B+S Banksysteme AGFRA:DTD2 -4.73%81 Current Ratio is 1.17 as of Dec. 2025, which is 54% above its 10-year median of 0.76. GuruFocus rates FRA:DTD2 with a GF Score™ of 81/100 and a GF Value™ of €1.92 (Fairly Valued). The stock has 2 warning signs investors should review. Among 2,866 Software companies, B+S Banksysteme AG ranks worse than 72.64% on this metric.
The current ratio is a liquidity ratio that measures a company's ability to pay short-term obligations. It is calculated as a company's Total Current Assets divides by its Total Current Liabilities. B+S Banksysteme AG's current ratio for the quarter that ended in Dec. 2025 was 1.17.
B+S Banksysteme AG has a current ratio of 1.17. It generally indicates good short-term financial strength.
The historical rank and industry rank for B+S Banksysteme AG's Current Ratio or its related term are showing as below:
FRA:DTD2'
s Current Ratio Range Over the Past 10 Years
Min: 0.52 Med: 0.76 Max: 1.17
Current: 1.17
During the past 13 years, B+S Banksysteme AG's highest Current Ratio was 1.17. The lowest was 0.52. And the median was 0.76.
FRA:DTD2's Current Ratio is ranked worse than 72.64% of 2866
companies
in the Software industry
Industry Median: 1.815
vs FRA:DTD2: 1.17
B+S Banksysteme AG (FRA:DTD2) Current Ratio Explanation
The current ratio can give a sense of the efficiency of a company's operating cycle or its ability to turn its product into cash. Companies that have trouble getting paid on their receivables or have long inventory turnover can run into liquidity problems because they are unable to alleviate their obligations. Because business operations differ in each industry, it is always more useful to compare companies within the same industry.
Acceptable current ratios vary from industry to industry and are generally between 1 and 3 for healthy businesses.
The higher the current ratio, the more capable the company is of paying its obligations. A ratio under 1 suggests that the company would be unable to pay off its obligations if they came due at that point. While this shows the company is not in good financial health, it does not necessarily mean that it will go bankrupt - as there are many ways to access financing - but it is definitely not a good sign.
If all other things were equal, a creditor, who is expecting to be paid in the next 12 months, would consider a high current ratio to be better than a low current ratio, because a high current ratio means that the company is more likely to meet its liabilities which fall due in the next 12 months.
B+S Banksysteme AG Current Ratio Related Terms
B+S Banksysteme AG Current Ratio Historical Data
* Premium members only.
The historical data trend for B+S Banksysteme AG's Current Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:DTD2 vs UBER, SHOP, CRM: Current Ratio Comparison
For the Software - Application subindustry, B+S Banksysteme AG's Current Ratio, along with its competitors' market caps and Current Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
B+S Banksysteme AG Current Ratio vs Software Industry
For the Software industry and Technology sector, B+S Banksysteme AG's Current Ratio distribution charts can be found below:
* The bar in red indicates where B+S Banksysteme AG's Current Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
B+S Banksysteme AG (FRA:DTD2) has a Current Ratio of 1.17 as of Dec. 2025. This is 54% above median its historical median of 0.76. Over the past decade, B+S Banksysteme AG's Current Ratio has ranged from 0.52 to 1.17. According to the industry distribution chart, B+S Banksysteme AG ranks #2082 out of 2866 companies in the Software industry, placing it in the top 72.6%.
Is B+S Banksysteme AG's Current Ratio too high?
B+S Banksysteme AG's current Current Ratio of 1.17 is 54% above median its 10-year median of 0.76. Over the past 10 years, this metric has ranged from a low of 0.52 to a high of 1.17. The Software industry median Current Ratio is 1.82. B+S Banksysteme AG's value of 1.17 is 35.5% below this industry median. Based on the distribution chart, B+S Banksysteme AG ranks #2082 out of 2866 companies in the Software industry, which is below the industry midpoint. Overall, B+S Banksysteme AG has a GF Score™ of 81/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does B+S Banksysteme AG's Current Ratio compare to UBER and SHOP?
According to the Software industry distribution chart, B+S Banksysteme AG ranks #2082 out of 2866 companies for Current Ratio. This places B+S Banksysteme AG in the lower half of its industry. The industry median Current Ratio is 1.82. B+S Banksysteme AG's value of 1.17 is 35.5% below this benchmark. Historically, B+S Banksysteme AG's own Current Ratio has ranged from 0.52 to 1.17 over the past decade. While the company's 10-year median is 0.76 vs. the industry median of 1.82, B+S Banksysteme AG has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Current Ratio for a Software company?
The median Current Ratio among Software companies is 1.82, based on 2,866 companies in the industry. Companies in the top quartile (top 25%) have a Current Ratio significantly above this median, while those in the bottom quartile fall well below. However, Current Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. B+S Banksysteme AG's current Current Ratio of 1.17 is 35.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Current Ratio mean?
A high Current Ratio can signal that a stock is expensive relative to its fundamentals. For the Software industry, the median Current Ratio is 1.82 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. B+S Banksysteme AG's current Current Ratio is 1.17, which is 54% above median its own 10-year median of 0.76. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is B+S Banksysteme AG stock overvalued right now?
Based on GuruFocus' analysis, B+S Banksysteme AG (FRA:DTD2) is currently considered Fairly Valued. The stock's GF Value™ is €1.92, compared to a current price of €1.92 — trading 0.3% below its estimated fair value. The current Current Ratio is 1.17, which is 54% above median its 10-year median of 0.76 and 35.5% below the Software industry median of 1.82. B+S Banksysteme AG's overall GF Score™ is 81/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Current Ratio calculated?
Current Ratio is calculated from a company's financial statements. For B+S Banksysteme AG (FRA:DTD2), the current Current Ratio is 1.17 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is B+S Banksysteme AG (FRA:DTD2) Overvalued in 2026?
Based on GuruFocus' analysis, B+S Banksysteme AG stock appears to be undervalued.
The current stock price of €1.92 is trading 0.3% below its estimated GF Value™ of €1.92.
GuruFocus considers B+S Banksysteme AG to be Fairly Valued.
Key valuation signals for FRA:DTD2:
Current Ratio: 1.17 (54% above median its 10-year median of 0.76)
GF Value™: €1.92 vs. price of €1.92 (0.3% below fair value)
Industry Position: 35.5% below the Software median (#2082 of 2866)
No single metric tells the full story. See the FRA:DTD2 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
B+S Banksysteme AG develops and markets software solutions for the completion of financial transactions with banks, savings banks, and industrial enterprises. It is engaged in the creation and development of its own programs for data processing, duplication, licensing, and distribution as well as consulting for companies. The company's headquarters have been in Munich with further locations in Austria (Salzburg) and Switzerland (Canton Bern).
81GF Score
Get the complete analysis for FRA:DTD2
Current Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
FRA:DTD2 has been successfully added to your 
