Pine Labs (BOM:544606) EBITDA: ₹3,924 Mil (TTM As of Mar. 2026)

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BOM:544606 Pine Labs Ltd BOM:544606
21 GF Score
Price ₹145.35
! 3 Warning Signs
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What is Pine Labs EBITDA?

Pine Labs BOM:544606 +1.43% 21 EBITDA is ₹3,924 Mil as of Mar. 2026. GuruFocus rates BOM:544606 with a GF Score™ of 21/100. The stock has 3 warning signs investors should review.

Pine Labs's EBITDA for the three months ended in Mar. 2026 was ₹1,563 Mil. Its EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 was ₹3,924 Mil.

During the past 12 months, the average EBITDA Growth Rate of Pine Labs was 109.50% per year. During the past 3 years, the average EBITDA Growth Rate was 101.20% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EBITDA Growth Rate using EBITDA data.

During the past 4 years, the highest 3-Year average EBITDA Growth Rate of Pine Labs was 101.20% per year. The lowest was 101.20% per year. And the median was 101.20% per year.

Pine Labs's EBITDA per Share for the three months ended in Mar. 2026 was ₹1.34. Its EBITDA per share for the trailing twelve months (TTM) ended in Mar. 2026 was ₹3.44.

During the past 12 months, the average EBITDA per Share Growth Rate of Pine Labs was 118.00% per year. During the past 3 years, the average EBITDA per Share Growth Rate was 103.90% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EBITDA per share growth rate using EBITDA per Share data.

During the past 4 years, the highest 3-Year average EBITDA per Share Growth Rate of Pine Labs was 103.90% per year. The lowest was 103.90% per year. And the median was 103.90% per year.

Pine Labs  (BOM:544606) EBITDA Explanation

EBITDA is a cash flow measure that ignores changes in working capital. EBITDA minus Depreciation, and Amortization (DA) equals Operating Income. Operating Income is profit before interest and taxes. Of course, Interest and taxes need to be paid.

While depreciation and amortization expenses do not need to be paid in cash, assets - especially tangible assets - do need to be replaced over time. EBITDA is not a measure of profit in any sense. EBITDA is a measure of cash generation by a business where the uses of that cash may be more or less discretionary depending on the nature of the business.

The EBITDA of a TV station is largely discretionary. Owners may use much of the EBITDA generated by a TV station as they see fit. The EBITDA of a railroad is largely non-discretionary. Owners must use much of the EBITDA generated by a railroad to replace the physical assets of the railroad or the business will literally fall apart over time.

EBITDA can be thought of as the cash a business generates that is available to:

Add more inventory
Add more receivables
Replace property, plant, and equipment
Add more property, plant, and equipment
Pay interest
Pay taxes
And finally: pay owners

EBITDA is widely used in financial analysis because Depreciation and Amortization are not present day cash expenses.. Depreciation and amortization are the spreading out of the costs of assets over the time in which those assets provide benefits. Today's depreciation and amortization expenses relate to assets bought in the past. The assets being expensed may or may not need to be replaced in the future. And the cost to replace the assets may be more or less than it was in the past. For this reason, the depreciation and amortization expenses a company records in the present year may have no relationship to the actual cash costs needed to maintain its assets in future years.

A company's depreciation expense depends on both its expectations about the assets it owns and its choice of accounting methods. Two companies owning identical assets may have different depreciation expenses because they have different expectations about the useful lives of those assets and because they make different accounting choices.

Analysts use EBITDA to remove this element of personal choice from a company's accounting statements. The use of EBITDA is an attempt to make the results of different companies more comparable and uniform.


Be Aware

Although depreciation is not a cash cost it is a real business cost because the company has to pay for the fixed assets when they purchase them. Both Warren Buffett and Charlie Munger hate the idea of EBITDA because in this calculation, depreciation is not counted as an expense.

EBITDA over Revenue is a good metric for comparing the operating efficiencies between companies because EBITDA is less vulnerable to companies' accounting choices. For this reason, EBITDA is used in ranking the Predictability of Companies. Also Price-to-EBITDA is sometimes used in valuations.


