Challani Capital (BOM:530747) Cyclically Adjusted PS Ratio: 41.17 (As of Aug. 23, 2026) — 77% Above Median

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BOM:530747 Challani Capital Ltd BOM:530747
51 GF Score
Price ₹18.94
GF Value ₹28.47
Valuation Significantly Undervalued
! 2 Warning Signs
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What is Challani Capital Cyclically Adjusted PS Ratio?

Challani Capital BOM:530747 -2.52% 51 Cyclically Adjusted PS Ratio is 41.17 as of Aug. 23, 2026, which is 77% above its 10-year median of 23.27. GuruFocus rates BOM:530747 with a GF Score™ of 51/100 and a GF Value™ of ₹28.47 (Significantly Undervalued). The stock has 2 warning signs investors should review. Among 417 Credit Services companies, Challani Capital ranks worse than 97.12% on this metric.

As of today (2026-08-23), Challani Capital's current share price is ₹18.94. Challani Capital's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 was ₹0.46. Challani Capital's Cyclically Adjusted PS Ratio for today is 41.17.

The historical rank and industry rank for Challani Capital's Cyclically Adjusted PS Ratio or its related term are showing as below:

BOM:530747' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 0.66   Med: 23.27   Max: 63.96
Current: 41.05

During the past years, Challani Capital's highest Cyclically Adjusted PS Ratio was 63.96. The lowest was 0.66. And the median was 23.27.

BOM:530747's Cyclically Adjusted PS Ratio is ranked worse than
97.12% of 417 companies
in the Credit Services industry
Industry Median: 2.93 vs BOM:530747: 41.05

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Challani Capital's adjusted revenue per share data for the three months ended in Jun. 2026 was ₹0.219. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is ₹0.46 for the trailing ten years ended in Jun. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Challani Capital  (BOM:530747) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Challani Capital Cyclically Adjusted PS Ratio Related Terms


Challani Capital Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Challani Capital's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Challani Capital Cyclically Adjusted PS Ratio Chart

Challani Capital Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 5.38 23.41 49.21 42.88

Challani Capital Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 57.14 58.94 49.97 42.88 40.81

BOM:530747 vs V, MA, AXP: Cyclically Adjusted PS Ratio Comparison

For the Credit Services subindustry, Challani Capital's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Challani Capital Cyclically Adjusted PS Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Challani Capital's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Challani Capital's Cyclically Adjusted PS Ratio falls into.


BOM:530747
51GF Score
Challani Capital Ltd BOM:530747
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Challani Capital Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Challani Capital's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=18.94/0.46
=41.17

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Challani Capital's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, Challani Capital's adjusted Revenue per Share data for the three months ended in Jun. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=0.219/167.3573*167.3573
=0.219

Current CPI (Jun. 2026) = 167.3573.

Challani Capital Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201609 0.170 105.961 0.269
201612 0.112 105.196 0.178
201703 0.063 105.196 0.100
201706 0.047 107.109 0.073
201709 0.082 109.021 0.126
201712 0.063 109.404 0.096
201803 0.026 109.786 0.040
201806 0.014 111.317 0.021
201809 0.012 115.142 0.017
201812 0.012 115.142 0.017
201903 0.058 118.202 0.082
201906 0.009 120.880 0.012
201909 0.008 123.175 0.011
201912 0.006 126.235 0.008
202003 0.010 124.705 0.013
202006 0.004 127.000 0.005
202009 0.002 130.118 0.003
202012 0.001 130.889 0.001
202103 0.000 131.771 0.000
202106 0.000 134.084 0.000
202109 0.000 135.847 0.000
202112 0.000 138.161 0.000
202203 0.000 138.822 0.000
202206 0.025 142.347 0.029
202209 0.140 144.661 0.162
202212 0.119 145.763 0.137
202303 0.118 146.865 0.134
202306 0.025 150.280 0.028
202309 0.150 151.492 0.166
202312 0.145 152.924 0.159
202403 -0.146 153.035 -0.160
202406 0.228 155.789 0.245
202409 0.235 157.882 0.249
202412 0.215 158.323 0.227
202503 0.200 157.552 0.212
202506 0.503 159.755 0.527
202509 0.215 162.289 0.222
202512 0.222 163.281 0.228
202603 0.176 164.272 0.179
202606 0.219 167.357 0.219

