GDL Leasing & Finance (BOM:530855) Quick Ratio: 111.73 (As of Mar. 2026) — 25% Below Median


BOM:530855 GDL Leasing & Finance Ltd BOM:530855
72 GF Score
Price ₹59.70
GF Value ₹55.78
Valuation Fairly Valued
! 4 Warning Signs
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What is GDL Leasing & Finance Quick Ratio?

GDL Leasing & Finance BOM:530855 +4.99% 72 Quick Ratio is 111.73 as of Mar. 2026, which is 25% below its 10-year median of 149.21. GuruFocus rates BOM:530855 with a GF Score™ of 72/100 and a GF Value™ of ₹55.78 (Fairly Valued). The stock has 4 warning signs investors should review. Among 46 Banks companies, GDL Leasing & Finance ranks better than 78.26% on this metric.

The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. It is calculated as a company's Total Current Assets excludes Total Inventories divides by its Total Current Liabilities. GDL Leasing & Finance's quick ratio for the quarter that ended in Mar. 2026 was 111.73.

GDL Leasing & Finance has a quick ratio of 111.73. It generally indicates good short-term financial strength.

The historical rank and industry rank for GDL Leasing & Finance's Quick Ratio or its related term are showing as below:

BOM:530855' s Quick Ratio Range Over the Past 10 Years
Min: 46.34   Med: 149.21   Max: 1050.37
Current: 111.73

During the past 13 years, GDL Leasing & Finance's highest Quick Ratio was 1050.37. The lowest was 46.34. And the median was 149.21.

BOM:530855's Quick Ratio is ranked better than
78.26% of 46 companies
in the Banks industry
Industry Median: 2.025 vs BOM:530855: 111.73

GDL Leasing & Finance  (BOM:530855) Quick Ratio Explanation

The quick ratio is more conservative than the Current Ratio because it excludes inventories from current assets. The ratio derives its name presumably from the fact that assets such as cash and marketable securities are quick sources of cash. Inventories generally take time to be converted into cash, and if they have to be sold quickly, the company may have to accept a lower price than book value of these inventories. As a result, they are justifiably excluded from assets that are ready sources of immediate cash.

In general, low or decreasing quick ratios generally suggest that a company is over-leveraged, struggling to maintain or grow sales, paying bills too quickly or collecting receivables too slowly. On the other hand, a high or increasing quick ratio generally indicates that a company is experiencing solid top-line growth, quickly converting receivables into cash, and easily able to cover its financial obligations. Such companies often have faster inventory turnover and cash conversion cycles.

The higher the quick ratio, the better the company's liquidity position.


GDL Leasing & Finance Quick Ratio Related Terms


GDL Leasing & Finance Quick Ratio Historical Data

* Premium members only.

The historical data trend for GDL Leasing & Finance's Quick Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

GDL Leasing & Finance Quick Ratio Chart

GDL Leasing & Finance Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Quick Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 160.80 137.61 46.34 51.41 111.73

GDL Leasing & Finance Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Quick Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 51.41 0.00 74.50 0.00 111.73

BOM:530855 vs RKT, FNMA, PFSI: Quick Ratio Comparison

For the Mortgage Finance subindustry, GDL Leasing & Finance's Quick Ratio, along with its competitors' market caps and Quick Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


GDL Leasing & Finance Quick Ratio vs Banks Industry

For the Banks industry and Financial Services sector, GDL Leasing & Finance's Quick Ratio distribution charts can be found below:

* The bar in red indicates where GDL Leasing & Finance's Quick Ratio falls into.


BOM:530855
72GF Score
GDL Leasing & Finance Ltd BOM:530855
Quick Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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GDL Leasing & Finance Quick Ratio Calculation

The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. For this reason, the ratio excludes inventories from current assets.

