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eHealth (FRA:M5V) Cyclically Adjusted Book per Share : €18.94 (As of Mar. 2025)


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What is eHealth Cyclically Adjusted Book per Share?

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

eHealth's adjusted book value per share for the three months ended in Mar. 2025 was €17.920. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is €18.94 for the trailing ten years ended in Mar. 2025.

During the past 12 months, eHealth's average Cyclically Adjusted Book Growth Rate was 8.60% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 11.80% per year. During the past 5 years, the average Cyclically Adjusted Book Growth Rate was 17.00% per year. During the past 10 years, the average Cyclically Adjusted Book Growth Rate was 15.90% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of eHealth was 36.60% per year. The lowest was 9.70% per year. And the median was 17.20% per year.

As of today (2025-05-25), eHealth's current stock price is €3.896. eHealth's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2025 was €18.94. eHealth's Cyclically Adjusted PB Ratio of today is 0.21.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of eHealth was 14.29. The lowest was 0.17. And the median was 2.22.


eHealth Cyclically Adjusted Book per Share Historical Data

The historical data trend for eHealth's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

eHealth Cyclically Adjusted Book per Share Chart

eHealth Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 9.63 12.87 15.79 17.22 17.90

eHealth Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 17.87 18.80 17.78 17.90 18.94

Competitive Comparison of eHealth's Cyclically Adjusted Book per Share

For the Insurance Brokers subindustry, eHealth's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


eHealth's Cyclically Adjusted PB Ratio Distribution in the Insurance Industry

For the Insurance industry and Financial Services sector, eHealth's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where eHealth's Cyclically Adjusted PB Ratio falls into.


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eHealth Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, eHealth's adjusted Book Value per Share data for the three months ended in Mar. 2025 was:

Adj_Book= Book Value per Share /CPI of Mar. 2025 (Change)*Current CPI (Mar. 2025)
=17.92/134.9266*134.9266
=17.920

Current CPI (Mar. 2025) = 134.9266.

eHealth Quarterly Data

Book Value per Share CPI Adj_Book
201506 4.008 100.684 5.371
201509 4.268 100.392 5.736
201512 3.866 99.792 5.227
201603 4.735 100.470 6.359
201606 4.715 101.688 6.256
201609 4.498 101.861 5.958
201612 4.008 101.863 5.309
201703 5.730 102.862 7.516
201706 4.712 103.349 6.152
201709 3.567 104.136 4.622
201712 12.994 104.011 16.856
201803 12.406 105.290 15.898
201806 12.510 106.317 15.876
201809 12.160 106.507 15.405
201812 13.709 105.998 17.450
201903 17.420 107.251 21.915
201906 17.217 108.070 21.496
201909 17.015 108.329 21.193
201912 20.507 108.420 25.521
202003 27.978 108.902 34.664
202006 27.394 108.767 33.982
202009 25.488 109.815 31.316
202012 26.557 109.897 32.606
202103 27.181 111.754 32.817
202106 26.381 114.631 31.052
202109 25.087 115.734 29.247
202112 24.855 117.630 28.510
202203 24.232 121.301 26.954
202206 23.491 125.017 25.353
202209 23.395 125.227 25.207
202212 22.295 125.222 24.023
202303 21.199 127.348 22.461
202306 19.815 128.729 20.769
202309 18.583 129.860 19.308
202312 19.411 129.419 20.237
202403 18.488 131.776 18.930
202406 17.402 132.554 17.714
202409 15.231 133.029 15.448
202412 18.828 133.157 19.078
202503 17.920 134.927 17.920

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.


eHealth  (FRA:M5V) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

eHealth's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=3.896/18.94
=0.21

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of eHealth was 14.29. The lowest was 0.17. And the median was 2.22.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


eHealth Cyclically Adjusted Book per Share Related Terms

Thank you for viewing the detailed overview of eHealth's Cyclically Adjusted Book per Share provided by GuruFocus.com. Please click on the following links to see related term pages.


eHealth Business Description

Industry
Traded in Other Exchanges
Address
13620 Ranch road 620 North, Suite A250, Austin, TX, USA, 78717
eHealth Inc is a company involved in private health insurance marketplace with a technology and service platform that provides consumer engagement, education and health insurance enrollment solutions. The company operates its business in two segments: Medicare which provides health insurance plans and lesser extent ancillary products such as dental and vision insurance and hospital indemnity plans, to medicare eligible consumers; and Employer and Individual provides individual and family health insurance, and small business health insurance plans and Individual Coverage Health Reimbursement Arrangements. It derives maximum revenue from Medicare Segment. All of the company's revenue is from the United States. It also has a presence in China.

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