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3-Year Return on Invested Incremental Capital (3-Year ROIIC %) measures the change in earnings as a percentage of change in investment over 3-year.
Challani Capital's 3-Year ROIIC % for the quarter that ended in Mar. 2026 was 44.22%. High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.
The industry rank for Challani Capital's 3-Year ROIIC % or its related term are showing as below:
BOM:530747's 3-Year ROIIC % is ranked better than 91.16% of 396
companies
in the Credit Services industry
Industry Median: 2.805
vs BOM:530747: 44.22
Challani Capital (BOM:530747) 3-Year ROIIC % Explanation
Return on Incremental Invested Capital (ROIIC) is an extension of Return on Investment Capital (ROIC). ROIC % tells investors how efficiently that profitability is earned per dollar of company capital. ROIIC narrows the focus even further and shows how profitable each additional unit of capital investment could be. ROIIC % is a more powerful metric than ROIC because it measures how much money the company can generate going forward on future capital investments.
High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.
Be Aware
It's important to keep in mind that when tracking ROIIC, the metric is better suited to forecasting the trend of future returns rather than measuring current return on investment.
Challani Capital 3-Year ROIIC % Related Terms
Challani Capital 3-Year ROIIC % Historical Data
* Premium members only.
The historical data trend for Challani Capital's 3-Year ROIIC % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:530747 vs V, MA, AXP: 3-Year ROIIC % Comparison
For the Credit Services subindustry, Challani Capital's 3-Year ROIIC %, along with its competitors' market caps and 3-Year ROIIC % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Challani Capital 3-Year ROIIC % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Challani Capital's 3-Year ROIIC % distribution charts can be found below:
* The bar in red indicates where Challani Capital's 3-Year ROIIC % falls into.
Challani Capital's 3-Year ROIIC % for the quarter that ended in Mar. 2026 is calculated as:
3-Year ROIIC %
=
3-Year Incremental Net Operating Profit After Taxes (NOPAT)**
/
3-Year Incremental Invested Capital**
=
( 11.447 (Mar. 2026) - 0.039 (Mar. 2023) )
/
( 79.069 (Mar. 2026) - 53.27 (Mar. 2023) )
=
11.408
/
25.799
=
44.22%***
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
** Annual data of NOPAT and Invested Capital was used to calculate 3-Year ROIIC %.
*** Please be aware that the ROIIC (Return on Invested Capital) calculations are based on company-level data using the primary share class. The calculated data provided is for demonstration purposes and may slightly differ from the results displayed in the title due to potential variations caused by currency exchange rate differences throughout the year.
Challani Capital (BOM:530747) has a 3-Year ROIIC % of 44.22 as of Mar. 2026. 3-Year ROIIC % measures the change in earnings as a percentage of change in investment over 3-year. View historical data on Challani Capital and its competitors. According to the industry distribution chart, Challani Capital ranks #35 out of 396 companies in the Credit Services industry, placing it in the top 8.8%.
Is Challani Capital's 3-Year ROIIC % too high?
Challani Capital's current 3-Year ROIIC % is 44.22. The Credit Services industry median 3-Year ROIIC % is 2.81. Challani Capital's value of 44.22 is 1476.5% above this industry median. Based on the distribution chart, Challani Capital ranks #35 out of 396 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Challani Capital has a GF Score™ of 46/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Challani Capital's 3-Year ROIIC % compare to V and MA?
According to the Credit Services industry distribution chart, Challani Capital ranks #35 out of 396 companies for 3-Year ROIIC %. This places Challani Capital in the top 9% of its industry — outperforming the majority of peers. The industry median 3-Year ROIIC % is 2.81. Challani Capital's value of 44.22 is 1476.5% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year ROIIC % for a Credit Services company?
The median 3-Year ROIIC % among Credit Services companies is 2.81, based on 396 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year ROIIC % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year ROIIC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Challani Capital's current 3-Year ROIIC % of 44.22 is 1476.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year ROIIC % mean?
A high 3-Year ROIIC % can signal that a stock is expensive relative to its fundamentals. 3-Year ROIIC % measures the change in earnings as a percentage of change in investment over 3-year. View historical data on Challani Capital and its competitors. For the Credit Services industry, the median 3-Year ROIIC % is 2.81 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Challani Capital's current 3-Year ROIIC % is 44.22. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Challani Capital stock overvalued right now?
Based on GuruFocus' analysis, Challani Capital (BOM:530747) is currently considered Significantly Undervalued. The stock's GF Value™ is ₹32.60, compared to a current price of ₹19.00 — trading 41.7% below its estimated fair value. The current 3-Year ROIIC % is 44.22 and 1476.5% above the Credit Services industry median of 2.81. Challani Capital's overall GF Score™ is 46/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year ROIIC % calculated?
3-Year ROIIC % is calculated from a company's financial statements. For Challani Capital (BOM:530747), the current 3-Year ROIIC % is 44.22 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Challani Capital (BOM:530747) Overvalued in 2026?
Based on GuruFocus' analysis, Challani Capital stock appears to be undervalued.
The current stock price of ₹19.00 is trading 41.7% below its estimated GF Value™ of ₹32.60.
GuruFocus considers Challani Capital to be Significantly Undervalued.
Key valuation signals for BOM:530747:
3-Year ROIIC %: 44.22
GF Value™: ₹32.60 vs. price of ₹19.00 (41.7% below fair value)
Industry Position: 1476.5% above the Credit Services median (#35 of 396)
No single metric tells the full story. See the BOM:530747 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Challani Capital Ltd is a non-banking finance corporation operating in India, engaged in the business of financing commercial vehicles. The main products offered by the company are Secured Loan against property, Commercial Vehicle, and Gold Loans, besides sales and purchase factoring. It operates in a single segment, which is financing.
46GF Score
Get the complete analysis for BOM:530747
3-Year ROIIC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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