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IIRM Holdings IndiaBOM:526530 +3.97%50 Current Ratio is 4.66 as of Mar. 2026, which is 1564% above its 10-year median of 0.28. GuruFocus rates BOM:526530 with a GF Score™ of 50/100 and a GF Value™ of ₹106.12 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 67 Insurance companies, IIRM Holdings India ranks better than 85.07% on this metric.
The current ratio is a liquidity ratio that measures a company's ability to pay short-term obligations. It is calculated as a company's Total Current Assets divides by its Total Current Liabilities. IIRM Holdings India's current ratio for the quarter that ended in Mar. 2026 was 4.66.
IIRM Holdings India has a current ratio of 4.66. It indicates the company may not be efficiently using its current assets or its short-term financing facilities. This may also indicate problems in working capital management.
The historical rank and industry rank for IIRM Holdings India's Current Ratio or its related term are showing as below:
BOM:526530'
s Current Ratio Range Over the Past 10 Years
Min: 0.09 Med: 0.28 Max: 4.66
Current: 4.66
During the past 13 years, IIRM Holdings India's highest Current Ratio was 4.66. The lowest was 0.09. And the median was 0.28.
BOM:526530's Current Ratio is ranked better than 85.07% of 67
companies
in the Insurance industry
Industry Median: 1.68
vs BOM:526530: 4.66
IIRM Holdings India (BOM:526530) Current Ratio Explanation
The current ratio can give a sense of the efficiency of a company's operating cycle or its ability to turn its product into cash. Companies that have trouble getting paid on their receivables or have long inventory turnover can run into liquidity problems because they are unable to alleviate their obligations. Because business operations differ in each industry, it is always more useful to compare companies within the same industry.
Acceptable current ratios vary from industry to industry and are generally between 1 and 3 for healthy businesses.
The higher the current ratio, the more capable the company is of paying its obligations. A ratio under 1 suggests that the company would be unable to pay off its obligations if they came due at that point. While this shows the company is not in good financial health, it does not necessarily mean that it will go bankrupt - as there are many ways to access financing - but it is definitely not a good sign.
If all other things were equal, a creditor, who is expecting to be paid in the next 12 months, would consider a high current ratio to be better than a low current ratio, because a high current ratio means that the company is more likely to meet its liabilities which fall due in the next 12 months.
IIRM Holdings India Current Ratio Related Terms
IIRM Holdings India Current Ratio Historical Data
* Premium members only.
The historical data trend for IIRM Holdings India's Current Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:526530 vs MRSH, AON, AJG: Current Ratio Comparison
For the Insurance Brokers subindustry, IIRM Holdings India's Current Ratio, along with its competitors' market caps and Current Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
IIRM Holdings India Current Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, IIRM Holdings India's Current Ratio distribution charts can be found below:
* The bar in red indicates where IIRM Holdings India's Current Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
IIRM Holdings India (BOM:526530) has a Current Ratio of 4.66 as of Mar. 2026. This is 1564% above median its historical median of 0.28. Over the past decade, IIRM Holdings India's Current Ratio has ranged from 0.09 to 4.66. According to the industry distribution chart, IIRM Holdings India ranks #10 out of 67 companies in the Insurance industry, placing it in the top 14.9%.
Is IIRM Holdings India's Current Ratio too high?
IIRM Holdings India's current Current Ratio of 4.66 is 1564% above median its 10-year median of 0.28. Over the past 10 years, this metric has ranged from a low of 0.09 to a high of 4.66. The Insurance industry median Current Ratio is 1.68. IIRM Holdings India's value of 4.66 is 177.4% above this industry median. Based on the distribution chart, IIRM Holdings India ranks #10 out of 67 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, IIRM Holdings India has a GF Score™ of 50/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does IIRM Holdings India's Current Ratio compare to MRSH and AON?
According to the Insurance industry distribution chart, IIRM Holdings India ranks #10 out of 67 companies for Current Ratio. This places IIRM Holdings India in the top 15% of its industry — outperforming the majority of peers. The industry median Current Ratio is 1.68. IIRM Holdings India's value of 4.66 is 177.4% above this benchmark. Historically, IIRM Holdings India's own Current Ratio has ranged from 0.09 to 4.66 over the past decade. While the company's 10-year median is 0.28 vs. the industry median of 1.68, IIRM Holdings India has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Current Ratio for an Insurance company?
The median Current Ratio among Insurance companies is 1.68, based on 67 companies in the industry. Companies in the top quartile (top 25%) have a Current Ratio significantly above this median, while those in the bottom quartile fall well below. However, Current Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. IIRM Holdings India's current Current Ratio of 4.66 is 177.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Current Ratio mean?
A high Current Ratio can signal that a stock is expensive relative to its fundamentals. For the Insurance industry, the median Current Ratio is 1.68 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. IIRM Holdings India's current Current Ratio is 4.66, which is 1564% above median its own 10-year median of 0.28. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is IIRM Holdings India stock overvalued right now?
Based on GuruFocus' analysis, IIRM Holdings India (BOM:526530) is currently considered Modestly Overvalued. The stock's GF Value™ is ₹106.12, compared to a current price of ₹137.40 — trading 29.5% above its estimated fair value. The current Current Ratio is 4.66, which is 1564% above median its 10-year median of 0.28 and 177.4% above the Insurance industry median of 1.68. IIRM Holdings India's overall GF Score™ is 50/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Current Ratio calculated?
Current Ratio is calculated from a company's financial statements. For IIRM Holdings India (BOM:526530), the current Current Ratio is 4.66 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is IIRM Holdings India (BOM:526530) Overvalued in 2026?
Based on GuruFocus' analysis, IIRM Holdings India stock appears to be overvalued.
The current stock price of ₹137.40 is trading 29.5% above its estimated GF Value™ of ₹106.12.
GuruFocus considers IIRM Holdings India to be Modestly Overvalued.
Key valuation signals for BOM:526530:
Current Ratio: 4.66 (1564% above median its 10-year median of 0.28)
GF Value™: ₹106.12 vs. price of ₹137.40 (29.5% above fair value)
Industry Position: 177.4% above the Insurance median (#10 of 67)
No single metric tells the full story. See the BOM:526530 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
IIRM Holdings India Ltd invests in various group companies involved in insurance distribution, wellness services, and insurance staffing and skill development services. The group comprises approximately 7 companies, each specializing in a different area within this spectrum of services. Together with its Subsidiaries and Associates engaged in Insurance Distribution are Regulated by the respective Regulators in their respective Geographies. It currently operates in India, Singapore, Sri Lanka, Maldives and Kenya through entities in respective countries.
50GF Score
Get the complete analysis for BOM:526530
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