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 41.17 mean?
Challani Capital (BOM:530747) has a Cyclically Adjusted PS Ratio of 41.17 as of Aug. 23, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Challani Capital and its competitors. This is 77% above median its historical median of 23.27. Over the past decade, Challani Capital's Cyclically Adjusted PS Ratio has ranged from 0.66 to 63.96. According to the industry distribution chart, Challani Capital ranks #405 out of 417 companies in the Credit Services industry, placing it in the top 97.1%.
Is Challani Capital's Cyclically Adjusted PS Ratio too high?
Challani Capital's current Cyclically Adjusted PS Ratio of 41.17 is 77% above median its 10-year median of 23.27. Over the past 10 years, this metric has ranged from a low of 0.66 to a high of 63.96. The Credit Services industry median Cyclically Adjusted PS Ratio is 2.93. Challani Capital's value of 41.17 is 1305.1% above this industry median. Based on the distribution chart, Challani Capital ranks #405 out of 417 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Challani Capital has a GF Score™ of 51/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Challani Capital's Cyclically Adjusted PS Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Challani Capital ranks #405 out of 417 companies for Cyclically Adjusted PS Ratio. This places Challani Capital in the lower half of its industry. The industry median Cyclically Adjusted PS Ratio is 2.93. Challani Capital's value of 41.17 is 1305.1% above this benchmark. Historically, Challani Capital's own Cyclically Adjusted PS Ratio has ranged from 0.66 to 63.96 over the past decade. While the company's 10-year median is 23.27 vs. the industry median of 2.93, Challani Capital has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Credit Services company?
The median Cyclically Adjusted PS Ratio among Credit Services companies is 2.93, based on 417 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Challani Capital's current Cyclically Adjusted PS Ratio of 41.17 is 1305.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Challani Capital and its competitors. For the Credit Services industry, the median Cyclically Adjusted PS Ratio is 2.93 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Challani Capital's current Cyclically Adjusted PS Ratio is 41.17, which is 77% above median its own 10-year median of 23.27. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Challani Capital stock overvalued right now?
Based on GuruFocus' analysis, Challani Capital (BOM:530747) is currently considered Significantly Undervalued. The stock's GF Value™ is ₹28.47, compared to a current price of ₹18.94 — trading 33.5% below its estimated fair value. The current Cyclically Adjusted PS Ratio is 41.17, which is 77% above median its 10-year median of 23.27 and 1305.1% above the Credit Services industry median of 2.93. Challani Capital's overall GF Score™ is 51/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Challani Capital (BOM:530747), the current Cyclically Adjusted PS Ratio is 41.17 as of Aug. 23, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Challani Capital (BOM:530747) Overvalued in 2026?

Based on GuruFocus' analysis, Challani Capital stock appears to be undervalued. The current stock price of ₹18.94 is trading 33.5% below its estimated GF Value™ of ₹28.47. GuruFocus considers Challani Capital to be Significantly Undervalued.

Key valuation signals for BOM:530747:

  • Cyclically Adjusted PS Ratio: 41.17 (77% above median its 10-year median of 23.27)
  • GF Value™: ₹28.47 vs. price of ₹18.94 (33.5% below fair value)
  • GF Score™: 51/100 with 2 warning signs
  • Industry Position: 1305.1% above the Credit Services median (#405 of 417)

No single metric tells the full story. See the BOM:530747 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Challani Capital Business Description

Address No. 15, New Giri Road, Off. G.N. Chetty Road, Opposite Hotel Accord, T. Nagar, Chennai, TN, IND, 600017
Challani Capital Ltd is a non-banking finance corporation operating in India, engaged in the business of financing commercial vehicles. The main products offered by the company are Secured Loan against property, Commercial Vehicle, and Gold Loans, besides sales and purchase factoring. It operates in a single segment, which is financing.
51GF Score

Get the complete analysis for BOM:530747

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹18.94
Price
₹28.47
GF Value