Pine Labs EBITDA Related Terms


Pine Labs EBITDA Historical Data

* Premium members only.

The historical data trend for Pine Labs's EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Pine Labs EBITDA Chart

Pine Labs Annual Data
Trend Mar23 Mar24 Mar25 Mar26
EBITDA
603.44 286.35 2,346.60 4,915.40

Pine Labs Quarterly Data
Mar23 Mar24 Jun24 Dec24 Mar25 Jun25 Dec25 Mar26
EBITDA Get a 7-Day Free Trial 466.90 685.10 809.59 1,551.70 1,562.50

BOM:544606 vs MSFT, ORCL, PLTR: EBITDA Comparison

For the Software - Infrastructure subindustry, Pine Labs's EV-to-EBITDA, along with its competitors' market caps and EV-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Pine Labs EV-to-EBITDA vs Software Industry

For the Software industry and Technology sector, Pine Labs's EV-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Pine Labs's EV-to-EBITDA falls into.


BOM:544606
21GF Score
Pine Labs Ltd BOM:544606
EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
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Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) is what the company earns before it expenses interest, taxes, depreciation and amortization.

Pine Labs's EBITDA for the fiscal year that ended in Mar. 2026 is calculated as

Pine Labs's EBITDA was directly provided by GuruFocus' data source Morningstar. For the fiscal year ended in Mar. 2026, Pine Labs's EBITDA was ₹4,915 Mil.

Pine Labs's EBITDA for the quarter that ended in Mar. 2026 is calculated as

Pine Labs's EBITDA was directly provided by GuruFocus' data source Morningstar. For the quarter ended in Mar. 2026, Pine Labs's EBITDA was ₹1,563 Mil.

EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹3,924 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sometimes companies may have already deducted Depreciation and Amortization from Gross Profit. In this case Depreciation and Amortization needs to be added back when calculating EBITDA.

Frequently Asked Questions Learn more about EBITDA →
What does a EBITDA of ₹3,924 Mil mean?
Pine Labs (BOM:544606) has a EBITDA of ₹3,924 Mil as of Mar. 2026. Ebitda is the difference between operating revenue and operating expenses not including depreciation and amortization. View historical data on Pine Labs.
Is Pine Labs' EBITDA too high?
Pine Labs' current EBITDA is ₹3,924 Mil. Overall, Pine Labs has a GF Score™ of 21/100, reflecting its overall financial health beyond just this single metric.
How does Pine Labs' EBITDA compare to MSFT and ORCL?
Pine Labs' EBITDA of ₹3,924 Mil can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA for a Software company?
A good EBITDA depends on the Software industry context. However, EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA mean?
A high EBITDA can signal that a stock is expensive relative to its fundamentals. Ebitda is the difference between operating revenue and operating expenses not including depreciation and amortization. View historical data on Pine Labs. Pine Labs's current EBITDA is ₹3,924 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pine Labs stock overvalued right now?
Pine Labs (BOM:544606) has a current EBITDA of ₹3,924 Mil. The current EBITDA is ₹3,924 Mil. Pine Labs' overall GF Score™ is 21/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA calculated?
EBITDA is calculated from a company's financial statements. For Pine Labs (BOM:544606), the current EBITDA is ₹3,924 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Pine Labs Business Description

Other Exchanges PINELABS:India
Address Tower 6, Plot No. B2, Candor Techspace, 4th & 5th Floor, Sector 62, Noida, UP, IND, 201 301
Pine Labs Ltd is a technology company digitizing commerce for merchants, brands, enterprises, and financial institutions. It operates two segments: Digital Infrastructure and Transaction Platform, which contributes the majority of its revenue through in-store and online payments, affordability, value-added services, and transaction processing; and Issuing and Acquiring Platform, providing prepaid, loyalty, rewards, and card issuing and acquiring solutions. Its offerings include UPI and payment gateway services, gift cards, card management, and fintech infrastructure. Pine Labs serves banks, corporates, government, fintech, e-commerce, and startups across multiple industries, enabling customer acquisition, onboarding, expense management, rewards, refunds, and embedded bill payments.
21GF Score

Get the complete analysis for BOM:544606

EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹145.35
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