B+S Banksysteme AG (FRA:DTD2) PEG Ratio: 0.48 (As of Jul. 11, 2026) — 66% Below Median


FRA:DTD2 B+S Banksysteme AG FRA:DTD2
81 GF Score
Price €1.90
GF Value €1.90
Valuation Fairly Valued
! 2 Warning Signs
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What is B+S Banksysteme AG PEG Ratio?

B+S Banksysteme AG FRA:DTD2 -0.26% 81 PEG Ratio is 0.48 as of Jul. 11, 2026, which is 66% below its 10-year median of 1.43. GuruFocus rates FRA:DTD2 with a GF Score™ of 81/100 and a GF Value™ of €1.90 (Fairly Valued). The stock has 2 warning signs investors should review. Among 817 Software companies, B+S Banksysteme AG ranks better than 83.35% on this metric.

PE Ratio without NRI / 5-Year EBITDA Growth Rate*

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The growth rate we use is the 5-Year EBITDA growth rate. As of today, B+S Banksysteme AG's PE Ratio without NRI is 8.26. B+S Banksysteme AG's 5-Year EBITDA growth rate is 17.30%. Therefore, B+S Banksysteme AG's PEG Ratio for today is 0.48.

* The 5-Year EBITDA Growth Rate is the 5-year average EBITDA per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.


The historical rank and industry rank for B+S Banksysteme AG's PEG Ratio or its related term are showing as below:

FRA:DTD2' s PEG Ratio Range Over the Past 10 Years
Min: 0.34   Med: 1.43   Max: 16.28
Current: 0.5


During the past 13 years, B+S Banksysteme AG's highest PEG Ratio was 16.28. The lowest was 0.34. And the median was 1.43.


FRA:DTD2's PEG Ratio is ranked better than
83.35% of 817 companies
in the Software industry
Industry Median: 1.32 vs FRA:DTD2: 0.50

Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.


B+S Banksysteme AG  (FRA:DTD2) PEG Ratio Explanation

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.


B+S Banksysteme AG PEG Ratio Related Terms


B+S Banksysteme AG PEG Ratio Historical Data

* Premium members only.

The historical data trend for B+S Banksysteme AG's PEG Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

B+S Banksysteme AG PEG Ratio Chart

B+S Banksysteme AG Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
PEG Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 14.67 0.34 0.43

B+S Banksysteme AG Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
PEG Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.34 0.00 0.43 0.00

FRA:DTD2 vs UBER, SHOP, CRM: PEG Ratio Comparison

For the Software - Application subindustry, B+S Banksysteme AG's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


B+S Banksysteme AG PEG Ratio vs Software Industry

For the Software industry and Technology sector, B+S Banksysteme AG's PEG Ratio distribution charts can be found below:

* The bar in red indicates where B+S Banksysteme AG's PEG Ratio falls into.


FRA:DTD2
81GF Score
B+S Banksysteme AG FRA:DTD2
PEG Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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B+S Banksysteme AG PEG Ratio Calculation

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The ratio we use is the 5-Year EBITDA growth rate.

B+S Banksysteme AG's PEG Ratio for today is calculated as

PEG Ratio=PE Ratio without NRI/5-Year EBITDA Growth Rate*
=8.2608695652174/17.30
=0.48

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Note: The 5-Year EBITDA Growth Rate is the 5-year average EBITDA per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.

Frequently Asked Questions Learn more about PEG Ratio →
What does a PEG Ratio of 0.48 mean?
B+S Banksysteme AG (FRA:DTD2) has a PEG Ratio of 0.48 as of Jul. 11, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on B+S Banksysteme AG and its competitors. This is 66% below median its historical median of 1.43. Over the past decade, B+S Banksysteme AG's PEG Ratio has ranged from 0.34 to 16.28. According to the industry distribution chart, B+S Banksysteme AG ranks #136 out of 817 companies in the Software industry, placing it in the top 16.6%.
Is B+S Banksysteme AG's PEG Ratio too high?
B+S Banksysteme AG's current PEG Ratio of 0.48 is 66% below median its 10-year median of 1.43. Over the past 10 years, this metric has ranged from a low of 0.34 to a high of 16.28. The Software industry median PEG Ratio is 1.32. B+S Banksysteme AG's value of 0.48 is 63.6% below this industry median. Based on the distribution chart, B+S Banksysteme AG ranks #136 out of 817 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, B+S Banksysteme AG has a GF Score™ of 81/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does B+S Banksysteme AG's PEG Ratio compare to UBER and SHOP?
According to the Software industry distribution chart, B+S Banksysteme AG ranks #136 out of 817 companies for PEG Ratio. This places B+S Banksysteme AG in the top 17% of its industry — outperforming the majority of peers. The industry median PEG Ratio is 1.32. B+S Banksysteme AG's value of 0.48 is 63.6% below this benchmark. Historically, B+S Banksysteme AG's own PEG Ratio has ranged from 0.34 to 16.28 over the past decade. While the company's 10-year median is 1.43 vs. the industry median of 1.32, B+S Banksysteme AG has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Software company?
The median PEG Ratio among Software companies is 1.32, based on 817 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. B+S Banksysteme AG's current PEG Ratio of 0.48 is 63.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on B+S Banksysteme AG and its competitors. For the Software industry, the median PEG Ratio is 1.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. B+S Banksysteme AG's current PEG Ratio is 0.48, which is 66% below median its own 10-year median of 1.43. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is B+S Banksysteme AG stock overvalued right now?
Based on GuruFocus' analysis, B+S Banksysteme AG (FRA:DTD2) is currently considered Fairly Valued. The stock's GF Value™ is €1.90, compared to a current price of €1.90 — trading right at its estimated fair value. The current PEG Ratio is 0.48, which is 66% below median its 10-year median of 1.43 and 63.6% below the Software industry median of 1.32. B+S Banksysteme AG's overall GF Score™ is 81/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For B+S Banksysteme AG (FRA:DTD2), the current PEG Ratio is 0.48 as of Jul. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is B+S Banksysteme AG (FRA:DTD2) Overvalued in 2026?

Based on GuruFocus' analysis, B+S Banksysteme AG stock appears to be undervalued. The current stock price of €1.90 is trading 0% below its estimated GF Value™ of €1.90. GuruFocus considers B+S Banksysteme AG to be Fairly Valued.

Key valuation signals for FRA:DTD2:

  • PEG Ratio: 0.48 (66% below median its 10-year median of 1.43)
  • GF Value™: €1.90 vs. price of €1.90 (0% below fair value)
  • GF Score™: 81/100 with 2 warning signs
  • Industry Position: 63.6% below the Software median (#136 of 817)

No single metric tells the full story. See the FRA:DTD2 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


B+S Banksysteme AG Business Description

Other Exchanges DTD2:Germany
Address Elsenheimerstrasse 57, Munich, BY, DEU, 80687
B+S Banksysteme AG develops and markets software solutions for the completion of financial transactions with banks, savings banks, and industrial enterprises. It is engaged in the creation and development of its own programs for data processing, duplication, licensing, and distribution as well as consulting for companies. The company's headquarters have been in Munich with further locations in Austria (Salzburg) and Switzerland (Canton Bern).
81GF Score

Get the complete analysis for FRA:DTD2

PEG Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€1.90
Price
€1.90
GF Value