ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Information Planning Co's annualizedNet Income for the quarter that ended in Mar. 2026 was $6.94 Mil.
Information Planning Co's average Total Assets over the quarter that ended in Mar. 2026 was $53.26 Mil. Therefore, Information Planning Co's annualized ROA % for the quarter that ended in Mar. 2026 was 13.03%.
The historical rank and industry rank for Information Planning Co's ROA % or its related term are showing as below:
IPNAF'
s ROA % Range Over the Past 10 Years
Min: 12.72 Med: 14.18 Max: 17.14
Current: 14.6
During the past 13 years, Information Planning Co's highest ROA % was 17.14%. The lowest was 12.72%. And the median was 14.18%.
IPNAF's ROA % is ranked better than 91.27% of 2885
companies
in the Software industry
Industry Median: 1.68
vs IPNAF: 14.60
Information Planning Co (OTCPK:IPNAF) ROA % Explanation
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Software - Application subindustry, Information Planning Co's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Information Planning Co ROA % vs Software Industry
For the Software industry and Technology sector, Information Planning Co's ROA % distribution charts can be found below:
* The bar in red indicates where Information Planning Co's ROA % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
ROA % is displayed in the 30-year financial page.
Information Planning Co (IPNAF) has a ROA % of 13.03% as of Mar. 2026. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Information Planning Co and its competitors. This is near median its historical median of 14.18. Over the past decade, Information Planning Co's ROA % has ranged from 12.72 to 17.14. According to the industry distribution chart, Information Planning Co ranks #252 out of 2885 companies in the Software industry, placing it in the top 8.7%.
Is Information Planning Co's ROA % too high?
Information Planning Co's current ROA % of 13.03% is near median its 10-year median of 14.18. Over the past 10 years, this metric has ranged from a low of 12.72 to a high of 17.14. The Software industry median ROA % is 1.68. Information Planning Co's value of 13.03% is 675.6% above this industry median. Based on the distribution chart, Information Planning Co ranks #252 out of 2885 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, Information Planning Co has a GF Score™ of 88/100, reflecting its overall financial health beyond just this single metric.
How does Information Planning Co's ROA % compare to CRM and SHOP?
According to the Software industry distribution chart, Information Planning Co ranks #252 out of 2885 companies for ROA %. This places Information Planning Co in the top 9% of its industry — outperforming the majority of peers. The industry median ROA % is 1.68. Information Planning Co's value of 13.03% is 675.6% above this benchmark. Historically, Information Planning Co's own ROA % has ranged from 12.72 to 17.14 over the past decade. While the company's 10-year median is 14.18 vs. the industry median of 1.68, Information Planning Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Software company?
The median ROA % among Software companies is 1.68, based on 2,885 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Information Planning Co's current ROA % of 13.03% is 675.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Information Planning Co and its competitors. For the Software industry, the median ROA % is 1.68 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Information Planning Co's current ROA % is 13.03%, which is near median its own 10-year median of 14.18. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Information Planning Co stock overvalued right now?
Information Planning Co (IPNAF) has a current ROA % of 13.03%. The stock's GF Value™ is $6.89, compared to a current price of $5.75 — trading 16.5% below its estimated fair value. The current ROA % is 13.03%, which is near median its 10-year median of 14.18 and 675.6% above the Software industry median of 1.68. Information Planning Co's overall GF Score™ is 88/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Information Planning Co (IPNAF), the current ROA % is 13.03% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Information Planning Co (IPNAF) Overvalued in 2026?
Based on GuruFocus' analysis, Information Planning Co stock appears to be undervalued.
The current stock price of $5.75 is trading 16.5% below its estimated GF Value™ of $6.89.
Key valuation signals for IPNAF:
ROA %: 13.03% (near median its 10-year median of 14.18)
GF Value™: $6.89 vs. price of $5.75 (16.5% below fair value)
Industry Position: 675.6% above the Software median (#252 of 2885)
No single metric tells the full story. See the IPNAF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Information Planning Co Ltd is engaged in the provision of business system consulting services mainly for financial institutions including banks, credit unions, credit cooperatives, and other deposit acceptance financial institutions. It provides credit risk management system, rating system, financing support system and planning, development and delegation of system data input. It is also engaged in leasing and management of real estate business.
88GF Score
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