B+S Banksysteme AG (FRA:DTD2) Enterprise Value: €14.42 Mil (As of Jul. 04, 2026) ***


FRA:DTD2 B+S Banksysteme AG FRA:DTD2
81 GF Score
Price €1.92
GF Value €1.91
Valuation Fairly Valued
! 2 Warning Signs
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What is B+S Banksysteme AG Enterprise Value?

B+S Banksysteme AG FRA:DTD2 -4.73% 81 Enterprise Value is €14.42 Mil as of Jul. 04, 2026. GuruFocus rates FRA:DTD2 with a GF Score™ of 81/100 and a GF Value™ of €1.91 (Fairly Valued). The stock has 2 warning signs investors should review.

Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. As of today, B+S Banksysteme AG's Enterprise Value is €14.42 Mil. B+S Banksysteme AG's EBIT for the trailing twelve months (TTM) ended in Dec. 2025 was €2.06 Mil. Therefore, B+S Banksysteme AG's EV-to-EBIT ratio for today is 7.02.

EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA. As of today, B+S Banksysteme AG's Enterprise Value is €14.42 Mil. B+S Banksysteme AG's EBITDA for the trailing twelve months (TTM) ended in Dec. 2025 was €3.09 Mil. Therefore, B+S Banksysteme AG's EV-to-EBITDA ratio for today is 4.67.

EV-to-Revenue is calculated as Enterprise Value divided by its Revenue. As of today, B+S Banksysteme AG's Enterprise Value is €14.42 Mil. B+S Banksysteme AG's Revenue for the trailing twelve months (TTM) ended in Dec. 2025 was €13.19 Mil. Therefore, B+S Banksysteme AG's EV-to-Revenue ratio for today is 1.09.

EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations. As of today, B+S Banksysteme AG's Enterprise Value is €14.42 Mil. B+S Banksysteme AG's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 was €2.99 Mil. Therefore, B+S Banksysteme AG's EV-to-OCF ratio for today is 4.83.

EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow. As of today, B+S Banksysteme AG's Enterprise Value is €14.42 Mil. B+S Banksysteme AG's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was €2.93 Mil. Therefore, B+S Banksysteme AG's EV-to-FCF ratio for today is 4.93.

*** Please note that the current Enterprise Value is calculated using the current market capitalization and the most recently available financial data. If key financial fields—Long-Term Debt & Capital Lease Obligation and Short-Term Debt & Capital Lease Obligation—are recorded as null in the latest reporting period, our data vendor will default to using data from the prior period with valid entries.


B+S Banksysteme AG  (FRA:DTD2) Enterprise Value Explanation

When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.

If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.

The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.

For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.

Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.

1. EV-to-EBIT is calculated as Enterprise Value divided by its EBIT.

B+S Banksysteme AG's EV-to-EBIT for today is

EV-to-EBIT=Enterprise Value (Today)/EBIT (TTM)
=14.416/2.055
=7.02

B+S Banksysteme AG's current Enterprise Value is €14.42 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. B+S Banksysteme AG's EBIT for the trailing twelve months (TTM) ended in Dec. 2025 was €2.06 Mil.

2. EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA.

B+S Banksysteme AG's EV-to-EBITDA for today is:

EV-to-EBITDA=Enterprise Value (Today)/EBITDA(TTM)
=14.416/3.088
=4.67

B+S Banksysteme AG's current Enterprise Value is €14.42 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. B+S Banksysteme AG's EBITDA for the trailing twelve months (TTM) ended in Dec. 2025 was €3.09 Mil.

3. EV-to-Revenue is calculated as Enterprise Value divided by its Revenue.

B+S Banksysteme AG's EV-to-Revenue for today is:

EV-to-Revenue=Enterprise Value (Today)/Revenue (TTM)
=14.416/13.194
=1.09

B+S Banksysteme AG's current Enterprise Value is €14.42 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. B+S Banksysteme AG's Revenue for the trailing twelve months (TTM) ended in Dec. 2025 was €13.19 Mil.

4. EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations.

B+S Banksysteme AG's EV-to-OCF for today is:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=14.416/2.985
=4.83

B+S Banksysteme AG's current Enterprise Value is €14.42 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. B+S Banksysteme AG's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 was €2.99 Mil.

5. EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow.

B+S Banksysteme AG's EV-to-FCF for today is:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=14.416/2.925
=4.93

B+S Banksysteme AG's current Enterprise Value is €14.42 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. B+S Banksysteme AG's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was €2.93 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


B+S Banksysteme AG Enterprise Value Related Terms


B+S Banksysteme AG Enterprise Value Historical Data

* Premium members only.

The historical data trend for B+S Banksysteme AG's Enterprise Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

B+S Banksysteme AG Enterprise Value Chart

B+S Banksysteme AG Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Enterprise Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 29.76 19.47 17.47 14.35 11.19

B+S Banksysteme AG Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Enterprise Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 15.28 14.35 16.88 11.19 14.42

FRA:DTD2 vs UBER, SHOP, CRM: Enterprise Value Comparison

For the Software - Application subindustry, B+S Banksysteme AG's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


B+S Banksysteme AG Enterprise Value vs Software Industry

For the Software industry and Technology sector, B+S Banksysteme AG's Enterprise Value distribution charts can be found below:

* The bar in red indicates where B+S Banksysteme AG's Enterprise Value falls into.


FRA:DTD2
81GF Score
B+S Banksysteme AG FRA:DTD2
Enterprise Value is just one metric. See GF Score™, valuation, warning signs, and more.
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B+S Banksysteme AG Enterprise Value Calculation

Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

B+S Banksysteme AG's Enterprise Value for the fiscal year that ended in Jun. 2025 is calculated as

B+S Banksysteme AG's Enterprise Value for the quarter that ended in Dec. 2025 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Enterprise Value →
What does a Enterprise Value of €14.42 Mil mean?
B+S Banksysteme AG (FRA:DTD2) has a Enterprise Value of €14.42 Mil as of Jul. 04, 2026. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on B+S Banksysteme AG and its competitors.
Is B+S Banksysteme AG's Enterprise Value too high?
B+S Banksysteme AG's current Enterprise Value is €14.42 Mil. Overall, B+S Banksysteme AG has a GF Score™ of 81/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does B+S Banksysteme AG's Enterprise Value compare to UBER and SHOP?
B+S Banksysteme AG's Enterprise Value of €14.42 Mil can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Enterprise Value for a Software company?
A good Enterprise Value depends on the Software industry context. However, Enterprise Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Enterprise Value mean?
A high Enterprise Value can signal that a stock is expensive relative to its fundamentals. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on B+S Banksysteme AG and its competitors. B+S Banksysteme AG's current Enterprise Value is €14.42 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is B+S Banksysteme AG stock overvalued right now?
Based on GuruFocus' analysis, B+S Banksysteme AG (FRA:DTD2) is currently considered Fairly Valued. The stock's GF Value™ is €1.91, compared to a current price of €1.92 — trading 0.3% above its estimated fair value. The current Enterprise Value is €14.42 Mil. B+S Banksysteme AG's overall GF Score™ is 81/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Enterprise Value calculated?
Enterprise Value is calculated from a company's financial statements. For B+S Banksysteme AG (FRA:DTD2), the current Enterprise Value is €14.42 Mil as of Jul. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is B+S Banksysteme AG (FRA:DTD2) Overvalued in 2026?

Based on GuruFocus' analysis, B+S Banksysteme AG stock appears to be overvalued. The current stock price of €1.92 is trading 0.3% above its estimated GF Value™ of €1.91. GuruFocus considers B+S Banksysteme AG to be Fairly Valued.

Key valuation signals for FRA:DTD2:

  • Enterprise Value: €14.42 Mil
  • GF Value™: €1.91 vs. price of €1.92 (0.3% above fair value)
  • GF Score™: 81/100 with 2 warning signs

No single metric tells the full story. See the FRA:DTD2 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


B+S Banksysteme AG Business Description

Other Exchanges DTD2:Germany
Address Elsenheimerstrasse 57, Munich, BY, DEU, 80687
B+S Banksysteme AG develops and markets software solutions for the completion of financial transactions with banks, savings banks, and industrial enterprises. It is engaged in the creation and development of its own programs for data processing, duplication, licensing, and distribution as well as consulting for companies. The company's headquarters have been in Munich with further locations in Austria (Salzburg) and Switzerland (Canton Bern).
81GF Score

Get the complete analysis for FRA:DTD2

Enterprise Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€1.92
Price
€1.91
GF Value