Challani CapitalBOM:530747 +5.47%51 Quick Ratio is 310.09 as of Mar. 2026, which is 4885% above its 10-year median of 6.22. GuruFocus rates BOM:530747 with a GF Score™ of 51/100 and a GF Value™ of ₹31.92 (Significantly Undervalued). The stock has 1 warning sign investors should review. Among 394 Credit Services companies, Challani Capital ranks better than 88.32% on this metric.
The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. It is calculated as a company's Total Current Assets excludes Total Inventories divides by its Total Current Liabilities. Challani Capital's quick ratio for the quarter that ended in Mar. 2026 was 310.09.
Challani Capital has a quick ratio of 310.09. It generally indicates good short-term financial strength.
The historical rank and industry rank for Challani Capital's Quick Ratio or its related term are showing as below:
BOM:530747'
s Quick Ratio Range Over the Past 10 Years
Min: 0.07 Med: 6.22 Max: 388.82
Current: 310.09
During the past 13 years, Challani Capital's highest Quick Ratio was 388.82. The lowest was 0.07. And the median was 6.22.
BOM:530747's Quick Ratio is ranked better than 88.32% of 394
companies
in the Credit Services industry
Industry Median: 4.52
vs BOM:530747: 310.09
Challani Capital (BOM:530747) Quick Ratio Explanation
The quick ratio is more conservative than the Current Ratio because it excludes inventories from current assets. The ratio derives its name presumably from the fact that assets such as cash and marketable securities are quick sources of cash. Inventories generally take time to be converted into cash, and if they have to be sold quickly, the company may have to accept a lower price than book value of these inventories. As a result, they are justifiably excluded from assets that are ready sources of immediate cash.
In general, low or decreasing quick ratios generally suggest that a company is over-leveraged, struggling to maintain or grow sales, paying bills too quickly or collecting receivables too slowly. On the other hand, a high or increasing quick ratio generally indicates that a company is experiencing solid top-line growth, quickly converting receivables into cash, and easily able to cover its financial obligations. Such companies often have faster inventory turnover and cash conversion cycles.
The higher the quick ratio, the better the company's liquidity position.
Challani Capital Quick Ratio Related Terms
Challani Capital Quick Ratio Historical Data
* Premium members only.
The historical data trend for Challani Capital's Quick Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Challani Capital's Quick Ratio, along with its competitors' market caps and Quick Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Challani Capital Quick Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Challani Capital's Quick Ratio distribution charts can be found below:
* The bar in red indicates where Challani Capital's Quick Ratio falls into.
The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. For this reason, the ratio excludes inventories from current assets.
Challani Capital's Quick Ratio for the fiscal year that ended in Mar. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Challani Capital (BOM:530747) has a Quick Ratio of 310.09 as of Mar. 2026. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Challani Capital and its competitors. This is 4885% above median its historical median of 6.22. Over the past decade, Challani Capital's Quick Ratio has ranged from 0.07 to 388.82. According to the industry distribution chart, Challani Capital ranks #46 out of 394 companies in the Credit Services industry, placing it in the top 11.7%.
Is Challani Capital's Quick Ratio too high?
Challani Capital's current Quick Ratio of 310.09 is 4885% above median its 10-year median of 6.22. Over the past 10 years, this metric has ranged from a low of 0.07 to a high of 388.82. The Credit Services industry median Quick Ratio is 4.52. Challani Capital's value of 310.09 is 6760.4% above this industry median. Based on the distribution chart, Challani Capital ranks #46 out of 394 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Challani Capital has a GF Score™ of 51/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Challani Capital's Quick Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Challani Capital ranks #46 out of 394 companies for Quick Ratio. This places Challani Capital in the top 12% of its industry — outperforming the majority of peers. The industry median Quick Ratio is 4.52. Challani Capital's value of 310.09 is 6760.4% above this benchmark. Historically, Challani Capital's own Quick Ratio has ranged from 0.07 to 388.82 over the past decade. While the company's 10-year median is 6.22 vs. the industry median of 4.52, Challani Capital has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Quick Ratio for a Credit Services company?
The median Quick Ratio among Credit Services companies is 4.52, based on 394 companies in the industry. Companies in the top quartile (top 25%) have a Quick Ratio significantly above this median, while those in the bottom quartile fall well below. However, Quick Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Challani Capital's current Quick Ratio of 310.09 is 6760.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Quick Ratio mean?
A high Quick Ratio can signal that a stock is expensive relative to its fundamentals. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Challani Capital and its competitors. For the Credit Services industry, the median Quick Ratio is 4.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Challani Capital's current Quick Ratio is 310.09, which is 4885% above median its own 10-year median of 6.22. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Challani Capital stock overvalued right now?
Based on GuruFocus' analysis, Challani Capital (BOM:530747) is currently considered Significantly Undervalued. The stock's GF Value™ is ₹31.92, compared to a current price of ₹20.24 — trading 36.6% below its estimated fair value. The current Quick Ratio is 310.09, which is 4885% above median its 10-year median of 6.22 and 6760.4% above the Credit Services industry median of 4.52. Challani Capital's overall GF Score™ is 51/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Quick Ratio calculated?
Quick Ratio is calculated from a company's financial statements. For Challani Capital (BOM:530747), the current Quick Ratio is 310.09 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Challani Capital (BOM:530747) Overvalued in 2026?
Based on GuruFocus' analysis, Challani Capital stock appears to be undervalued.
The current stock price of ₹20.24 is trading 36.6% below its estimated GF Value™ of ₹31.92.
GuruFocus considers Challani Capital to be Significantly Undervalued.
Key valuation signals for BOM:530747:
Quick Ratio: 310.09 (4885% above median its 10-year median of 6.22)
GF Value™: ₹31.92 vs. price of ₹20.24 (36.6% below fair value)
Industry Position: 6760.4% above the Credit Services median (#46 of 394)
No single metric tells the full story. See the BOM:530747 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Challani Capital Ltd is a non-banking finance corporation operating in India, engaged in the business of financing commercial vehicles. The main products offered by the company are Secured Loan against property, Commercial Vehicle, and Gold Loans, besides sales and purchase factoring. It operates in a single segment, which is financing.
51GF Score
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