eHealth (FRA:M5V) Current Ratio: 7.59 (As of Mar. 2026) — 60% Above Median


FRA:M5V eHealth Inc FRA:M5V
49 GF Score
Price €1.20
GF Value €4.12
Valuation Possible Value Trap
! 4 Warning Signs
View Full Analysis

What is eHealth Current Ratio?

eHealth FRA:M5V -5.51% 49 Current Ratio is 7.59 as of Mar. 2026, which is 60% above its 10-year median of 4.73. GuruFocus rates FRA:M5V with a GF Score™ of 49/100 and a GF Value™ of €4.12 (Possible Value Trap). The stock has 4 warning signs investors should review. Among 66 Insurance companies, eHealth ranks better than 92.42% on this metric.

The current ratio is a liquidity ratio that measures a company's ability to pay short-term obligations. It is calculated as a company's Total Current Assets divides by its Total Current Liabilities. eHealth's current ratio for the quarter that ended in Mar. 2026 was 7.59.

eHealth has a current ratio of 7.59. It indicates the company may not be efficiently using its current assets or its short-term financing facilities. This may also indicate problems in working capital management.

The historical rank and industry rank for eHealth's Current Ratio or its related term are showing as below:

FRA:M5V' s Current Ratio Range Over the Past 10 Years
Min: 1.84   Med: 4.73   Max: 11.44
Current: 7.59

During the past 13 years, eHealth's highest Current Ratio was 11.44. The lowest was 1.84. And the median was 4.73.

FRA:M5V's Current Ratio is ranked better than
92.42% of 66 companies
in the Insurance industry
Industry Median: 1.675 vs FRA:M5V: 7.59

eHealth  (FRA:M5V) Current Ratio Explanation

The current ratio can give a sense of the efficiency of a company's operating cycle or its ability to turn its product into cash. Companies that have trouble getting paid on their receivables or have long inventory turnover can run into liquidity problems because they are unable to alleviate their obligations. Because business operations differ in each industry, it is always more useful to compare companies within the same industry.

Acceptable current ratios vary from industry to industry and are generally between 1 and 3 for healthy businesses.

The higher the current ratio, the more capable the company is of paying its obligations. A ratio under 1 suggests that the company would be unable to pay off its obligations if they came due at that point. While this shows the company is not in good financial health, it does not necessarily mean that it will go bankrupt - as there are many ways to access financing - but it is definitely not a good sign.

If all other things were equal, a creditor, who is expecting to be paid in the next 12 months, would consider a high current ratio to be better than a low current ratio, because a high current ratio means that the company is more likely to meet its liabilities which fall due in the next 12 months.


eHealth Current Ratio Related Terms


eHealth Current Ratio Historical Data

* Premium members only.

The historical data trend for eHealth's Current Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

eHealth Current Ratio Chart

eHealth Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Current Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.40 6.62 4.87 3.69 3.37

eHealth Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Current Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.58 2.98 5.91 3.37 7.59

FRA:M5V vs XHG, QDMI, ZBAO: Current Ratio Comparison

For the Insurance Brokers subindustry, eHealth's Current Ratio, along with its competitors' market caps and Current Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


eHealth Current Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, eHealth's Current Ratio distribution charts can be found below:

* The bar in red indicates where eHealth's Current Ratio falls into.


FRA:M5V
49GF Score
eHealth Inc FRA:M5V
Current Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

eHealth Current Ratio Calculation

The current ratio is mainly used to give an idea of the company's ability to pay back its short-term liabilities with its short-term assets.

eHealth's Current Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Current Ratio (A: Dec. 2025 )=Total Current Assets (A: Dec. 2025 )/Total Current Liabilities (A: Dec. 2025 )
=285.537/84.606
=3.37

eHealth's Current Ratio for the quarter that ended in Mar. 2026 is calculated as

Current Ratio (Q: Mar. 2026 )=Total Current Assets (Q: Mar. 2026 )/Total Current Liabilities (Q: Mar. 2026 )
=291.167/38.362
=7.59

