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Warren Buffett believes that firms with excellent long term economics tend to have consistently higher margins.
Durable competitive advantage creates a high Gross Margin % because of the freedom to price in excess of cost. Companies can be categorized by their Gross Margin %
1. Greater than 40% = Durable competitive advantage
2. Less than 40% = Competition eroding margins
3. Less than 20% = no sustainable competitive advantage
Consistency of Gross Margin is key
GDL Leasing & Finance had a gross margin of 35.53% for the quarter that ended in Mar. 2026 => Competition eroding margins
Be Aware
If a company loses its competitive advantages, usually its gross margin declines well before its sales declines. Watching Gross Margin % and Operating Margin % closely helps avoid value trap situations.
GDL Leasing & Finance Gross Margin % Related Terms
GDL Leasing & Finance Gross Margin % Historical Data
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The historical data trend for GDL Leasing & Finance's Gross Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:530855 vs RKT, FNMA, PFSI: Gross Margin % Comparison
For the Mortgage Finance subindustry, GDL Leasing & Finance's Gross Margin %, along with its competitors' market caps and Gross Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
GDL Leasing & Finance Gross Margin % vs Banks Industry
For the Banks industry and Financial Services sector, GDL Leasing & Finance's Gross Margin % distribution charts can be found below:
* The bar in red indicates where GDL Leasing & Finance's Gross Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
A positive Gross Profit is only the first step for a company to make a net profit. The gross profit needs to be big enough to also cover related labor, equipment, rental, marketing/advertising, research and development and a lot of other costs in selling the products.
GDL Leasing & Finance (BOM:530855) has a Gross Margin % of 35.53% as of Mar. 2026. Gross margin is the ratio of total gross profit to net sales. View historical data on GDL Leasing & Finance and its competitors. This is 47% below median its historical median of 66.70. Over the past decade, GDL Leasing & Finance's Gross Margin % has ranged from 45.49 to 77.78. According to the industry distribution chart, GDL Leasing & Finance ranks #13 out of 43 companies in the Banks industry, placing it in the top 30.2%.
Is GDL Leasing & Finance's Gross Margin % too high?
GDL Leasing & Finance's current Gross Margin % of 35.53% is 47% below median its 10-year median of 66.70. Over the past 10 years, this metric has ranged from a low of 45.49 to a high of 77.78. The Banks industry median Gross Margin % is 40.26. GDL Leasing & Finance's value of 35.53% is 11.7% below this industry median. Based on the distribution chart, GDL Leasing & Finance ranks #13 out of 43 companies in the Banks industry, which is above the industry midpoint. Overall, GDL Leasing & Finance has a GF Score™ of 74/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does GDL Leasing & Finance's Gross Margin % compare to RKT and FNMA?
According to the Banks industry distribution chart, GDL Leasing & Finance ranks #13 out of 43 companies for Gross Margin %. This puts GDL Leasing & Finance in the upper half of its industry. The industry median Gross Margin % is 40.26. GDL Leasing & Finance's value of 35.53% is 11.7% below this benchmark. Historically, GDL Leasing & Finance's own Gross Margin % has ranged from 45.49 to 77.78 over the past decade. While the company's 10-year median is 66.70 vs. the industry median of 40.26, GDL Leasing & Finance has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Gross Margin % for a Banks company?
The median Gross Margin % among Banks companies is 40.26, based on 43 companies in the industry. Companies in the top quartile (top 25%) have a Gross Margin % significantly above this median, while those in the bottom quartile fall well below. However, Gross Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. GDL Leasing & Finance's current Gross Margin % of 35.53% is 11.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Gross Margin % mean?
A high Gross Margin % can signal that a stock is expensive relative to its fundamentals. Gross margin is the ratio of total gross profit to net sales. View historical data on GDL Leasing & Finance and its competitors. For the Banks industry, the median Gross Margin % is 40.26 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. GDL Leasing & Finance's current Gross Margin % is 35.53%, which is 47% below median its own 10-year median of 66.70. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is GDL Leasing & Finance stock overvalued right now?
Based on GuruFocus' analysis, GDL Leasing & Finance (BOM:530855) is currently considered Fairly Valued. The stock's GF Value™ is ₹55.87, compared to a current price of ₹58.17 — trading 4.1% above its estimated fair value. The current Gross Margin % is 35.53%, which is 47% below median its 10-year median of 66.70 and 11.7% below the Banks industry median of 40.26. GDL Leasing & Finance's overall GF Score™ is 74/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Gross Margin % calculated?
Gross Margin % is calculated from a company's financial statements. For GDL Leasing & Finance (BOM:530855), the current Gross Margin % is 35.53% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is GDL Leasing & Finance (BOM:530855) Overvalued in 2026?
Based on GuruFocus' analysis, GDL Leasing & Finance stock appears to be overvalued.
The current stock price of ₹58.17 is trading 4.1% above its estimated GF Value™ of ₹55.87.
GuruFocus considers GDL Leasing & Finance to be Fairly Valued.
Key valuation signals for BOM:530855:
Gross Margin %: 35.53% (47% below median its 10-year median of 66.70)
GF Value™: ₹55.87 vs. price of ₹58.17 (4.1% above fair value)
Industry Position: 11.7% below the Banks median (#13 of 43)
No single metric tells the full story. See the BOM:530855 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
GDL Leasing & Finance Ltd is a non-banking finance company. It is engaged in financial activities such as Loans and Investments. The company also helps small and medium-sized enterprises (SMEs) to raise finances through a credit guarantee scheme. The main services and specialization include Loans, advances, & Investments.
74GF Score
Get the complete analysis for BOM:530855
Gross Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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