AMP (AMLTF) LT-Debt-to-Total-Asset: 0.15 (As of Dec. 2025)

AMP AMLTF 29 LT-Debt-to-Total-Asset is 0.15 as of Dec. 2025. GuruFocus rates AMLTF with a GF Score™ of 29/100 and a GF Value™ of $0.78 (Significantly Overvalued). The stock has 6 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. AMP's long-term debt to total assests ratio for the quarter that ended in Dec. 2025 was 0.15.

AMP's long-term debt to total assets ratio declined from Dec. 2024 (0.17) to Dec. 2025 (0.15). It may suggest that AMP is progressively becoming less dependent on debt to grow their business.

AMP (OTCPK:AMLTF) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

AMP LT-Debt-to-Total-Asset Related Terms

AMP LT-Debt-to-Total-Asset Historical Data

* Premium members only.

The historical data trend for AMP's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

AMP LT-Debt-to-Total-Asset Chart

AMP Annual Data

Trend

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Dec25

LT-Debt-to-Total-Asset

Get a 7-Day Free Trial

0.15

0.16

0.07

0.17

0.15

AMP Semi-Annual Data
	Jun16	Dec16	Jun17	Dec17	Jun18	Dec18	Jun19	Dec19	Jun20	Dec20	Jun21	Dec21	Jun22	Dec22	Jun23	Dec23	Jun24	Dec24	Jun25	Dec25
LT-Debt-to-Total-Asset	Get a 7-Day Free Trial															0.07	0.84	0.17	0.17	0.15

29GF Score

AMP Ltd AMLTF

LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.

View Full Analysis

AMP LT-Debt-to-Total-Asset Calculation

AMP's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )	=	Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )	/	Total Assets (A: Dec. 2025 )
	=	3438.538	/	22732.226
	=	0.15

AMP's Long-Term Debt to Total Asset Ratio for the quarter that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (Q: Dec. 2025 )	=	Long-Term Debt & Capital Lease Obligation (Q: Dec. 2025 )	/	Total Assets (Q: Dec. 2025 )
	=	3438.538	/	22732.226
	=	0.15

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →

What does a LT-Debt-to-Total-Asset of 0.15 mean?

AMP (AMLTF) has a LT-Debt-to-Total-Asset of 0.15 as of Dec. 2025. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on AMP and its competitors.

Is AMP's LT-Debt-to-Total-Asset too high?

AMP's current LT-Debt-to-Total-Asset is 0.15. Overall, AMP has a GF Score™ of 29/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.

How does AMP's LT-Debt-to-Total-Asset compare to FRHC and VOYA?

AMP's LT-Debt-to-Total-Asset of 0.15 can be compared against companies in the Diversified Financial Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good LT-Debt-to-Total-Asset for a Diversified Financial Services company?

A good LT-Debt-to-Total-Asset depends on the Diversified Financial Services industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high LT-Debt-to-Total-Asset mean?

A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on AMP and its competitors. AMP's current LT-Debt-to-Total-Asset is 0.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is AMP stock overvalued right now?

Based on GuruFocus' analysis, AMP (AMLTF) is currently considered Significantly Overvalued. The stock's GF Value™ is $0.78, compared to a current price of $1.05 — trading 34.6% above its estimated fair value. The current LT-Debt-to-Total-Asset is 0.15. AMP's overall GF Score™ is 29/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is LT-Debt-to-Total-Asset calculated?

LT-Debt-to-Total-Asset is calculated from a company's financial statements. For AMP (AMLTF), the current LT-Debt-to-Total-Asset is 0.15 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is AMP (AMLTF) Overvalued in 2026?

Based on GuruFocus' analysis, AMP stock appears to be overvalued. The current stock price of $1.05 is trading 34.6% above its estimated GF Value™ of $0.78. GuruFocus considers AMP to be Significantly Overvalued.

Key valuation signals for AMLTF:

LT-Debt-to-Total-Asset: 0.15
GF Value™: $0.78 vs. price of $1.05 (34.6% above fair value)
GF Score™: 29/100 with 6 warning signs

No single metric tells the full story. See the AMLTF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

AMP Business Description

Industry Financial Services Diversified Financial Services

Comparable Companies ASX:KSL ASX:SEQ ASX:INV TSE:8591 BOM:532978 TPE:2885 HKSE:06881 SZSE:002736 SZSE:000617 TSE:8473 BOM:540691 FRHC HKSE:00290 OSL:STB VOYA SZSE:000987 XSGO:BICE SZSE:002797 OHEL:MANTA SZSE:002670

Other Exchanges AMP:Germany AMP:Australia

Address 50 Bridge Street, Level 29, Sydney, NSW, AUS, 2000

Website https://www.amp.com.au

AMP, originally established as the Australian Mutual Provident Society, is a financial services provider in Australia and New Zealand. The firm's offerings span across wealth platforms, superannuation products, along with banking services like home loans and savings accounts through AMP Bank. Previously, AMP had a global investment management division under its subsidiary, AMP Capital, which managed a range of asset classes; an insurance business, AMP Life; as well as a financial advice business. These businesses were sold to various institutions throughout 2020-24 as part of AMP's simplification program.

29GF Score

Get the complete analysis for AMLTF

LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.05

Price

$0.78

GF Value

View AMLTF Analysis

See LT-Debt-to-Total-Asset data for all stocks →