GDL Leasing & Finance (BOM:530855) Cyclically Adjusted Book per Share: ₹14.00 (As of Mar. 2026)

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BOM:530855 GDL Leasing & Finance Ltd BOM:530855
72 GF Score
Price ₹66.25
GF Value ₹56.19
Valuation Modestly Overvalued
! 4 Warning Signs
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What is GDL Leasing & Finance Cyclically Adjusted Book per Share?

GDL Leasing & Finance BOM:530855 -0.08% 72 Cyclically Adjusted Book per Share is ₹14.00 as of Mar. 2026. GuruFocus rates BOM:530855 with a GF Score™ of 72/100 and a GF Value™ of ₹56.19 (Modestly Overvalued). The stock has 4 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

GDL Leasing & Finance's adjusted book value per share for the three months ended in Mar. 2026 was ₹13.531. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is ₹14.00 for the trailing ten years ended in Mar. 2026.

During the past 12 months, GDL Leasing & Finance's average Cyclically Adjusted Book Growth Rate was 2.30% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was -0.20% per year. During the past 5 years, the average Cyclically Adjusted Book Growth Rate was 0.80% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of GDL Leasing & Finance was 1.80% per year. The lowest was -0.20% per year. And the median was 0.00% per year.

As of today (2026-07-25), GDL Leasing & Finance's current stock price is ₹66.25. GDL Leasing & Finance's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was ₹14.00. GDL Leasing & Finance's Cyclically Adjusted PB Ratio of today is 4.73.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of GDL Leasing & Finance was 9.80. The lowest was 0.56. And the median was 0.60.


GDL Leasing & Finance  (BOM:530855) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

GDL Leasing & Finance's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=66.25/14.00
=4.73

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of GDL Leasing & Finance was 9.80. The lowest was 0.56. And the median was 0.60.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


GDL Leasing & Finance Cyclically Adjusted Book per Share Related Terms


GDL Leasing & Finance Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for GDL Leasing & Finance's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

GDL Leasing & Finance Cyclically Adjusted Book per Share Chart

GDL Leasing & Finance Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 13.69 14.09 13.94 13.69 14.00

GDL Leasing & Finance Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 13.69 0.00 13.96 0.00 14.00

BOM:530855 vs RKT, FNMA, PFSI: Cyclically Adjusted Book per Share Comparison

For the Mortgage Finance subindustry, GDL Leasing & Finance's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


GDL Leasing & Finance Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, GDL Leasing & Finance's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where GDL Leasing & Finance's Cyclically Adjusted PB Ratio falls into.


BOM:530855
72GF Score
GDL Leasing & Finance Ltd BOM:530855
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

GDL Leasing & Finance Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, GDL Leasing & Finance's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book= Book Value per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=13.531/164.2724*164.2724
=13.531

Current CPI (Mar. 2026) = 164.2724.

GDL Leasing & Finance Quarterly Data

Book Value per Share CPI Adj_Book
201606 0.000 105.961 0.000
201609 10.460 105.961 16.216
201612 10.468 105.196 16.347
201703 10.478 105.196 16.362
201706 10.487 107.109 16.084
201709 10.494 109.021 15.812
201712 10.502 109.404 15.769
201803 10.489 109.786 15.695
201806 0.000 111.317 0.000
201809 10.498 115.142 14.977
201812 10.505 115.142 14.987
201903 10.513 118.202 14.611
201906 0.000 120.880 0.000
201909 10.525 123.175 14.037
201912 0.000 126.235 0.000
202003 10.538 124.705 13.882
202006 0.000 127.000 0.000
202009 10.549 130.118 13.318
202012 0.000 130.889 0.000
202103 10.562 131.771 13.167
202106 0.000 134.084 0.000
202109 10.574 135.847 12.787
202112 0.000 138.161 0.000
202203 10.582 138.822 12.522
202206 0.000 142.347 0.000
202209 10.601 144.661 12.038
202212 0.000 145.763 0.000
202303 10.612 146.865 11.870
202306 0.000 150.280 0.000
202309 10.634 151.492 11.531
202312 0.000 152.924 0.000
202403 10.954 153.035 11.758
202406 0.000 155.789 0.000
202409 12.022 157.882 12.509
202412 0.000 158.323 0.000
202503 11.943 157.552 12.452
202506 0.000 159.755 0.000
202509 13.574 162.289 13.740
202512 0.000 163.281 0.000
202603 13.531 164.272 13.531

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of ₹14.00 mean?
GDL Leasing & Finance (BOM:530855) has a Cyclically Adjusted Book per Share of ₹14.00 as of Mar. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on GDL Leasing & Finance and its competitors.
Is GDL Leasing & Finance's Cyclically Adjusted Book per Share too high?
GDL Leasing & Finance's current Cyclically Adjusted Book per Share is ₹14.00. Overall, GDL Leasing & Finance has a GF Score™ of 72/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does GDL Leasing & Finance's Cyclically Adjusted Book per Share compare to RKT and FNMA?
GDL Leasing & Finance's Cyclically Adjusted Book per Share of ₹14.00 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Banks company?
A good Cyclically Adjusted Book per Share depends on the Banks industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on GDL Leasing & Finance and its competitors. GDL Leasing & Finance's current Cyclically Adjusted Book per Share is ₹14.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is GDL Leasing & Finance stock overvalued right now?
Based on GuruFocus' analysis, GDL Leasing & Finance (BOM:530855) is currently considered Modestly Overvalued. The stock's GF Value™ is ₹56.19, compared to a current price of ₹66.25 — trading 17.9% above its estimated fair value. The current Cyclically Adjusted Book per Share is ₹14.00. GDL Leasing & Finance's overall GF Score™ is 72/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For GDL Leasing & Finance (BOM:530855), the current Cyclically Adjusted Book per Share is ₹14.00 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is GDL Leasing & Finance (BOM:530855) Overvalued in 2026?

Based on GuruFocus' analysis, GDL Leasing & Finance stock appears to be overvalued. The current stock price of ₹66.25 is trading 17.9% above its estimated GF Value™ of ₹56.19. GuruFocus considers GDL Leasing & Finance to be Modestly Overvalued.

Key valuation signals for BOM:530855:

  • Cyclically Adjusted Book per Share: ₹14.00
  • GF Value™: ₹56.19 vs. price of ₹66.25 (17.9% above fair value)
  • GF Score™: 72/100 with 4 warning signs

No single metric tells the full story. See the BOM:530855 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


GDL Leasing & Finance Business Description

Address Plot No.3, DDA Community Centre, D.B. Gupta Road, 206, Second Floor, Vardhman Diamod Plaza, Motia Khan, Pahar Ganj, New Delhi, IND, 110055
GDL Leasing & Finance Ltd is a non-banking finance company. It is engaged in financial activities such as Loans and Investments. The company also helps small and medium-sized enterprises (SMEs) to raise finances through a credit guarantee scheme. The main services and specialization include Loans, advances, & Investments.
72GF Score

Get the complete analysis for BOM:530855

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹66.25
Price
₹56.19
GF Value