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GDL Leasing & FinanceBOM:530855 +4.52%73 Pretax Margin % is 1.83% as of Mar. 2026, which is 46% below its 10-year median of 3.40. GuruFocus rates BOM:530855 with a GF Score™ of 73/100 and a GF Value™ of ₹55.90 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,527 Banks companies, GDL Leasing & Finance ranks worse than 65.36% on this metric.
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
GDL Leasing & Finance Pretax Margin % Related Terms
GDL Leasing & Finance Pretax Margin % Historical Data
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The historical data trend for GDL Leasing & Finance's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:530855 vs RKT, FNMA, PFSI: Pretax Margin % Comparison
For the Mortgage Finance subindustry, GDL Leasing & Finance's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
GDL Leasing & Finance Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, GDL Leasing & Finance's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where GDL Leasing & Finance's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
GDL Leasing & Finance (BOM:530855) has a Pretax Margin % of 1.83% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on GDL Leasing & Finance and its competitors. This is 46% below median its historical median of 3.40. Over the past decade, GDL Leasing & Finance's Pretax Margin % has ranged from 2.33 to 45.54. According to the industry distribution chart, GDL Leasing & Finance ranks #998 out of 1527 companies in the Banks industry, placing it in the top 65.4%.
Is GDL Leasing & Finance's Pretax Margin % too high?
GDL Leasing & Finance's current Pretax Margin % of 1.83% is 46% below median its 10-year median of 3.40. Over the past 10 years, this metric has ranged from a low of 2.33 to a high of 45.54. The Banks industry median Pretax Margin % is 34.65. GDL Leasing & Finance's value of 1.83% is 94.7% below this industry median. Based on the distribution chart, GDL Leasing & Finance ranks #998 out of 1527 companies in the Banks industry, which is below the industry midpoint. Overall, GDL Leasing & Finance has a GF Score™ of 73/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does GDL Leasing & Finance's Pretax Margin % compare to RKT and FNMA?
According to the Banks industry distribution chart, GDL Leasing & Finance ranks #998 out of 1527 companies for Pretax Margin %. This places GDL Leasing & Finance in the lower half of its industry. The industry median Pretax Margin % is 34.65. GDL Leasing & Finance's value of 1.83% is 94.7% below this benchmark. Historically, GDL Leasing & Finance's own Pretax Margin % has ranged from 2.33 to 45.54 over the past decade. While the company's 10-year median is 3.40 vs. the industry median of 34.65, GDL Leasing & Finance has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.65, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. GDL Leasing & Finance's current Pretax Margin % of 1.83% is 94.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on GDL Leasing & Finance and its competitors. For the Banks industry, the median Pretax Margin % is 34.65 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. GDL Leasing & Finance's current Pretax Margin % is 1.83%, which is 46% below median its own 10-year median of 3.40. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is GDL Leasing & Finance stock overvalued right now?
Based on GuruFocus' analysis, GDL Leasing & Finance (BOM:530855) is currently considered Fairly Valued. The stock's GF Value™ is ₹55.90, compared to a current price of ₹60.80 — trading 8.8% above its estimated fair value. The current Pretax Margin % is 1.83%, which is 46% below median its 10-year median of 3.40 and 94.7% below the Banks industry median of 34.65. GDL Leasing & Finance's overall GF Score™ is 73/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For GDL Leasing & Finance (BOM:530855), the current Pretax Margin % is 1.83% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is GDL Leasing & Finance (BOM:530855) Overvalued in 2026?
Based on GuruFocus' analysis, GDL Leasing & Finance stock appears to be overvalued.
The current stock price of ₹60.80 is trading 8.8% above its estimated GF Value™ of ₹55.90.
GuruFocus considers GDL Leasing & Finance to be Fairly Valued.
Key valuation signals for BOM:530855:
Pretax Margin %: 1.83% (46% below median its 10-year median of 3.40)
GF Value™: ₹55.90 vs. price of ₹60.80 (8.8% above fair value)
Industry Position: 94.7% below the Banks median (#998 of 1527)
No single metric tells the full story. See the BOM:530855 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
GDL Leasing & Finance Ltd is a non-banking finance company. It is engaged in financial activities such as Loans and Investments. The company also helps small and medium-sized enterprises (SMEs) to raise finances through a credit guarantee scheme. The main services and specialization include Loans, advances, & Investments.
73GF Score
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