The current ratio is a liquidity ratio that measures a company's ability to pay short-term obligations. It is calculated as a company's Total Current Assets divides by its Total Current Liabilities. Information Planning Co's current ratio for the quarter that ended in Mar. 2026 was 3.63.
Information Planning Co has a current ratio of 3.63. It indicates the company may not be efficiently using its current assets or its short-term financing facilities. This may also indicate problems in working capital management.
The historical rank and industry rank for Information Planning Co's Current Ratio or its related term are showing as below:
IPNAF'
s Current Ratio Range Over the Past 10 Years
Min: 2.8 Med: 3.64 Max: 5.39
Current: 3.63
During the past 13 years, Information Planning Co's highest Current Ratio was 5.39. The lowest was 2.80. And the median was 3.64.
IPNAF's Current Ratio is ranked better than 79.2% of 2866
companies
in the Software industry
Industry Median: 1.815
vs IPNAF: 3.63
Information Planning Co (OTCPK:IPNAF) Current Ratio Explanation
The current ratio can give a sense of the efficiency of a company's operating cycle or its ability to turn its product into cash. Companies that have trouble getting paid on their receivables or have long inventory turnover can run into liquidity problems because they are unable to alleviate their obligations. Because business operations differ in each industry, it is always more useful to compare companies within the same industry.
Acceptable current ratios vary from industry to industry and are generally between 1 and 3 for healthy businesses.
The higher the current ratio, the more capable the company is of paying its obligations. A ratio under 1 suggests that the company would be unable to pay off its obligations if they came due at that point. While this shows the company is not in good financial health, it does not necessarily mean that it will go bankrupt - as there are many ways to access financing - but it is definitely not a good sign.
If all other things were equal, a creditor, who is expecting to be paid in the next 12 months, would consider a high current ratio to be better than a low current ratio, because a high current ratio means that the company is more likely to meet its liabilities which fall due in the next 12 months.
Information Planning Co Current Ratio Related Terms
Information Planning Co Current Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
IPNAF vs CRM, SHOP, UBER: Current Ratio Comparison
For the Software - Application subindustry, Information Planning Co's Current Ratio, along with its competitors' market caps and Current Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Information Planning Co Current Ratio vs Software Industry
For the Software industry and Technology sector, Information Planning Co's Current Ratio distribution charts can be found below:
* The bar in red indicates where Information Planning Co's Current Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Information Planning Co (IPNAF) has a Current Ratio of 3.63 as of Mar. 2026. This is near median its historical median of 3.64. Over the past decade, Information Planning Co's Current Ratio has ranged from 2.80 to 5.39. According to the industry distribution chart, Information Planning Co ranks #596 out of 2866 companies in the Software industry, placing it in the top 20.8%.
Is Information Planning Co's Current Ratio too high?
Information Planning Co's current Current Ratio of 3.63 is near median its 10-year median of 3.64. Over the past 10 years, this metric has ranged from a low of 2.80 to a high of 5.39. The Software industry median Current Ratio is 1.82. Information Planning Co's value of 3.63 is 100% above this industry median. Based on the distribution chart, Information Planning Co ranks #596 out of 2866 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, Information Planning Co has a GF Score™ of 88/100, reflecting its overall financial health beyond just this single metric.
How does Information Planning Co's Current Ratio compare to CRM and SHOP?
According to the Software industry distribution chart, Information Planning Co ranks #596 out of 2866 companies for Current Ratio. This places Information Planning Co in the top 21% of its industry — outperforming the majority of peers. The industry median Current Ratio is 1.82. Information Planning Co's value of 3.63 is 100% above this benchmark. Historically, Information Planning Co's own Current Ratio has ranged from 2.80 to 5.39 over the past decade. While the company's 10-year median is 3.64 vs. the industry median of 1.82, Information Planning Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Current Ratio for a Software company?
The median Current Ratio among Software companies is 1.82, based on 2,866 companies in the industry. Companies in the top quartile (top 25%) have a Current Ratio significantly above this median, while those in the bottom quartile fall well below. However, Current Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Information Planning Co's current Current Ratio of 3.63 is 100% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Current Ratio mean?
A high Current Ratio can signal that a stock is expensive relative to its fundamentals. For the Software industry, the median Current Ratio is 1.82 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Information Planning Co's current Current Ratio is 3.63, which is near median its own 10-year median of 3.64. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Information Planning Co stock overvalued right now?
Information Planning Co (IPNAF) has a current Current Ratio of 3.63. The stock's GF Value™ is $6.89, compared to a current price of $5.75 — trading 16.5% below its estimated fair value. The current Current Ratio is 3.63, which is near median its 10-year median of 3.64 and 100% above the Software industry median of 1.82. Information Planning Co's overall GF Score™ is 88/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Current Ratio calculated?
Current Ratio is calculated from a company's financial statements. For Information Planning Co (IPNAF), the current Current Ratio is 3.63 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Information Planning Co (IPNAF) Overvalued in 2026?
Based on GuruFocus' analysis, Information Planning Co stock appears to be undervalued.
The current stock price of $5.75 is trading 16.5% below its estimated GF Value™ of $6.89.
Key valuation signals for IPNAF:
Current Ratio: 3.63 (near median its 10-year median of 3.64)
GF Value™: $6.89 vs. price of $5.75 (16.5% below fair value)
Industry Position: 100% above the Software median (#596 of 2866)
No single metric tells the full story. See the IPNAF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Information Planning Co Ltd is engaged in the provision of business system consulting services mainly for financial institutions including banks, credit unions, credit cooperatives, and other deposit acceptance financial institutions. It provides credit risk management system, rating system, financing support system and planning, development and delegation of system data input. It is also engaged in leasing and management of real estate business.
88GF Score
Get the complete analysis for IPNAF
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