B+S Banksysteme AGFRA:DTD2 -2.43%81 Gross Margin % is 95.70% as of Dec. 2025, which is 101% above its 10-year median of 47.64. GuruFocus rates FRA:DTD2 with a GF Score™ of 81/100 and a GF Value™ of €1.92 (Fairly Valued). The stock has 2 warning signs investors should review. Among 2,681 Software companies, B+S Banksysteme AG ranks better than 62.63% on this metric.
The historical rank and industry rank for B+S Banksysteme AG's Gross Margin % or its related term are showing as below:
FRA:DTD2'
s Gross Margin % Range Over the Past 10 Years
Min: 37 Med: 47.64 Max: 98.02
Current: 51.49
During the past 13 years, the highestGross Margin % of B+S Banksysteme AG was 98.02%. The lowest was 37.00%. And the median was 47.64%.
FRA:DTD2's Gross Margin % is ranked better than 62.63% of 2681
companies
in the Software industry
Industry Median: 40.41
vs FRA:DTD2: 51.49
B+S Banksysteme AG had a gross margin of 95.70% for the quarter that ended in Dec. 2025 => Durable competitive advantage
The 5-Year average Growth Rate of Gross Margin for B+S Banksysteme AG was 5.90% per year.
B+S Banksysteme AG (FRA:DTD2) Gross Margin % Explanation
Warren Buffett believes that firms with excellent long term economics tend to have consistently higher margins.
Durable competitive advantage creates a high Gross Margin % because of the freedom to price in excess of cost. Companies can be categorized by their Gross Margin %
1. Greater than 40% = Durable competitive advantage
2. Less than 40% = Competition eroding margins
3. Less than 20% = no sustainable competitive advantage
Consistency of Gross Margin is key
B+S Banksysteme AG had a gross margin of 95.70% for the quarter that ended in Dec. 2025 => Durable competitive advantage
Be Aware
If a company loses its competitive advantages, usually its gross margin declines well before its sales declines. Watching Gross Margin % and Operating Margin % closely helps avoid value trap situations.
B+S Banksysteme AG Gross Margin % Related Terms
B+S Banksysteme AG Gross Margin % Historical Data
* Premium members only.
The historical data trend for B+S Banksysteme AG's Gross Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:DTD2 vs UBER, SHOP, CRM: Gross Margin % Comparison
For the Software - Application subindustry, B+S Banksysteme AG's Gross Margin %, along with its competitors' market caps and Gross Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
B+S Banksysteme AG Gross Margin % vs Software Industry
For the Software industry and Technology sector, B+S Banksysteme AG's Gross Margin % distribution charts can be found below:
* The bar in red indicates where B+S Banksysteme AG's Gross Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
A positive Gross Profit is only the first step for a company to make a net profit. The gross profit needs to be big enough to also cover related labor, equipment, rental, marketing/advertising, research and development and a lot of other costs in selling the products.
B+S Banksysteme AG (FRA:DTD2) has a Gross Margin % of 95.70% as of Dec. 2025. Gross margin is the ratio of total gross profit to net sales. View historical data on B+S Banksysteme AG and its competitors. This is 101% above median its historical median of 47.64. Over the past decade, B+S Banksysteme AG's Gross Margin % has ranged from 37.00 to 98.02. According to the industry distribution chart, B+S Banksysteme AG ranks #1002 out of 2681 companies in the Software industry, placing it in the top 37.4%.
Is B+S Banksysteme AG's Gross Margin % too high?
B+S Banksysteme AG's current Gross Margin % of 95.70% is 101% above median its 10-year median of 47.64. Over the past 10 years, this metric has ranged from a low of 37.00 to a high of 98.02. The Software industry median Gross Margin % is 40.41. B+S Banksysteme AG's value of 95.70% is 136.8% above this industry median. Based on the distribution chart, B+S Banksysteme AG ranks #1002 out of 2681 companies in the Software industry, which is above the industry midpoint. Overall, B+S Banksysteme AG has a GF Score™ of 81/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does B+S Banksysteme AG's Gross Margin % compare to UBER and SHOP?
According to the Software industry distribution chart, B+S Banksysteme AG ranks #1002 out of 2681 companies for Gross Margin %. This puts B+S Banksysteme AG in the upper half of its industry. The industry median Gross Margin % is 40.41. B+S Banksysteme AG's value of 95.70% is 136.8% above this benchmark. Historically, B+S Banksysteme AG's own Gross Margin % has ranged from 37.00 to 98.02 over the past decade. While the company's 10-year median is 47.64 vs. the industry median of 40.41, B+S Banksysteme AG has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Gross Margin % for a Software company?
The median Gross Margin % among Software companies is 40.41, based on 2,681 companies in the industry. Companies in the top quartile (top 25%) have a Gross Margin % significantly above this median, while those in the bottom quartile fall well below. However, Gross Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. B+S Banksysteme AG's current Gross Margin % of 95.70% is 136.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Gross Margin % mean?
A high Gross Margin % can signal that a stock is expensive relative to its fundamentals. Gross margin is the ratio of total gross profit to net sales. View historical data on B+S Banksysteme AG and its competitors. For the Software industry, the median Gross Margin % is 40.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. B+S Banksysteme AG's current Gross Margin % is 95.70%, which is 101% above median its own 10-year median of 47.64. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is B+S Banksysteme AG stock overvalued right now?
Based on GuruFocus' analysis, B+S Banksysteme AG (FRA:DTD2) is currently considered Fairly Valued. The stock's GF Value™ is €1.92, compared to a current price of €2.01 — trading 4.7% above its estimated fair value. The current Gross Margin % is 95.70%, which is 101% above median its 10-year median of 47.64 and 136.8% above the Software industry median of 40.41. B+S Banksysteme AG's overall GF Score™ is 81/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Gross Margin % calculated?
Gross Margin % is calculated from a company's financial statements. For B+S Banksysteme AG (FRA:DTD2), the current Gross Margin % is 95.70% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is B+S Banksysteme AG (FRA:DTD2) Overvalued in 2026?
Based on GuruFocus' analysis, B+S Banksysteme AG stock appears to be overvalued.
The current stock price of €2.01 is trading 4.7% above its estimated GF Value™ of €1.92.
GuruFocus considers B+S Banksysteme AG to be Fairly Valued.
Key valuation signals for FRA:DTD2:
Gross Margin %: 95.70% (101% above median its 10-year median of 47.64)
GF Value™: €1.92 vs. price of €2.01 (4.7% above fair value)
Industry Position: 136.8% above the Software median (#1002 of 2681)
No single metric tells the full story. See the FRA:DTD2 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
B+S Banksysteme AG develops and markets software solutions for the completion of financial transactions with banks, savings banks, and industrial enterprises. It is engaged in the creation and development of its own programs for data processing, duplication, licensing, and distribution as well as consulting for companies. The company's headquarters have been in Munich with further locations in Austria (Salzburg) and Switzerland (Canton Bern).
81GF Score
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Gross Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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