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The current ratio is a liquidity ratio that measures a company's ability to pay short-term obligations. It is calculated as a company's Total Current Assets divides by its Total Current Liabilities. GDL Leasing & Finance's current ratio for the quarter that ended in Mar. 2026 was 111.73.
GDL Leasing & Finance has a current ratio of 111.73. It indicates the company may not be efficiently using its current assets or its short-term financing facilities. This may also indicate problems in working capital management.
The historical rank and industry rank for GDL Leasing & Finance's Current Ratio or its related term are showing as below:
BOM:530855'
s Current Ratio Range Over the Past 10 Years
Min: 46.34 Med: 149.21 Max: 1050.37
Current: 111.73
During the past 13 years, GDL Leasing & Finance's highest Current Ratio was 1050.37. The lowest was 46.34. And the median was 149.21.
BOM:530855's Current Ratio is ranked better than 76.09% of 46
companies
in the Banks industry
Industry Median: 2.805
vs BOM:530855: 111.73
GDL Leasing & Finance (BOM:530855) Current Ratio Explanation
The current ratio can give a sense of the efficiency of a company's operating cycle or its ability to turn its product into cash. Companies that have trouble getting paid on their receivables or have long inventory turnover can run into liquidity problems because they are unable to alleviate their obligations. Because business operations differ in each industry, it is always more useful to compare companies within the same industry.
Acceptable current ratios vary from industry to industry and are generally between 1 and 3 for healthy businesses.
The higher the current ratio, the more capable the company is of paying its obligations. A ratio under 1 suggests that the company would be unable to pay off its obligations if they came due at that point. While this shows the company is not in good financial health, it does not necessarily mean that it will go bankrupt - as there are many ways to access financing - but it is definitely not a good sign.
If all other things were equal, a creditor, who is expecting to be paid in the next 12 months, would consider a high current ratio to be better than a low current ratio, because a high current ratio means that the company is more likely to meet its liabilities which fall due in the next 12 months.
GDL Leasing & Finance Current Ratio Related Terms
GDL Leasing & Finance Current Ratio Historical Data
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The historical data trend for GDL Leasing & Finance's Current Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:530855 vs RKT, FNMA, PFSI: Current Ratio Comparison
For the Mortgage Finance subindustry, GDL Leasing & Finance's Current Ratio, along with its competitors' market caps and Current Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
GDL Leasing & Finance Current Ratio vs Banks Industry
For the Banks industry and Financial Services sector, GDL Leasing & Finance's Current Ratio distribution charts can be found below:
* The bar in red indicates where GDL Leasing & Finance's Current Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
GDL Leasing & Finance (BOM:530855) has a Current Ratio of 111.73 as of Mar. 2026. This is 25% below median its historical median of 149.21. Over the past decade, GDL Leasing & Finance's Current Ratio has ranged from 46.34 to 1,050.37. According to the industry distribution chart, GDL Leasing & Finance ranks #11 out of 46 companies in the Banks industry, placing it in the top 23.9%.
Is GDL Leasing & Finance's Current Ratio too high?
GDL Leasing & Finance's current Current Ratio of 111.73 is 25% below median its 10-year median of 149.21. Over the past 10 years, this metric has ranged from a low of 46.34 to a high of 1,050.37. The Banks industry median Current Ratio is 2.81. GDL Leasing & Finance's value of 111.73 is 3883.2% above this industry median. Based on the distribution chart, GDL Leasing & Finance ranks #11 out of 46 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, GDL Leasing & Finance has a GF Score™ of 74/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does GDL Leasing & Finance's Current Ratio compare to RKT and FNMA?
According to the Banks industry distribution chart, GDL Leasing & Finance ranks #11 out of 46 companies for Current Ratio. This places GDL Leasing & Finance in the top 24% of its industry — outperforming the majority of peers. The industry median Current Ratio is 2.81. GDL Leasing & Finance's value of 111.73 is 3883.2% above this benchmark. Historically, GDL Leasing & Finance's own Current Ratio has ranged from 46.34 to 1,050.37 over the past decade. While the company's 10-year median is 149.21 vs. the industry median of 2.81, GDL Leasing & Finance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Current Ratio for a Banks company?
The median Current Ratio among Banks companies is 2.81, based on 46 companies in the industry. Companies in the top quartile (top 25%) have a Current Ratio significantly above this median, while those in the bottom quartile fall well below. However, Current Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. GDL Leasing & Finance's current Current Ratio of 111.73 is 3883.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Current Ratio mean?
A high Current Ratio can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median Current Ratio is 2.81 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. GDL Leasing & Finance's current Current Ratio is 111.73, which is 25% below median its own 10-year median of 149.21. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is GDL Leasing & Finance stock overvalued right now?
Based on GuruFocus' analysis, GDL Leasing & Finance (BOM:530855) is currently considered Fairly Valued. The stock's GF Value™ is ₹55.90, compared to a current price of ₹60.80 — trading 8.8% above its estimated fair value. The current Current Ratio is 111.73, which is 25% below median its 10-year median of 149.21 and 3883.2% above the Banks industry median of 2.81. GDL Leasing & Finance's overall GF Score™ is 74/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Current Ratio calculated?
Current Ratio is calculated from a company's financial statements. For GDL Leasing & Finance (BOM:530855), the current Current Ratio is 111.73 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is GDL Leasing & Finance (BOM:530855) Overvalued in 2026?
Based on GuruFocus' analysis, GDL Leasing & Finance stock appears to be overvalued.
The current stock price of ₹60.80 is trading 8.8% above its estimated GF Value™ of ₹55.90.
GuruFocus considers GDL Leasing & Finance to be Fairly Valued.
Key valuation signals for BOM:530855:
Current Ratio: 111.73 (25% below median its 10-year median of 149.21)
GF Value™: ₹55.90 vs. price of ₹60.80 (8.8% above fair value)
Industry Position: 3883.2% above the Banks median (#11 of 46)
No single metric tells the full story. See the BOM:530855 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
GDL Leasing & Finance Ltd is a non-banking finance company. It is engaged in financial activities such as Loans and Investments. The company also helps small and medium-sized enterprises (SMEs) to raise finances through a credit guarantee scheme. The main services and specialization include Loans, advances, & Investments.
74GF Score
Get the complete analysis for BOM:530855
Current Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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