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Information Planning CoIPNAF +4.93%89 Equity-to-Asset is 0.87 as of Mar. 2026, which is 7% above its 10-year median of 0.81. GuruFocus rates IPNAF with a GF Score™ of 89/100 and a GF Value™ of $5.91. Among 2,893 Software companies, Information Planning Co ranks better than 92.05% on this metric.
Information Planning Co (OTCPK:IPNAF) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Information Planning Co Equity-to-Asset Related Terms
Information Planning Co Equity-to-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
IPNAF vs QH, SHOP, UBER: Equity-to-Asset Comparison
For the Software - Application subindustry, Information Planning Co's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Information Planning Co Equity-to-Asset vs Software Industry
For the Software industry and Technology sector, Information Planning Co's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Information Planning Co's Equity-to-Asset falls into.
Information Planning Co Equity-to-Asset Calculation
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Information Planning Co's Equity to Asset Ratio for the fiscal year that ended in Sep. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Information Planning Co (IPNAF) has a Equity-to-Asset of 0.87 as of Mar. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Information Planning Co and its competitors. This is near median its historical median of 0.81. Over the past decade, Information Planning Co's Equity-to-Asset has ranged from 0.72 to 0.87. According to the industry distribution chart, Information Planning Co ranks #230 out of 2893 companies in the Software industry, placing it in the top 8%.
Is Information Planning Co's Equity-to-Asset too high?
Information Planning Co's current Equity-to-Asset of 0.87 is near median its 10-year median of 0.81. Over the past 10 years, this metric has ranged from a low of 0.72 to a high of 0.87. The Software industry median Equity-to-Asset is 0.56. Information Planning Co's value of 0.87 is 55.4% above this industry median. Based on the distribution chart, Information Planning Co ranks #230 out of 2893 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, Information Planning Co has a GF Score™ of 89/100, reflecting its overall financial health beyond just this single metric.
How does Information Planning Co's Equity-to-Asset compare to QH and SHOP?
According to the Software industry distribution chart, Information Planning Co ranks #230 out of 2893 companies for Equity-to-Asset. This places Information Planning Co in the top 8% of its industry — outperforming the majority of peers. The industry median Equity-to-Asset is 0.56. Information Planning Co's value of 0.87 is 55.4% above this benchmark. Historically, Information Planning Co's own Equity-to-Asset has ranged from 0.72 to 0.87 over the past decade. While the company's 10-year median is 0.81 vs. the industry median of 0.56, Information Planning Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Software company?
The median Equity-to-Asset among Software companies is 0.56, based on 2,893 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Information Planning Co's current Equity-to-Asset of 0.87 is 55.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Information Planning Co and its competitors. For the Software industry, the median Equity-to-Asset is 0.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Information Planning Co's current Equity-to-Asset is 0.87, which is near median its own 10-year median of 0.81. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Information Planning Co stock overvalued right now?
Information Planning Co (IPNAF) has a current Equity-to-Asset of 0.87. The stock's GF Value™ is $5.91, compared to a current price of $5.75 — trading 2.7% below its estimated fair value. The current Equity-to-Asset is 0.87, which is near median its 10-year median of 0.81 and 55.4% above the Software industry median of 0.56. Information Planning Co's overall GF Score™ is 89/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Information Planning Co (IPNAF), the current Equity-to-Asset is 0.87 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Information Planning Co (IPNAF) Overvalued in 2026?
Based on GuruFocus' analysis, Information Planning Co stock appears to be undervalued.
The current stock price of $5.75 is trading 2.7% below its estimated GF Value™ of $5.91.
Key valuation signals for IPNAF:
Equity-to-Asset: 0.87 (near median its 10-year median of 0.81)
GF Value™: $5.91 vs. price of $5.75 (2.7% below fair value)
Industry Position: 55.4% above the Software median (#230 of 2893)
No single metric tells the full story. See the IPNAF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Information Planning Co Ltd is engaged in the provision of business system consulting services mainly for financial institutions including banks, credit unions, credit cooperatives, and other deposit acceptance financial institutions. It provides credit risk management system, rating system, financing support system and planning, development and delegation of system data input. It is also engaged in leasing and management of real estate business.
89GF Score
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