Challani CapitalBOM:530747 -1.09%58 Current Ratio is 310.09 as of Mar. 2026, which is 4885% above its 10-year median of 6.22. GuruFocus rates BOM:530747 with a GF Score™ of 58/100 and a GF Value™ of ₹31.97 (Significantly Undervalued). The stock has 1 warning sign investors should review. Among 396 Credit Services companies, Challani Capital ranks better than 88.13% on this metric.
The current ratio is a liquidity ratio that measures a company's ability to pay short-term obligations. It is calculated as a company's Total Current Assets divides by its Total Current Liabilities. Challani Capital's current ratio for the quarter that ended in Mar. 2026 was 310.09.
Challani Capital has a current ratio of 310.09. It indicates the company may not be efficiently using its current assets or its short-term financing facilities. This may also indicate problems in working capital management.
The historical rank and industry rank for Challani Capital's Current Ratio or its related term are showing as below:
BOM:530747'
s Current Ratio Range Over the Past 10 Years
Min: 0.07 Med: 6.22 Max: 388.82
Current: 310.09
During the past 13 years, Challani Capital's highest Current Ratio was 388.82. The lowest was 0.07. And the median was 6.22.
BOM:530747's Current Ratio is ranked better than 88.13% of 396
companies
in the Credit Services industry
Industry Median: 4.93
vs BOM:530747: 310.09
Challani Capital (BOM:530747) Current Ratio Explanation
The current ratio can give a sense of the efficiency of a company's operating cycle or its ability to turn its product into cash. Companies that have trouble getting paid on their receivables or have long inventory turnover can run into liquidity problems because they are unable to alleviate their obligations. Because business operations differ in each industry, it is always more useful to compare companies within the same industry.
Acceptable current ratios vary from industry to industry and are generally between 1 and 3 for healthy businesses.
The higher the current ratio, the more capable the company is of paying its obligations. A ratio under 1 suggests that the company would be unable to pay off its obligations if they came due at that point. While this shows the company is not in good financial health, it does not necessarily mean that it will go bankrupt - as there are many ways to access financing - but it is definitely not a good sign.
If all other things were equal, a creditor, who is expecting to be paid in the next 12 months, would consider a high current ratio to be better than a low current ratio, because a high current ratio means that the company is more likely to meet its liabilities which fall due in the next 12 months.
Challani Capital Current Ratio Related Terms
Challani Capital Current Ratio Historical Data
* Premium members only.
The historical data trend for Challani Capital's Current Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:530747 vs V, MA, AXP: Current Ratio Comparison
For the Credit Services subindustry, Challani Capital's Current Ratio, along with its competitors' market caps and Current Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Challani Capital Current Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Challani Capital's Current Ratio distribution charts can be found below:
* The bar in red indicates where Challani Capital's Current Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Challani Capital (BOM:530747) has a Current Ratio of 310.09 as of Mar. 2026. This is 4885% above median its historical median of 6.22. Over the past decade, Challani Capital's Current Ratio has ranged from 0.07 to 388.82. According to the industry distribution chart, Challani Capital ranks #47 out of 396 companies in the Credit Services industry, placing it in the top 11.9%.
Is Challani Capital's Current Ratio too high?
Challani Capital's current Current Ratio of 310.09 is 4885% above median its 10-year median of 6.22. Over the past 10 years, this metric has ranged from a low of 0.07 to a high of 388.82. The Credit Services industry median Current Ratio is 4.93. Challani Capital's value of 310.09 is 6189.9% above this industry median. Based on the distribution chart, Challani Capital ranks #47 out of 396 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Challani Capital has a GF Score™ of 58/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Challani Capital's Current Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Challani Capital ranks #47 out of 396 companies for Current Ratio. This places Challani Capital in the top 12% of its industry — outperforming the majority of peers. The industry median Current Ratio is 4.93. Challani Capital's value of 310.09 is 6189.9% above this benchmark. Historically, Challani Capital's own Current Ratio has ranged from 0.07 to 388.82 over the past decade. While the company's 10-year median is 6.22 vs. the industry median of 4.93, Challani Capital has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Current Ratio for a Credit Services company?
The median Current Ratio among Credit Services companies is 4.93, based on 396 companies in the industry. Companies in the top quartile (top 25%) have a Current Ratio significantly above this median, while those in the bottom quartile fall well below. However, Current Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Challani Capital's current Current Ratio of 310.09 is 6189.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Current Ratio mean?
A high Current Ratio can signal that a stock is expensive relative to its fundamentals. For the Credit Services industry, the median Current Ratio is 4.93 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Challani Capital's current Current Ratio is 310.09, which is 4885% above median its own 10-year median of 6.22. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Challani Capital stock overvalued right now?
Based on GuruFocus' analysis, Challani Capital (BOM:530747) is currently considered Significantly Undervalued. The stock's GF Value™ is ₹31.97, compared to a current price of ₹19.98 — trading 37.5% below its estimated fair value. The current Current Ratio is 310.09, which is 4885% above median its 10-year median of 6.22 and 6189.9% above the Credit Services industry median of 4.93. Challani Capital's overall GF Score™ is 58/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Current Ratio calculated?
Current Ratio is calculated from a company's financial statements. For Challani Capital (BOM:530747), the current Current Ratio is 310.09 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Challani Capital (BOM:530747) Overvalued in 2026?
Based on GuruFocus' analysis, Challani Capital stock appears to be undervalued.
The current stock price of ₹19.98 is trading 37.5% below its estimated GF Value™ of ₹31.97.
GuruFocus considers Challani Capital to be Significantly Undervalued.
Key valuation signals for BOM:530747:
Current Ratio: 310.09 (4885% above median its 10-year median of 6.22)
GF Value™: ₹31.97 vs. price of ₹19.98 (37.5% below fair value)
Industry Position: 6189.9% above the Credit Services median (#47 of 396)
No single metric tells the full story. See the BOM:530747 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Challani Capital Ltd is a non-banking finance corporation operating in India, engaged in the business of financing commercial vehicles. The main products offered by the company are Secured Loan against property, Commercial Vehicle, and Gold Loans, besides sales and purchase factoring. It operates in a single segment, which is financing.
58GF Score
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