eHealth (FRA:M5V) FCF Margin %: 38.01% (As of Mar. 2026)


FRA:M5V eHealth Inc FRA:M5V
49 GF Score
Price €1.37
GF Value €4.37
Valuation Possible Value Trap
! 4 Warning Signs
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What is eHealth FCF Margin %?

eHealth FRA:M5V -11.61% 49 FCF Margin % is 38.01% as of Mar. 2026. GuruFocus rates FRA:M5V with a GF Score™ of 49/100 and a GF Value™ of €4.37 (Possible Value Trap). The stock has 4 warning signs investors should review. Among 501 Insurance companies, eHealth ranks worse than 92.42% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. eHealth's Free Cash Flow for the three months ended in Mar. 2026 was €28.9 Mil. eHealth's Revenue for the three months ended in Mar. 2026 was €76.1 Mil. Therefore, eHealth's FCF Margin % for the quarter that ended in Mar. 2026 was 38.01%.

As of today, eHealth's current FCF Yield % is -167.66%.

The historical rank and industry rank for eHealth's FCF Margin % or its related term are showing as below:

FRA:M5V' s FCF Margin % Range Over the Past 10 Years
Min: -34.09   Med: -8.9   Max: 0.18
Current: -15.28


During the past 13 years, the highest FCF Margin % of eHealth was 0.18%. The lowest was -34.09%. And the median was -8.90%.

FRA:M5V's FCF Margin % is ranked worse than
92.42% of 501 companies
in the Insurance industry
Industry Median: 9.6 vs FRA:M5V: -15.28


eHealth FCF Margin % Related Terms


eHealth FCF Margin % Historical Data

* Premium members only.

The historical data trend for eHealth's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

eHealth FCF Margin % Chart

eHealth Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -34.09 -10.45 -3.86 -5.86 -7.34

eHealth Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 65.15 -77.40 -53.72 -11.76 38.01

FRA:M5V vs XHG, ZBAO, HUIZ: FCF Margin % Comparison

For the Insurance Brokers subindustry, eHealth's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


eHealth FCF Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, eHealth's FCF Margin % distribution charts can be found below:

* The bar in red indicates where eHealth's FCF Margin % falls into.


FRA:M5V
49GF Score
eHealth Inc FRA:M5V
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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eHealth FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

eHealth's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=-34.718/473.123
=-7.34 %

eHealth's FCF Margin for the quarter that ended in Mar. 2026 is calculated as

FCF Margin=Free Cash Flow (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=28.943/76.136
=38.01 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of 38.01% mean?
eHealth (FRA:M5V) has a FCF Margin % of 38.01% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on eHealth and its competitors. According to the industry distribution chart, eHealth ranks #463 out of 501 companies in the Insurance industry, placing it in the top 92.4%.
Is eHealth's FCF Margin % too high?
eHealth's current FCF Margin % is 38.01%. The Insurance industry median FCF Margin % is 9.60. eHealth's value of 38.01% is 295.9% above this industry median. Based on the distribution chart, eHealth ranks #463 out of 501 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, eHealth has a GF Score™ of 49/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does eHealth's FCF Margin % compare to XHG and ZBAO?
According to the Insurance industry distribution chart, eHealth ranks #463 out of 501 companies for FCF Margin %. This places eHealth in the lower half of its industry. The industry median FCF Margin % is 9.60. eHealth's value of 38.01% is 295.9% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for an Insurance company?
The median FCF Margin % among Insurance companies is 9.60, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. eHealth's current FCF Margin % of 38.01% is 295.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on eHealth and its competitors. For the Insurance industry, the median FCF Margin % is 9.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. eHealth's current FCF Margin % is 38.01%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is eHealth stock overvalued right now?
Based on GuruFocus' analysis, eHealth (FRA:M5V) is currently considered Possible Value Trap. The stock's GF Value™ is €4.37, compared to a current price of €1.37 — trading 68.6% below its estimated fair value. The current FCF Margin % is 38.01% and 295.9% above the Insurance industry median of 9.60. eHealth's overall GF Score™ is 49/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For eHealth (FRA:M5V), the current FCF Margin % is 38.01% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is eHealth (FRA:M5V) Overvalued in 2026?

Based on GuruFocus' analysis, eHealth stock appears to be undervalued. The current stock price of €1.37 is trading 68.6% below its estimated GF Value™ of €4.37. GuruFocus considers eHealth to be Possible Value Trap.

Key valuation signals for FRA:M5V:

  • FCF Margin %: 38.01%
  • GF Value™: €4.37 vs. price of €1.37 (68.6% below fair value)
  • GF Score™: 49/100 with 4 warning signs
  • Industry Position: 295.9% above the Insurance median (#463 of 501)

No single metric tells the full story. See the FRA:M5V stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


eHealth Business Description

Other Exchanges EHTH:USAM5V:Germany
Address 9190 Priority Way West Drive, Suite 110, Indianapolis, IN, USA, 46240
eHealth Inc is a company involved in private health insurance marketplace with a technology and service platform that provides consumer engagement, education and health insurance enrollment solutions. The company operates its business in two segments: Medicare which provides health insurance plans and lesser extent ancillary products such as dental and vision insurance and hospital indemnity plans, to medicare eligible consumers; and Employer and Individual provides individual and family health insurance, and small business health insurance plans and Individual Coverage Health Reimbursement Arrangements. It derives maximum revenue from Medicare Segment. All of the company's revenue is derived from the United States. It also has a presence in China.
49GF Score

Get the complete analysis for FRA:M5V

FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€1.37
Price
€4.37
GF Value