AMPAMLTF 29 Dividend Payout Ratio is 1.44 as of Dec. 2025, which is 62% below its 10-year median of 3.75. GuruFocus rates AMLTF with a GF Score™ of 29/100 and a GF Value™ of $0.57 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 42 Diversified Financial Services companies, AMP ranks worse than 69.05% on this metric.
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. AMP's Dividend Payout Ratio for the
months ended in Dec. 2025 was 1.44.
The historical rank and industry rank for AMP's Dividend Payout Ratio or its related term are showing as below:
AMLTF'
s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.58 Med: 3.75 Max: 24.5
Current: 0.59
During the past 13 years, the highest Dividend Payout Ratio of AMP was 24.50. The lowest was 0.58. And the median was 3.75.
AMLTF's Dividend Payout Ratio is ranked worse than 69.05% of 42
companies
in the Diversified Financial Services industry
Industry Median: 0.415
vs AMLTF: 0.59
During the past 12 months, AMP's average Dividends Per Share Growth Rate was -25.00% per year.
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of AMP was 5.90% per year. The lowest was -47.70% per year. And the median was -6.80% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
AMP (OTCPK:AMLTF) Dividend Payout Ratio Explanation
In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
AMP Dividend Payout Ratio Related Terms
AMP Dividend Payout Ratio Historical Data
* Premium members only.
The historical data trend for AMP's Dividend Payout Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
AMLTF vs FRHC, VOYA: Dividend Payout Ratio Comparison
For the Financial Conglomerates subindustry, AMP's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
AMP Dividend Payout Ratio vs Diversified Financial Services Industry
For the Diversified Financial Services industry and Financial Services sector, AMP's Dividend Payout Ratio distribution charts can be found below:
* The bar in red indicates where AMP's Dividend Payout Ratio falls into.
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.
AMP's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
AMP (AMLTF) has a Dividend Payout Ratio of 1.44 as of Dec. 2025. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on AMP and its competitors. This is 62% below median its historical median of 3.75. Over the past decade, AMP's Dividend Payout Ratio has ranged from 0.58 to 24.50. According to the industry distribution chart, AMP ranks #29 out of 42 companies in the Diversified Financial Services industry, placing it in the top 69%.
Is AMP's Dividend Payout Ratio too high?
AMP's current Dividend Payout Ratio of 1.44 is 62% below median its 10-year median of 3.75. Over the past 10 years, this metric has ranged from a low of 0.58 to a high of 24.50. The Diversified Financial Services industry median Dividend Payout Ratio is 0.42. AMP's value of 1.44 is 247% above this industry median. Based on the distribution chart, AMP ranks #29 out of 42 companies in the Diversified Financial Services industry, which is below the industry midpoint. Overall, AMP has a GF Score™ of 29/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does AMP's Dividend Payout Ratio compare to FRHC and VOYA?
According to the Diversified Financial Services industry distribution chart, AMP ranks #29 out of 42 companies for Dividend Payout Ratio. This places AMP in the lower half of its industry. The industry median Dividend Payout Ratio is 0.42. AMP's value of 1.44 is 247% above this benchmark. Historically, AMP's own Dividend Payout Ratio has ranged from 0.58 to 24.50 over the past decade. While the company's 10-year median is 3.75 vs. the industry median of 0.42, AMP has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Diversified Financial Services company?
The median Dividend Payout Ratio among Diversified Financial Services companies is 0.42, based on 42 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. AMP's current Dividend Payout Ratio of 1.44 is 247% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on AMP and its competitors. For the Diversified Financial Services industry, the median Dividend Payout Ratio is 0.42 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. AMP's current Dividend Payout Ratio is 1.44, which is 62% below median its own 10-year median of 3.75. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AMP stock overvalued right now?
Based on GuruFocus' analysis, AMP (AMLTF) is currently considered Significantly Overvalued. The stock's GF Value™ is $0.57, compared to a current price of $1.05 — trading 84.2% above its estimated fair value. The current Dividend Payout Ratio is 1.44, which is 62% below median its 10-year median of 3.75 and 247% above the Diversified Financial Services industry median of 0.42. AMP's overall GF Score™ is 29/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For AMP (AMLTF), the current Dividend Payout Ratio is 1.44 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is AMP (AMLTF) Overvalued in 2026?
Based on GuruFocus' analysis, AMP stock appears to be overvalued.
The current stock price of $1.05 is trading 84.2% above its estimated GF Value™ of $0.57.
GuruFocus considers AMP to be Significantly Overvalued.
Key valuation signals for AMLTF:
Dividend Payout Ratio: 1.44 (62% below median its 10-year median of 3.75)
GF Value™: $0.57 vs. price of $1.05 (84.2% above fair value)
Industry Position: 247% above the Diversified Financial Services median (#29 of 42)
No single metric tells the full story. See the AMLTF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
AMP, originally established as the Australian Mutual Provident Society, is a financial services provider in Australia and New Zealand. The firm's offerings span across wealth platforms, superannuation products, along with banking services like home loans and savings accounts through AMP Bank. Previously, AMP had a global investment management division under its subsidiary, AMP Capital, which managed a range of asset classes; an insurance business, AMP Life; as well as a financial advice business. These businesses were sold to various institutions throughout 2020-24 as part of AMP's simplification program.
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