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GDL Leasing & FinanceBOM:530855 -4.99%73 Days Payable is 10.96 as of Mar. 2026, which is 27% below its 10-year median of 15.00. GuruFocus rates BOM:530855 with a GF Score™ of 73/100 and a GF Value™ of ₹56.02 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 32 Banks companies, GDL Leasing & Finance ranks worse than 65.63% on this metric.
GDL Leasing & Finance Days Payable Historical Data
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The historical data trend for GDL Leasing & Finance's Days Payable can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:530855 vs RKT, FNMA, PFSI: Days Payable Comparison
For the Mortgage Finance subindustry, GDL Leasing & Finance's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
GDL Leasing & Finance Days Payable vs Banks Industry
For the Banks industry and Financial Services sector, GDL Leasing & Finance's Days Payable distribution charts can be found below:
* The bar in red indicates where GDL Leasing & Finance's Days Payable falls into.
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
GDL Leasing & Finance's Days Payable for the fiscal year that ended in Mar. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
GDL Leasing & Finance (BOM:530855) has a Days Payable of 10.96 as of Mar. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on GDL Leasing & Finance and its competitors. This is 27% below median its historical median of 15.00. Over the past decade, GDL Leasing & Finance's Days Payable has ranged from 15.00 to 16.55. According to the industry distribution chart, GDL Leasing & Finance ranks #21 out of 32 companies in the Banks industry, placing it in the top 65.6%.
Is GDL Leasing & Finance's Days Payable too high?
GDL Leasing & Finance's current Days Payable of 10.96 is 27% below median its 10-year median of 15.00. Over the past 10 years, this metric has ranged from a low of 15.00 to a high of 16.55. The Banks industry median Days Payable is 32.05. GDL Leasing & Finance's value of 10.96 is 65.8% below this industry median. Based on the distribution chart, GDL Leasing & Finance ranks #21 out of 32 companies in the Banks industry, which is below the industry midpoint. Overall, GDL Leasing & Finance has a GF Score™ of 73/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does GDL Leasing & Finance's Days Payable compare to RKT and FNMA?
According to the Banks industry distribution chart, GDL Leasing & Finance ranks #21 out of 32 companies for Days Payable. This places GDL Leasing & Finance in the lower half of its industry. The industry median Days Payable is 32.05. GDL Leasing & Finance's value of 10.96 is 65.8% below this benchmark. Historically, GDL Leasing & Finance's own Days Payable has ranged from 15.00 to 16.55 over the past decade. While the company's 10-year median is 15.00 vs. the industry median of 32.05, GDL Leasing & Finance has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Banks company?
The median Days Payable among Banks companies is 32.05, based on 32 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. GDL Leasing & Finance's current Days Payable of 10.96 is 65.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on GDL Leasing & Finance and its competitors. For the Banks industry, the median Days Payable is 32.05 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. GDL Leasing & Finance's current Days Payable is 10.96, which is 27% below median its own 10-year median of 15.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is GDL Leasing & Finance stock overvalued right now?
Based on GuruFocus' analysis, GDL Leasing & Finance (BOM:530855) is currently considered Modestly Overvalued. The stock's GF Value™ is ₹56.02, compared to a current price of ₹62.26 — trading 11.1% above its estimated fair value. The current Days Payable is 10.96, which is 27% below median its 10-year median of 15.00 and 65.8% below the Banks industry median of 32.05. GDL Leasing & Finance's overall GF Score™ is 73/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For GDL Leasing & Finance (BOM:530855), the current Days Payable is 10.96 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is GDL Leasing & Finance (BOM:530855) Overvalued in 2026?
Based on GuruFocus' analysis, GDL Leasing & Finance stock appears to be overvalued.
The current stock price of ₹62.26 is trading 11.1% above its estimated GF Value™ of ₹56.02.
GuruFocus considers GDL Leasing & Finance to be Modestly Overvalued.
Key valuation signals for BOM:530855:
Days Payable: 10.96 (27% below median its 10-year median of 15.00)
GF Value™: ₹56.02 vs. price of ₹62.26 (11.1% above fair value)
Industry Position: 65.8% below the Banks median (#21 of 32)
No single metric tells the full story. See the BOM:530855 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
GDL Leasing & Finance Ltd is a non-banking finance company. It is engaged in financial activities such as Loans and Investments. The company also helps small and medium-sized enterprises (SMEs) to raise finances through a credit guarantee scheme. The main services and specialization include Loans, advances, & Investments.
73GF Score
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