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ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. IIRM Holdings India's annualizedNet Income for the quarter that ended in Mar. 2026 was ₹271 Mil.
IIRM Holdings India's average Total Assets over the quarter that ended in Mar. 2026 was ₹2,825 Mil. Therefore, IIRM Holdings India's annualized ROA % for the quarter that ended in Mar. 2026 was 9.58%.
The historical rank and industry rank for IIRM Holdings India's ROA % or its related term are showing as below:
BOM:526530'
s ROA % Range Over the Past 10 Years
Min: -63.74 Med: -3.8 Max: 40.16
Current: 10.71
During the past 13 years, IIRM Holdings India's highest ROA % was 40.16%. The lowest was -63.74%. And the median was -3.80%.
BOM:526530's ROA % is ranked better than 94.27% of 506
companies
in the Insurance industry
Industry Median: 2.62
vs BOM:526530: 10.71
IIRM Holdings India (BOM:526530) ROA % Explanation
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
IIRM Holdings India ROA % Related Terms
IIRM Holdings India ROA % Historical Data
* Premium members only.
The historical data trend for IIRM Holdings India's ROA % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance Brokers subindustry, IIRM Holdings India's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
IIRM Holdings India ROA % vs Insurance Industry
For the Insurance industry and Financial Services sector, IIRM Holdings India's ROA % distribution charts can be found below:
* The bar in red indicates where IIRM Holdings India's ROA % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
ROA % is displayed in the 30-year financial page.
IIRM Holdings India (BOM:526530) has a ROA % of 9.58% as of Mar. 2026. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on IIRM Holdings India and its competitors. According to the industry distribution chart, IIRM Holdings India ranks #29 out of 506 companies in the Insurance industry, placing it in the top 5.7%.
Is IIRM Holdings India's ROA % too high?
IIRM Holdings India's current ROA % is 9.58%. The Insurance industry median ROA % is 2.62. IIRM Holdings India's value of 9.58% is 265.6% above this industry median. Based on the distribution chart, IIRM Holdings India ranks #29 out of 506 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, IIRM Holdings India has a GF Score™ of 50/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does IIRM Holdings India's ROA % compare to MRSH and AON?
According to the Insurance industry distribution chart, IIRM Holdings India ranks #29 out of 506 companies for ROA %. This places IIRM Holdings India in the top 6% of its industry — outperforming the majority of peers. The industry median ROA % is 2.62. IIRM Holdings India's value of 9.58% is 265.6% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for an Insurance company?
The median ROA % among Insurance companies is 2.62, based on 506 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. IIRM Holdings India's current ROA % of 9.58% is 265.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on IIRM Holdings India and its competitors. For the Insurance industry, the median ROA % is 2.62 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. IIRM Holdings India's current ROA % is 9.58%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is IIRM Holdings India stock overvalued right now?
Based on GuruFocus' analysis, IIRM Holdings India (BOM:526530) is currently considered Modestly Overvalued. The stock's GF Value™ is ₹106.12, compared to a current price of ₹137.40 — trading 29.5% above its estimated fair value. The current ROA % is 9.58% and 265.6% above the Insurance industry median of 2.62. IIRM Holdings India's overall GF Score™ is 50/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For IIRM Holdings India (BOM:526530), the current ROA % is 9.58% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is IIRM Holdings India (BOM:526530) Overvalued in 2026?
Based on GuruFocus' analysis, IIRM Holdings India stock appears to be overvalued.
The current stock price of ₹137.40 is trading 29.5% above its estimated GF Value™ of ₹106.12.
GuruFocus considers IIRM Holdings India to be Modestly Overvalued.
Key valuation signals for BOM:526530:
ROA %: 9.58%
GF Value™: ₹106.12 vs. price of ₹137.40 (29.5% above fair value)
Industry Position: 265.6% above the Insurance median (#29 of 506)
No single metric tells the full story. See the BOM:526530 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
IIRM Holdings India Ltd invests in various group companies involved in insurance distribution, wellness services, and insurance staffing and skill development services. The group comprises approximately 7 companies, each specializing in a different area within this spectrum of services. Together with its Subsidiaries and Associates engaged in Insurance Distribution are Regulated by the respective Regulators in their respective Geographies. It currently operates in India, Singapore, Sri Lanka, Maldives and Kenya through entities in respective countries.
50GF Score
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