GDL Leasing & Finance's Quick Ratio for the fiscal year that ended in Mar. 2026 is calculated as

Quick Ratio (A: Mar. 2026 )=(Total Current Assets-Total Inventories)/Total Current Liabilities
=(80.443-0)/0.72
=111.73

GDL Leasing & Finance's Quick Ratio for the quarter that ended in Mar. 2026 is calculated as

Quick Ratio (Q: Mar. 2026 )=(Total Current Assets-Total Inventories)/Total Current Liabilities
=(80.443-0)/0.72
=111.73

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Quick Ratio →
What does a Quick Ratio of 111.73 mean?
GDL Leasing & Finance (BOM:530855) has a Quick Ratio of 111.73 as of Mar. 2026. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on GDL Leasing & Finance and its competitors. This is 25% below median its historical median of 149.21. Over the past decade, GDL Leasing & Finance's Quick Ratio has ranged from 46.34 to 1,050.37. According to the industry distribution chart, GDL Leasing & Finance ranks #10 out of 46 companies in the Banks industry, placing it in the top 21.7%.
Is GDL Leasing & Finance's Quick Ratio too high?
GDL Leasing & Finance's current Quick Ratio of 111.73 is 25% below median its 10-year median of 149.21. Over the past 10 years, this metric has ranged from a low of 46.34 to a high of 1,050.37. The Banks industry median Quick Ratio is 2.03. GDL Leasing & Finance's value of 111.73 is 5417.5% above this industry median. Based on the distribution chart, GDL Leasing & Finance ranks #10 out of 46 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, GDL Leasing & Finance has a GF Score™ of 72/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does GDL Leasing & Finance's Quick Ratio compare to RKT and FNMA?
According to the Banks industry distribution chart, GDL Leasing & Finance ranks #10 out of 46 companies for Quick Ratio. This places GDL Leasing & Finance in the top 22% of its industry — outperforming the majority of peers. The industry median Quick Ratio is 2.03. GDL Leasing & Finance's value of 111.73 is 5417.5% above this benchmark. Historically, GDL Leasing & Finance's own Quick Ratio has ranged from 46.34 to 1,050.37 over the past decade. While the company's 10-year median is 149.21 vs. the industry median of 2.03, GDL Leasing & Finance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Quick Ratio for a Banks company?
The median Quick Ratio among Banks companies is 2.03, based on 46 companies in the industry. Companies in the top quartile (top 25%) have a Quick Ratio significantly above this median, while those in the bottom quartile fall well below. However, Quick Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. GDL Leasing & Finance's current Quick Ratio of 111.73 is 5417.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Quick Ratio mean?
A high Quick Ratio can signal that a stock is expensive relative to its fundamentals. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on GDL Leasing & Finance and its competitors. For the Banks industry, the median Quick Ratio is 2.03 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. GDL Leasing & Finance's current Quick Ratio is 111.73, which is 25% below median its own 10-year median of 149.21. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is GDL Leasing & Finance stock overvalued right now?
Based on GuruFocus' analysis, GDL Leasing & Finance (BOM:530855) is currently considered Fairly Valued. The stock's GF Value™ is ₹55.78, compared to a current price of ₹59.70 — trading 7% above its estimated fair value. The current Quick Ratio is 111.73, which is 25% below median its 10-year median of 149.21 and 5417.5% above the Banks industry median of 2.03. GDL Leasing & Finance's overall GF Score™ is 72/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Quick Ratio calculated?
Quick Ratio is calculated from a company's financial statements. For GDL Leasing & Finance (BOM:530855), the current Quick Ratio is 111.73 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is GDL Leasing & Finance (BOM:530855) Overvalued in 2026?

Based on GuruFocus' analysis, GDL Leasing & Finance stock appears to be overvalued. The current stock price of ₹59.70 is trading 7% above its estimated GF Value™ of ₹55.78. GuruFocus considers GDL Leasing & Finance to be Fairly Valued.

Key valuation signals for BOM:530855:

  • Quick Ratio: 111.73 (25% below median its 10-year median of 149.21)
  • GF Value™: ₹55.78 vs. price of ₹59.70 (7% above fair value)
  • GF Score™: 72/100 with 4 warning signs
  • Industry Position: 5417.5% above the Banks median (#10 of 46)

No single metric tells the full story. See the BOM:530855 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


GDL Leasing & Finance Business Description

Address Plot No.3, DDA Community Centre, D.B. Gupta Road, 206, Second Floor, Vardhman Diamod Plaza, Motia Khan, Pahar Ganj, New Delhi, IND, 110055
GDL Leasing & Finance Ltd is a non-banking finance company. It is engaged in financial activities such as Loans and Investments. The company also helps small and medium-sized enterprises (SMEs) to raise finances through a credit guarantee scheme. The main services and specialization include Loans, advances, & Investments.
72GF Score

Get the complete analysis for BOM:530855

Quick Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹59.70
Price
₹55.78
GF Value