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IIRM Holdings IndiaBOM:526530 -3.52%50 Return-on-Tangible-Equity is 22.83% as of Mar. 2026, which is 5% below its 10-year median of 24.15. GuruFocus rates BOM:526530 with a GF Score™ of 50/100 and a GF Value™ of ₹106.40 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 495 Insurance companies, IIRM Holdings India ranks better than 73.94% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. IIRM Holdings India's annualized net income for the quarter that ended in Mar. 2026 was ₹271 Mil. IIRM Holdings India's average shareholder tangible equity for the quarter that ended in Mar. 2026 was ₹1,185 Mil. Therefore, IIRM Holdings India's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was 22.83%.
The historical rank and industry rank for IIRM Holdings India's Return-on-Tangible-Equity or its related term are showing as below:
BOM:526530'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: -112.64 Med: 24.15 Max: 51.49
Current: 23.4
During the past 13 years, IIRM Holdings India's highest Return-on-Tangible-Equity was 51.49%. The lowest was -112.64%. And the median was 24.15%.
BOM:526530's Return-on-Tangible-Equity is ranked better than 73.94% of 495
companies
in the Insurance industry
Industry Median: 13.62
vs BOM:526530: 23.40
IIRM Holdings India (BOM:526530) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
IIRM Holdings India Return-on-Tangible-Equity Related Terms
IIRM Holdings India Return-on-Tangible-Equity Historical Data
* Premium members only.
The historical data trend for IIRM Holdings India's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
IIRM Holdings India Return-on-Tangible-Equity Chart
BOM:526530 vs MRSH, AON, AJG: Return-on-Tangible-Equity Comparison
For the Insurance Brokers subindustry, IIRM Holdings India's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
IIRM Holdings India Return-on-Tangible-Equity vs Insurance Industry
For the Insurance industry and Financial Services sector, IIRM Holdings India's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where IIRM Holdings India's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 22.83% mean?
IIRM Holdings India (BOM:526530) has a Return-on-Tangible-Equity of 22.83% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on IIRM Holdings India and its competitors. This is near median its historical median of 24.15. According to the industry distribution chart, IIRM Holdings India ranks #129 out of 495 companies in the Insurance industry, placing it in the top 26.1%.
Is IIRM Holdings India's Return-on-Tangible-Equity too high?
IIRM Holdings India's current Return-on-Tangible-Equity of 22.83% is near median its 10-year median of 24.15. The Insurance industry median Return-on-Tangible-Equity is 13.62. IIRM Holdings India's value of 22.83% is 67.6% above this industry median. Based on the distribution chart, IIRM Holdings India ranks #129 out of 495 companies in the Insurance industry, which is above the industry midpoint. Overall, IIRM Holdings India has a GF Score™ of 50/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does IIRM Holdings India's Return-on-Tangible-Equity compare to MRSH and AON?
According to the Insurance industry distribution chart, IIRM Holdings India ranks #129 out of 495 companies for Return-on-Tangible-Equity. This puts IIRM Holdings India in the upper half of its industry. The industry median Return-on-Tangible-Equity is 13.62. IIRM Holdings India's value of 22.83% is 67.6% above this benchmark. While the company's 10-year median is 24.15 vs. the industry median of 13.62, IIRM Holdings India has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for an Insurance company?
The median Return-on-Tangible-Equity among Insurance companies is 13.62, based on 495 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. IIRM Holdings India's current Return-on-Tangible-Equity of 22.83% is 67.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on IIRM Holdings India and its competitors. For the Insurance industry, the median Return-on-Tangible-Equity is 13.62 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. IIRM Holdings India's current Return-on-Tangible-Equity is 22.83%, which is near median its own 10-year median of 24.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is IIRM Holdings India stock overvalued right now?
Based on GuruFocus' analysis, IIRM Holdings India (BOM:526530) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹106.40, compared to a current price of ₹136.80 — trading 28.6% above its estimated fair value. The current Return-on-Tangible-Equity is 22.83%, which is near median its 10-year median of 24.15 and 67.6% above the Insurance industry median of 13.62. IIRM Holdings India's overall GF Score™ is 50/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For IIRM Holdings India (BOM:526530), the current Return-on-Tangible-Equity is 22.83% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is IIRM Holdings India (BOM:526530) Overvalued in 2026?
Based on GuruFocus' analysis, IIRM Holdings India stock appears to be overvalued.
The current stock price of ₹136.80 is trading 28.6% above its estimated GF Value™ of ₹106.40.
GuruFocus considers IIRM Holdings India to be Significantly Overvalued.
Key valuation signals for BOM:526530:
Return-on-Tangible-Equity: 22.83% (near median its 10-year median of 24.15)
GF Value™: ₹106.40 vs. price of ₹136.80 (28.6% above fair value)
Industry Position: 67.6% above the Insurance median (#129 of 495)
No single metric tells the full story. See the BOM:526530 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
IIRM Holdings India Ltd invests in various group companies involved in insurance distribution, wellness services, and insurance staffing and skill development services. The group comprises approximately 7 companies, each specializing in a different area within this spectrum of services. Together with its Subsidiaries and Associates engaged in Insurance Distribution are Regulated by the respective Regulators in their respective Geographies. It currently operates in India, Singapore, Sri Lanka, Maldives and Kenya through entities in respective countries.
50GF Score
Get the complete analysis for BOM:526530
Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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