AMPAMLTF 29 Pretax Margin % is 20.94% as of Dec. 2025. GuruFocus rates AMLTF with a GF Score™ of 29/100 and a GF Value™ of $0.57 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 113 Diversified Financial Services companies, AMP ranks better than 69.91% on this metric.
Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. AMP's Pre-Tax Income for the
six
months ended in Dec. 2025 was $62.5 Mil. AMP's Revenue for the
six
months ended in Dec. 2025 was $298.3 Mil. Therefore, AMP's pretax margin for the quarter that ended in Dec. 2025 was 20.94%.
The historical rank and industry rank for AMP's Pretax Margin % or its related term are showing as below:
AMLTF'
s Pretax Margin % Range Over the Past 10 Years
Min: -14.47 Med: -1.18 Max: 28.27
Current: 25.89
AMLTF's Pretax Margin % is ranked better than 69.91% of 113
companies
in the Diversified Financial Services industry
Industry Median: 11.12
vs AMLTF: 25.89
AMP (OTCPK:AMLTF) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
AMP Pretax Margin % Related Terms
AMP Pretax Margin % Historical Data
* Premium members only.
The historical data trend for AMP's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Financial Conglomerates subindustry, AMP's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
AMP Pretax Margin % vs Diversified Financial Services Industry
For the Diversified Financial Services industry and Financial Services sector, AMP's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where AMP's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
AMP (AMLTF) has a Pretax Margin % of 20.94% as of Dec. 2025. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on AMP and its competitors. According to the industry distribution chart, AMP ranks #34 out of 113 companies in the Diversified Financial Services industry, placing it in the top 30.1%.
Is AMP's Pretax Margin % too high?
AMP's current Pretax Margin % is 20.94%. The Diversified Financial Services industry median Pretax Margin % is 11.12. AMP's value of 20.94% is 88.3% above this industry median. Based on the distribution chart, AMP ranks #34 out of 113 companies in the Diversified Financial Services industry, which is above the industry midpoint. Overall, AMP has a GF Score™ of 29/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does AMP's Pretax Margin % compare to FRHC and VOYA?
According to the Diversified Financial Services industry distribution chart, AMP ranks #34 out of 113 companies for Pretax Margin %. This puts AMP in the upper half of its industry. The industry median Pretax Margin % is 11.12. AMP's value of 20.94% is 88.3% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Diversified Financial Services company?
The median Pretax Margin % among Diversified Financial Services companies is 11.12, based on 113 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. AMP's current Pretax Margin % of 20.94% is 88.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on AMP and its competitors. For the Diversified Financial Services industry, the median Pretax Margin % is 11.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. AMP's current Pretax Margin % is 20.94%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AMP stock overvalued right now?
Based on GuruFocus' analysis, AMP (AMLTF) is currently considered Significantly Overvalued. The stock's GF Value™ is $0.57, compared to a current price of $1.05 — trading 84.2% above its estimated fair value. The current Pretax Margin % is 20.94% and 88.3% above the Diversified Financial Services industry median of 11.12. AMP's overall GF Score™ is 29/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For AMP (AMLTF), the current Pretax Margin % is 20.94% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is AMP (AMLTF) Overvalued in 2026?
Based on GuruFocus' analysis, AMP stock appears to be overvalued.
The current stock price of $1.05 is trading 84.2% above its estimated GF Value™ of $0.57.
GuruFocus considers AMP to be Significantly Overvalued.
Key valuation signals for AMLTF:
Pretax Margin %: 20.94%
GF Value™: $0.57 vs. price of $1.05 (84.2% above fair value)
Industry Position: 88.3% above the Diversified Financial Services median (#34 of 113)
No single metric tells the full story. See the AMLTF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
AMP, originally established as the Australian Mutual Provident Society, is a financial services provider in Australia and New Zealand. The firm's offerings span across wealth platforms, superannuation products, along with banking services like home loans and savings accounts through AMP Bank. Previously, AMP had a global investment management division under its subsidiary, AMP Capital, which managed a range of asset classes; an insurance business, AMP Life; as well as a financial advice business. These businesses were sold to various institutions throughout 2020-24 as part of AMP's simplification program.
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