B+S Banksysteme AGFRA:DTD2 -3.38%80 Net Margin % is 12.36% as of Dec. 2025, which is 123% above its 10-year median of 5.55. GuruFocus rates FRA:DTD2 with a GF Score™ of 80/100 and a GF Value™ of €1.92 (Fairly Valued). The stock has 2 warning signs investors should review. Among 2,827 Software companies, B+S Banksysteme AG ranks better than 77.79% on this metric.
The historical rank and industry rank for B+S Banksysteme AG's Net Margin % or its related term are showing as below:
FRA:DTD2'
s Net Margin % Range Over the Past 10 Years
Min: -3.68 Med: 5.55 Max: 16.3
Current: 11.01
FRA:DTD2's Net Margin % is ranked better than 77.79% of 2827
companies
in the Software industry
Industry Median: 2.54
vs FRA:DTD2: 11.01
B+S Banksysteme AG (FRA:DTD2) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
B+S Banksysteme AG Net Margin % Related Terms
B+S Banksysteme AG Net Margin % Historical Data
* Premium members only.
The historical data trend for B+S Banksysteme AG's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:DTD2 vs CRM, SHOP, UBER: Net Margin % Comparison
For the Software - Application subindustry, B+S Banksysteme AG's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
B+S Banksysteme AG Net Margin % vs Software Industry
For the Software industry and Technology sector, B+S Banksysteme AG's Net Margin % distribution charts can be found below:
* The bar in red indicates where B+S Banksysteme AG's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
B+S Banksysteme AG (FRA:DTD2) has a Net Margin % of 12.36% as of Dec. 2025. Net margin is the ratio of total net income to net sales. View historical data on B+S Banksysteme AG and its competitors. This is 123% above median its historical median of 5.55. According to the industry distribution chart, B+S Banksysteme AG ranks #628 out of 2827 companies in the Software industry, placing it in the top 22.2%.
Is B+S Banksysteme AG's Net Margin % too high?
B+S Banksysteme AG's current Net Margin % of 12.36% is 123% above median its 10-year median of 5.55. The Software industry median Net Margin % is 2.54. B+S Banksysteme AG's value of 12.36% is 386.6% above this industry median. Based on the distribution chart, B+S Banksysteme AG ranks #628 out of 2827 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, B+S Banksysteme AG has a GF Score™ of 80/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does B+S Banksysteme AG's Net Margin % compare to CRM and SHOP?
According to the Software industry distribution chart, B+S Banksysteme AG ranks #628 out of 2827 companies for Net Margin %. This places B+S Banksysteme AG in the top 22% of its industry — outperforming the majority of peers. The industry median Net Margin % is 2.54. B+S Banksysteme AG's value of 12.36% is 386.6% above this benchmark. While the company's 10-year median is 5.55 vs. the industry median of 2.54, B+S Banksysteme AG has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Software company?
The median Net Margin % among Software companies is 2.54, based on 2,827 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. B+S Banksysteme AG's current Net Margin % of 12.36% is 386.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on B+S Banksysteme AG and its competitors. For the Software industry, the median Net Margin % is 2.54 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. B+S Banksysteme AG's current Net Margin % is 12.36%, which is 123% above median its own 10-year median of 5.55. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is B+S Banksysteme AG stock overvalued right now?
Based on GuruFocus' analysis, B+S Banksysteme AG (FRA:DTD2) is currently considered Fairly Valued. The stock's GF Value™ is €1.92, compared to a current price of €1.86 — trading 3.1% below its estimated fair value. The current Net Margin % is 12.36%, which is 123% above median its 10-year median of 5.55 and 386.6% above the Software industry median of 2.54. B+S Banksysteme AG's overall GF Score™ is 80/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For B+S Banksysteme AG (FRA:DTD2), the current Net Margin % is 12.36% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is B+S Banksysteme AG (FRA:DTD2) Overvalued in 2026?
Based on GuruFocus' analysis, B+S Banksysteme AG stock appears to be undervalued.
The current stock price of €1.86 is trading 3.1% below its estimated GF Value™ of €1.92.
GuruFocus considers B+S Banksysteme AG to be Fairly Valued.
Key valuation signals for FRA:DTD2:
Net Margin %: 12.36% (123% above median its 10-year median of 5.55)
GF Value™: €1.92 vs. price of €1.86 (3.1% below fair value)
Industry Position: 386.6% above the Software median (#628 of 2827)
No single metric tells the full story. See the FRA:DTD2 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
B+S Banksysteme AG develops and markets software solutions for the completion of financial transactions with banks, savings banks, and industrial enterprises. It is engaged in the creation and development of its own programs for data processing, duplication, licensing, and distribution as well as consulting for companies. The company's headquarters have been in Munich with further locations in Austria (Salzburg) and Switzerland (Canton Bern).
80GF Score
Get the complete analysis for FRA:DTD2
Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
FRA:DTD2 has been successfully added to your 
