13 years, the highest 3-Year average EBITDA Per Share Growth Rate of AMP was 147.50% per year. The lowest was -63.00% per year. And the median was -5.05% per year.
EBITDA per Share is the amount of Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) per outstanding share of the company's stock.
Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) is what the company earns before it expenses interest, taxes, depreciation and amortization.
AMP 3-Year EBITDA Growth Rate Related Terms
AMLTF vs FRHC, VOYA: 3-Year EBITDA Growth Rate Comparison
For the Financial Conglomerates subindustry, AMP's 3-Year EBITDA Growth Rate, along with its competitors' market caps and 3-Year EBITDA Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
AMP 3-Year EBITDA Growth Rate vs Diversified Financial Services Industry
For the Diversified Financial Services industry and Financial Services sector, AMP's 3-Year EBITDA Growth Rate distribution charts can be found below:
* The bar in red indicates where AMP's 3-Year EBITDA Growth Rate falls into.
This is the 3-year average growth rate of EBITDA per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.
What does a 3-Year EBITDA Growth Rate of 52.80% mean?
AMP (AMLTF) has a 3-Year EBITDA Growth Rate of 52.80% as of Dec. 2025. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for AMP and its competitors. According to the industry distribution chart, AMP ranks #13 out of 203 companies in the Diversified Financial Services industry, placing it in the top 6.4%.
Is AMP's 3-Year EBITDA Growth Rate too high?
AMP's current 3-Year EBITDA Growth Rate is 52.80%. The Diversified Financial Services industry median 3-Year EBITDA Growth Rate is 18.40. AMP's value of 52.80% is 187% above this industry median. Based on the distribution chart, AMP ranks #13 out of 203 companies in the Diversified Financial Services industry, which is in the top quartile — a strong position relative to peers. Overall, AMP has a GF Score™ of 33/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does AMP's 3-Year EBITDA Growth Rate compare to FRHC and VOYA?
According to the Diversified Financial Services industry distribution chart, AMP ranks #13 out of 203 companies for 3-Year EBITDA Growth Rate. This places AMP in the top 6% of its industry — outperforming the majority of peers. The industry median 3-Year EBITDA Growth Rate is 18.40. AMP's value of 52.80% is 187% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EBITDA Growth Rate for a Diversified Financial Services company?
The median 3-Year EBITDA Growth Rate among Diversified Financial Services companies is 18.40, based on 203 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EBITDA Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EBITDA Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. AMP's current 3-Year EBITDA Growth Rate of 52.80% is 187% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EBITDA Growth Rate mean?
A high 3-Year EBITDA Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for AMP and its competitors. For the Diversified Financial Services industry, the median 3-Year EBITDA Growth Rate is 18.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. AMP's current 3-Year EBITDA Growth Rate is 52.80%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AMP stock overvalued right now?
Based on GuruFocus' analysis, AMP (AMLTF) is currently considered Significantly Overvalued. The stock's GF Value™ is $0.60, compared to a current price of $1.30 — trading 116.7% above its estimated fair value. The current 3-Year EBITDA Growth Rate is 52.80% and 187% above the Diversified Financial Services industry median of 18.40. AMP's overall GF Score™ is 33/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EBITDA Growth Rate calculated?
3-Year EBITDA Growth Rate is calculated from a company's financial statements. For AMP (AMLTF), the current 3-Year EBITDA Growth Rate is 52.80% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is AMP (AMLTF) Overvalued in 2026?
Based on GuruFocus' analysis, AMP stock appears to be overvalued.
The current stock price of $1.30 is trading 116.7% above its estimated GF Value™ of $0.60.
GuruFocus considers AMP to be Significantly Overvalued.
Key valuation signals for AMLTF:
3-Year EBITDA Growth Rate: 52.80%
GF Value™: $0.60 vs. price of $1.30 (116.7% above fair value)
Industry Position: 187% above the Diversified Financial Services median (#13 of 203)
No single metric tells the full story. See the AMLTF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
AMP, originally established as the Australian Mutual Provident Society, is a financial services provider in Australia and New Zealand. The firm's offerings span across wealth platforms, superannuation products, along with banking services like home loans and savings accounts through AMP Bank. Previously, AMP had a global investment management division under its subsidiary, AMP Capital, which managed a range of asset classes; an insurance business, AMP Life; as well as a financial advice business. These businesses were sold to various institutions throughout 2020-24 as part of AMP's simplification program.
33GF Score
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