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Current Ratio →
What does a Current Ratio of 7.59 mean?
eHealth (FRA:M5V) has a Current Ratio of 7.59 as of Mar. 2026. This is 60% above median its historical median of 4.73. Over the past decade, eHealth's Current Ratio has ranged from 1.84 to 11.44. According to the industry distribution chart, eHealth ranks #5 out of 66 companies in the Insurance industry, placing it in the top 7.6%.
Is eHealth's Current Ratio too high?
eHealth's current Current Ratio of 7.59 is 60% above median its 10-year median of 4.73. Over the past 10 years, this metric has ranged from a low of 1.84 to a high of 11.44. The Insurance industry median Current Ratio is 1.68. eHealth's value of 7.59 is 353.1% above this industry median. Based on the distribution chart, eHealth ranks #5 out of 66 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, eHealth has a GF Score™ of 49/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does eHealth's Current Ratio compare to XHG and QDMI?
According to the Insurance industry distribution chart, eHealth ranks #5 out of 66 companies for Current Ratio. This places eHealth in the top 8% of its industry — outperforming the majority of peers. The industry median Current Ratio is 1.68. eHealth's value of 7.59 is 353.1% above this benchmark. Historically, eHealth's own Current Ratio has ranged from 1.84 to 11.44 over the past decade. While the company's 10-year median is 4.73 vs. the industry median of 1.68, eHealth has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Current Ratio for an Insurance company?
The median Current Ratio among Insurance companies is 1.68, based on 66 companies in the industry. Companies in the top quartile (top 25%) have a Current Ratio significantly above this median, while those in the bottom quartile fall well below. However, Current Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. eHealth's current Current Ratio of 7.59 is 353.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Current Ratio mean?
A high Current Ratio can signal that a stock is expensive relative to its fundamentals. For the Insurance industry, the median Current Ratio is 1.68 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. eHealth's current Current Ratio is 7.59, which is 60% above median its own 10-year median of 4.73. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is eHealth stock overvalued right now?
Based on GuruFocus' analysis, eHealth (FRA:M5V) is currently considered Possible Value Trap. The stock's GF Value™ is €4.12, compared to a current price of €1.20 — trading 70.9% below its estimated fair value. The current Current Ratio is 7.59, which is 60% above median its 10-year median of 4.73 and 353.1% above the Insurance industry median of 1.68. eHealth's overall GF Score™ is 49/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Current Ratio calculated?
Current Ratio is calculated from a company's financial statements. For eHealth (FRA:M5V), the current Current Ratio is 7.59 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is eHealth (FRA:M5V) Overvalued in 2026?

Based on GuruFocus' analysis, eHealth stock appears to be undervalued. The current stock price of €1.20 is trading 70.9% below its estimated GF Value™ of €4.12. GuruFocus considers eHealth to be Possible Value Trap.

Key valuation signals for FRA:M5V:

  • Current Ratio: 7.59 (60% above median its 10-year median of 4.73)
  • GF Value™: €4.12 vs. price of €1.20 (70.9% below fair value)
  • GF Score™: 49/100 with 4 warning signs
  • Industry Position: 353.1% above the Insurance median (#5 of 66)

No single metric tells the full story. See the FRA:M5V stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


eHealth Business Description

Other Exchanges EHTH:USAM5V:Germany
Address 9190 Priority Way West Drive, Suite 110, Indianapolis, IN, USA, 46240
eHealth Inc is a company involved in private health insurance marketplace with a technology and service platform that provides consumer engagement, education and health insurance enrollment solutions. The company operates its business in two segments: Medicare which provides health insurance plans and lesser extent ancillary products such as dental and vision insurance and hospital indemnity plans, to medicare eligible consumers; and Employer and Individual provides individual and family health insurance, and small business health insurance plans and Individual Coverage Health Reimbursement Arrangements. It derives maximum revenue from Medicare Segment. All of the company's revenue is derived from the United States. It also has a presence in China.
49GF Score

Get the complete analysis for FRA:M5V

Current Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€1.20
Price
€4.12
GF Value