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Challani CapitalBOM:530747 50 Net Current Asset Value is ₹4.74 as of Mar. 2026, which is 100% below its 10-year median of 3.77. GuruFocus rates BOM:530747 with a GF Score™ of 50/100 and a GF Value™ of ₹32.31 (Significantly Undervalued). Among 276 Credit Services companies, Challani Capital ranks worse than 70.29% on this metric.
In calculating the Net Current Asset Value (NCAV), Benjamin Graham means a company's current assets (such as cash, marketable securities, and inventories) minus its total liabilities (including preferred stock, minority interest, and long-term debt).
Challani Capital's net current asset value per share for the quarter that ended in Mar. 2026 was ₹4.74.
The historical rank and industry rank for Challani Capital's Net Current Asset Value or its related term are showing as below:
BOM:530747'
s Price-to-Net-Current-Asset-Value Range Over the Past 10 Years
Min: 0.24 Med: 3.77 Max: 5.34
Current: 4.11
During the past 13 years, the highest Price-to-Net-Current-Asset-Value Ratio of Challani Capital was 5.34. The lowest was 0.24. And the median was 3.77.
BOM:530747's Price-to-Net-Current-Asset-Value is ranked worse than 70.29% of 276
companies
in the Credit Services industry
Industry Median: 2.105
vs BOM:530747: 4.11
Challani Capital (BOM:530747) Net Current Asset Value Explanation
Benjamin Graham first discussed net current asset value (NCAV) in the 1934 edition of "Security Analysis", which he coauthored with David Dodd. In the book, (net) current asset value is defined as:" current assets alone, minus all liabilities and claims ahead of the issue."
The common definition of NCAV is: NCAV = current assets – [total liabilities + minority interest + preferred stock]
Net current assets exclude not only the intangible assets but also the fixed and miscellaneous assets. In addition, Graham believed that preferred stock belongs on the liability side of the balance sheet, not as part of capital and surplus. In "Security Analysis", preferred stock is dubbed "an imperfect creditorship position" that is best placed on the balance sheet alongside funded debt.
One research study, covering the years 1970 through 1983 showed that portfolios picked at the beginning of each year, and held for one year, returned 29.4 percent, on average, over the 13-year period, compared to 11.5 percent for the S&P 500 Index. Other studies of Grahams strategy produced similar results.
Benjamin Graham looked for companies whose market values were less than two-thirds of their Net-Net Working Capital. They are collected under our Net-Net screener.
Challani Capital Net Current Asset Value Related Terms
Challani Capital Net Current Asset Value Historical Data
* Premium members only.
The historical data trend for Challani Capital's Net Current Asset Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:530747 vs V, MA, AXP: Net Current Asset Value Comparison
For the Credit Services subindustry, Challani Capital's Price-to-Net-Current-Asset-Value, along with its competitors' market caps and Price-to-Net-Current-Asset-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Challani Capital Price-to-Net-Current-Asset-Value vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Challani Capital's Price-to-Net-Current-Asset-Value distribution charts can be found below:
* The bar in red indicates where Challani Capital's Price-to-Net-Current-Asset-Value falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Net Current Asset Value of ₹4.74 mean?
Challani Capital (BOM:530747) has a Net Current Asset Value of ₹4.74 as of Mar. 2026. Ben Graham's net current asset value equals the per-share value of total current assets less total liabilities. View historical data on Challani Capital and its competitors. This is 26% above median its historical median of 3.77. Over the past decade, Challani Capital's Net Current Asset Value has ranged from 0.24 to 5.34. According to the industry distribution chart, Challani Capital ranks #194 out of 276 companies in the Credit Services industry, placing it in the top 70.3%.
Is Challani Capital's Net Current Asset Value too high?
Challani Capital's current Net Current Asset Value of ₹4.74 is 26% above median its 10-year median of 3.77. Over the past 10 years, this metric has ranged from a low of 0.24 to a high of 5.34. Based on the distribution chart, Challani Capital ranks #194 out of 276 companies in the Credit Services industry, which is below the industry midpoint. Overall, Challani Capital has a GF Score™ of 50/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Challani Capital's Net Current Asset Value compare to V and MA?
According to the Credit Services industry distribution chart, Challani Capital ranks #194 out of 276 companies for Net Current Asset Value. This places Challani Capital in the lower half of its industry. The industry median Net Current Asset Value is 2.11. Historically, Challani Capital's own Net Current Asset Value has ranged from 0.24 to 5.34 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Current Asset Value for a Credit Services company?
The median Net Current Asset Value among Credit Services companies is 2.11, based on 276 companies in the industry. Companies in the top quartile (top 25%) have a Net Current Asset Value significantly above this median, while those in the bottom quartile fall well below. However, Net Current Asset Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Current Asset Value mean?
A high Net Current Asset Value can signal that a stock is expensive relative to its fundamentals. Ben Graham's net current asset value equals the per-share value of total current assets less total liabilities. View historical data on Challani Capital and its competitors. For the Credit Services industry, the median Net Current Asset Value is 2.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Challani Capital's current Net Current Asset Value is ₹4.74, which is 26% above median its own 10-year median of 3.77. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Challani Capital stock overvalued right now?
Based on GuruFocus' analysis, Challani Capital (BOM:530747) is currently considered Significantly Undervalued. The stock's GF Value™ is ₹32.31, compared to a current price of ₹19.48 — trading 39.7% below its estimated fair value. The current Net Current Asset Value is ₹4.74, which is 26% above median its 10-year median of 3.77. Challani Capital's overall GF Score™ is 50/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Current Asset Value calculated?
Net Current Asset Value is calculated from a company's financial statements. For Challani Capital (BOM:530747), the current Net Current Asset Value is ₹4.74 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Challani Capital (BOM:530747) Overvalued in 2026?
Based on GuruFocus' analysis, Challani Capital stock appears to be undervalued.
The current stock price of ₹19.48 is trading 39.7% below its estimated GF Value™ of ₹32.31.
GuruFocus considers Challani Capital to be Significantly Undervalued.
Key valuation signals for BOM:530747:
Net Current Asset Value: ₹4.74 (26% above median its 10-year median of 3.77)
GF Value™: ₹32.31 vs. price of ₹19.48 (39.7% below fair value)
No single metric tells the full story. See the BOM:530747 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Challani Capital Ltd is a non-banking finance corporation operating in India, engaged in the business of financing commercial vehicles. The main products offered by the company are Secured Loan against property, Commercial Vehicle, and Gold Loans, besides sales and purchase factoring. It operates in a single segment, which is financing.
50GF Score
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