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3-Year Return on Invested Incremental Capital (3-Year ROIIC %) measures the change in earnings as a percentage of change in investment over 3-year.
B+S Banksysteme AG's 3-Year ROIIC % for the quarter that ended in Jun. 2025 was -174.75%. High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.
The industry rank for B+S Banksysteme AG's 3-Year ROIIC % or its related term are showing as below:
FRA:DTD2's 3-Year ROIIC % is ranked worse than 93.63% of 2623
companies
in the Software industry
Industry Median: 5.25
vs FRA:DTD2: -174.75
B+S Banksysteme AG (FRA:DTD2) 3-Year ROIIC % Explanation
Return on Incremental Invested Capital (ROIIC) is an extension of Return on Investment Capital (ROIC). ROIC % tells investors how efficiently that profitability is earned per dollar of company capital. ROIIC narrows the focus even further and shows how profitable each additional unit of capital investment could be. ROIIC % is a more powerful metric than ROIC because it measures how much money the company can generate going forward on future capital investments.
High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.
Be Aware
It's important to keep in mind that when tracking ROIIC, the metric is better suited to forecasting the trend of future returns rather than measuring current return on investment.
B+S Banksysteme AG 3-Year ROIIC % Related Terms
B+S Banksysteme AG 3-Year ROIIC % Historical Data
* Premium members only.
The historical data trend for B+S Banksysteme AG's 3-Year ROIIC % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:DTD2 vs QH, SHOP, UBER: 3-Year ROIIC % Comparison
For the Software - Application subindustry, B+S Banksysteme AG's 3-Year ROIIC %, along with its competitors' market caps and 3-Year ROIIC % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
B+S Banksysteme AG 3-Year ROIIC % vs Software Industry
For the Software industry and Technology sector, B+S Banksysteme AG's 3-Year ROIIC % distribution charts can be found below:
* The bar in red indicates where B+S Banksysteme AG's 3-Year ROIIC % falls into.
B+S Banksysteme AG's 3-Year ROIIC % for the quarter that ended in Jun. 2025 is calculated as:
3-Year ROIIC %
=
3-Year Incremental Net Operating Profit After Taxes (NOPAT)**
/
3-Year Incremental Invested Capital**
=
( 1.6018475 (Jun. 2025) - 0.0081433 (Jun. 2022) )
/
( 26.151 (Jun. 2025) - 27.063 (Jun. 2022) )
=
1.5937042
/
-0.912
=
-174.75%***
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
** Annual data of NOPAT and Invested Capital was used to calculate 3-Year ROIIC %.
*** Please be aware that the ROIIC (Return on Invested Capital) calculations are based on company-level data using the primary share class. The calculated data provided is for demonstration purposes and may slightly differ from the results displayed in the title due to potential variations caused by currency exchange rate differences throughout the year.
B+S Banksysteme AG (FRA:DTD2) has a 3-Year ROIIC % of -174.75 as of Jun. 2025. 3-Year ROIIC % measures the change in earnings as a percentage of change in investment over 3-year. View historical data on B+S Banksysteme AG and its competitors. According to the industry distribution chart, B+S Banksysteme AG ranks #2456 out of 2623 companies in the Software industry, placing it in the top 93.6%.
Is B+S Banksysteme AG's 3-Year ROIIC % too high?
B+S Banksysteme AG's current 3-Year ROIIC % is -174.75. Based on the distribution chart, B+S Banksysteme AG ranks #2456 out of 2623 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, B+S Banksysteme AG has a GF Score™ of 81/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does B+S Banksysteme AG's 3-Year ROIIC % compare to QH and SHOP?
According to the Software industry distribution chart, B+S Banksysteme AG ranks #2456 out of 2623 companies for 3-Year ROIIC %. This places B+S Banksysteme AG in the lower half of its industry. The industry median 3-Year ROIIC % is 5.25. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year ROIIC % for a Software company?
The median 3-Year ROIIC % among Software companies is 5.25, based on 2,623 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year ROIIC % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year ROIIC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year ROIIC % mean?
A high 3-Year ROIIC % can signal that a stock is expensive relative to its fundamentals. 3-Year ROIIC % measures the change in earnings as a percentage of change in investment over 3-year. View historical data on B+S Banksysteme AG and its competitors. For the Software industry, the median 3-Year ROIIC % is 5.25 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. B+S Banksysteme AG's current 3-Year ROIIC % is -174.75. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is B+S Banksysteme AG stock overvalued right now?
Based on GuruFocus' analysis, B+S Banksysteme AG (FRA:DTD2) is currently considered Fairly Valued. The stock's GF Value™ is €1.91, compared to a current price of €1.89 — trading 1.3% below its estimated fair value. The current 3-Year ROIIC % is -174.75. B+S Banksysteme AG's overall GF Score™ is 81/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year ROIIC % calculated?
3-Year ROIIC % is calculated from a company's financial statements. For B+S Banksysteme AG (FRA:DTD2), the current 3-Year ROIIC % is -174.75 as of Jun. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is B+S Banksysteme AG (FRA:DTD2) Overvalued in 2026?
Based on GuruFocus' analysis, B+S Banksysteme AG stock appears to be undervalued.
The current stock price of €1.89 is trading 1.3% below its estimated GF Value™ of €1.91.
GuruFocus considers B+S Banksysteme AG to be Fairly Valued.
Key valuation signals for FRA:DTD2:
3-Year ROIIC %: -174.75
GF Value™: €1.91 vs. price of €1.89 (1.3% below fair value)
No single metric tells the full story. See the FRA:DTD2 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
B+S Banksysteme AG develops and markets software solutions for the completion of financial transactions with banks, savings banks, and industrial enterprises. It is engaged in the creation and development of its own programs for data processing, duplication, licensing, and distribution as well as consulting for companies. The company's headquarters have been in Munich with further locations in Austria (Salzburg) and Switzerland (Canton Bern).
81GF Score
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