eHealth (FRA:M5V) E10: €-1.29 (As of Mar. 2026)


FRA:M5V eHealth Inc FRA:M5V
49 GF Score
Price €1.37
GF Value €4.37
Valuation Possible Value Trap
! 4 Warning Signs
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What is eHealth E10?

eHealth FRA:M5V -11.61% 49 E10 is €-1.29 as of Mar. 2026. GuruFocus rates FRA:M5V with a GF Score™ of 49/100 and a GF Value™ of €4.37 (Possible Value Trap). The stock has 4 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

eHealth's adjusted earnings per share data for the three months ended in Mar. 2026 was €-0.502. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is €-1.29 for the trailing ten years ended in Mar. 2026.

During the past 3 years, the average E10 Growth Rate was -15.60% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of eHealth was 119.00% per year. The lowest was -67.10% per year. And the median was -22.60% per year.

As of today (2026-06-28), eHealth's current stock price is €1.37. eHealth's E10 for the quarter that ended in Mar. 2026 was €-1.29. eHealth's Shiller PE Ratio of today is .

During the past 13 years, the highest Shiller PE Ratio of eHealth was 2955.33. The lowest was 17.40. And the median was 313.85.


eHealth  (FRA:M5V) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

During the past 13 years, the highest Shiller P/E Ratio of eHealth was 2955.33. The lowest was 17.40. And the median was 313.85.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


eHealth E10 Related Terms


eHealth E10 Historical Data

* Premium members only.

The historical data trend for eHealth's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

eHealth E10 Chart

eHealth Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only -0.24 -0.73 -0.99 -1.01 -0.94

eHealth Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -1.06 -1.08 -1.22 -0.94 -1.29

FRA:M5V vs XHG, ZBAO, HUIZ: E10 Comparison

For the Insurance Brokers subindustry, eHealth's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


eHealth Shiller PE Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, eHealth's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where eHealth's Shiller PE Ratio falls into.


FRA:M5V
49GF Score
eHealth Inc FRA:M5V
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

eHealth E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, eHealth's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=-0.502/330.2130*330.2130
=-0.502

Current CPI (Mar. 2026) = 330.2130.

eHealth Quarterly Data

per share eps CPI Adj_EPS
201606 -0.027 241.018 -0.037
201609 -0.276 241.428 -0.377
201612 -0.863 241.432 -1.180
201703 0.056 243.801 0.076
201706 -0.071 244.955 -0.096
201709 -0.101 246.819 -0.135
201712 -0.946 246.524 -1.267
201803 -0.211 249.554 -0.279
201806 -0.539 251.989 -0.706
201809 -0.403 252.439 -0.527
201812 1.099 251.233 1.444
201903 -0.212 254.202 -0.275
201906 -0.221 256.143 -0.285
201909 -0.427 256.759 -0.549
201912 3.222 256.974 4.140
202003 0.118 258.115 0.151
202006 -0.115 257.797 -0.147
202009 -0.467 260.280 -0.592
202012 1.808 260.474 2.292
202103 -0.025 264.877 -0.031
202106 -0.714 271.696 -0.868
202109 -1.904 274.310 -2.292
202112 -1.283 278.802 -1.520
202203 -1.326 287.504 -1.523
202206 -1.561 296.311 -1.740
202209 -1.737 296.808 -1.932
202212 0.387 296.797 0.431
202303 -0.943 301.836 -1.032
202306 -1.089 305.109 -1.179
202309 -1.574 307.789 -1.689
202312 1.165 306.746 1.254
202403 -0.883 312.332 -0.934
202406 -1.236 314.175 -1.299
202409 -1.649 315.301 -1.727
202412 2.397 315.605 2.508
202503 -0.305 319.799 -0.315
202506 -0.850 322.561 -0.870
202509 -1.244 324.800 -1.265
202512 1.759 324.054 1.792
202603 -0.502 330.213 -0.502

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of €-1.29 mean?
eHealth (FRA:M5V) has a E10 of €-1.29 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on eHealth and its competitors.
Is eHealth's E10 too high?
eHealth's current E10 is €-1.29. Overall, eHealth has a GF Score™ of 49/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does eHealth's E10 compare to XHG and ZBAO?
eHealth's E10 of €-1.29 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for an Insurance company?
A good E10 depends on the Insurance industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on eHealth and its competitors. eHealth's current E10 is €-1.29. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is eHealth stock overvalued right now?
Based on GuruFocus' analysis, eHealth (FRA:M5V) is currently considered Possible Value Trap. The stock's GF Value™ is €4.37, compared to a current price of €1.37 — trading 68.6% below its estimated fair value. The current E10 is €-1.29. eHealth's overall GF Score™ is 49/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For eHealth (FRA:M5V), the current E10 is €-1.29 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is eHealth (FRA:M5V) Overvalued in 2026?

Based on GuruFocus' analysis, eHealth stock appears to be undervalued. The current stock price of €1.37 is trading 68.6% below its estimated GF Value™ of €4.37. GuruFocus considers eHealth to be Possible Value Trap.

Key valuation signals for FRA:M5V:

  • E10: €-1.29
  • GF Value™: €4.37 vs. price of €1.37 (68.6% below fair value)
  • GF Score™: 49/100 with 4 warning signs

No single metric tells the full story. See the FRA:M5V stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


eHealth Business Description

Other Exchanges EHTH:USAM5V:Germany
Address 9190 Priority Way West Drive, Suite 110, Indianapolis, IN, USA, 46240
eHealth Inc is a company involved in private health insurance marketplace with a technology and service platform that provides consumer engagement, education and health insurance enrollment solutions. The company operates its business in two segments: Medicare which provides health insurance plans and lesser extent ancillary products such as dental and vision insurance and hospital indemnity plans, to medicare eligible consumers; and Employer and Individual provides individual and family health insurance, and small business health insurance plans and Individual Coverage Health Reimbursement Arrangements. It derives maximum revenue from Medicare Segment. All of the company's revenue is derived from the United States. It also has a presence in China.
49GF Score

Get the complete analysis for FRA:M5V

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€1.37
Price
€4.37
GF Value