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IIRM Holdings IndiaBOM:526530 +3.97%50 ROE % is 17.26% as of Mar. 2026, which is 1% below its 10-year median of 17.40. GuruFocus rates BOM:526530 with a GF Score™ of 50/100 and a GF Value™ of ₹106.12 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 501 Insurance companies, IIRM Holdings India ranks better than 69.86% on this metric.
The historical rank and industry rank for IIRM Holdings India's ROE % or its related term are showing as below:
BOM:526530'
s ROE % Range Over the Past 10 Years
Min: -112.64 Med: 17.4 Max: 41.64
Current: 16.83
During the past 13 years, IIRM Holdings India's highest ROE % was 41.64%. The lowest was -112.64%. And the median was 17.40%.
BOM:526530's ROE % is ranked better than 69.86% of 501
companies
in the Insurance industry
Industry Median: 11.63
vs BOM:526530: 16.83
IIRM Holdings India (BOM:526530) ROE % Explanation
ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.
The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:
Note:
The net income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Net Income is used.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.
IIRM Holdings India ROE % Related Terms
IIRM Holdings India ROE % Historical Data
* Premium members only.
The historical data trend for IIRM Holdings India's ROE % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance Brokers subindustry, IIRM Holdings India's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
IIRM Holdings India ROE % vs Insurance Industry
For the Insurance industry and Financial Services sector, IIRM Holdings India's ROE % distribution charts can be found below:
* The bar in red indicates where IIRM Holdings India's ROE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
ROE % is displayed in the 30-year financial page.
IIRM Holdings India (BOM:526530) has a ROE % of 17.26% as of Mar. 2026. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on IIRM Holdings India and its competitors. This is near median its historical median of 17.40. According to the industry distribution chart, IIRM Holdings India ranks #151 out of 501 companies in the Insurance industry, placing it in the top 30.1%.
Is IIRM Holdings India's ROE % too high?
IIRM Holdings India's current ROE % of 17.26% is near median its 10-year median of 17.40. The Insurance industry median ROE % is 11.63. IIRM Holdings India's value of 17.26% is 48.4% above this industry median. Based on the distribution chart, IIRM Holdings India ranks #151 out of 501 companies in the Insurance industry, which is above the industry midpoint. Overall, IIRM Holdings India has a GF Score™ of 50/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does IIRM Holdings India's ROE % compare to MRSH and AON?
According to the Insurance industry distribution chart, IIRM Holdings India ranks #151 out of 501 companies for ROE %. This puts IIRM Holdings India in the upper half of its industry. The industry median ROE % is 11.63. IIRM Holdings India's value of 17.26% is 48.4% above this benchmark. While the company's 10-year median is 17.40 vs. the industry median of 11.63, IIRM Holdings India has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for an Insurance company?
The median ROE % among Insurance companies is 11.63, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. IIRM Holdings India's current ROE % of 17.26% is 48.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on IIRM Holdings India and its competitors. For the Insurance industry, the median ROE % is 11.63 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. IIRM Holdings India's current ROE % is 17.26%, which is near median its own 10-year median of 17.40. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is IIRM Holdings India stock overvalued right now?
Based on GuruFocus' analysis, IIRM Holdings India (BOM:526530) is currently considered Modestly Overvalued. The stock's GF Value™ is ₹106.12, compared to a current price of ₹137.40 — trading 29.5% above its estimated fair value. The current ROE % is 17.26%, which is near median its 10-year median of 17.40 and 48.4% above the Insurance industry median of 11.63. IIRM Holdings India's overall GF Score™ is 50/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For IIRM Holdings India (BOM:526530), the current ROE % is 17.26% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is IIRM Holdings India (BOM:526530) Overvalued in 2026?
Based on GuruFocus' analysis, IIRM Holdings India stock appears to be overvalued.
The current stock price of ₹137.40 is trading 29.5% above its estimated GF Value™ of ₹106.12.
GuruFocus considers IIRM Holdings India to be Modestly Overvalued.
Key valuation signals for BOM:526530:
ROE %: 17.26% (near median its 10-year median of 17.40)
GF Value™: ₹106.12 vs. price of ₹137.40 (29.5% above fair value)
Industry Position: 48.4% above the Insurance median (#151 of 501)
No single metric tells the full story. See the BOM:526530 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
IIRM Holdings India Ltd invests in various group companies involved in insurance distribution, wellness services, and insurance staffing and skill development services. The group comprises approximately 7 companies, each specializing in a different area within this spectrum of services. Together with its Subsidiaries and Associates engaged in Insurance Distribution are Regulated by the respective Regulators in their respective Geographies. It currently operates in India, Singapore, Sri Lanka, Maldives and Kenya through entities in respective countries.
50GF Score
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