IPNAF (Information Planning Co) Return-on-Tangible-Equity: 15.14% (As of Mar. 2026) — 17% Below Median


IPNAF Information Planning Co Ltd IPNAF
88 GF Score
Price $5.75
GF Value $7.06
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What is Information Planning Co Return-on-Tangible-Equity?

Information Planning Co IPNAF +4.93% 88 Return-on-Tangible-Equity is 15.14% as of Mar. 2026, which is 17% below its 10-year median of 18.29. GuruFocus rates IPNAF with a GF Scoreâ„¢ of 88/100 and a GF Valueâ„¢ of $7.06. Among 2,470 Software companies, Information Planning Co ranks better than 64.25% on this metric.

Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Information Planning Co's annualized net income for the quarter that ended in Mar. 2026 was $6.94 Mil. Information Planning Co's average shareholder tangible equity for the quarter that ended in Mar. 2026 was $45.83 Mil. Therefore, Information Planning Co's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was 15.14%.

The historical rank and industry rank for Information Planning Co's Return-on-Tangible-Equity or its related term are showing as below:

IPNAF' s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 16.27   Med: 18.29   Max: 23.13
Current: 17.29

During the past 13 years, Information Planning Co's highest Return-on-Tangible-Equity was 23.13%. The lowest was 16.27%. And the median was 18.29%.

IPNAF's Return-on-Tangible-Equity is ranked better than
64.25% of 2470 companies
in the Software industry
Industry Median: 8.775 vs IPNAF: 17.29

Information Planning Co  (OTCPK:IPNAF) Return-on-Tangible-Equity Explanation

Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.


Be Aware

Net Income is used.

Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.


Information Planning Co Return-on-Tangible-Equity Related Terms


Information Planning Co Return-on-Tangible-Equity Historical Data

* Premium members only.

The historical data trend for Information Planning Co's Return-on-Tangible-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Information Planning Co Return-on-Tangible-Equity Chart

Information Planning Co Annual Data
Trend Sep16 Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Sep23 Sep24 Sep25
Return-on-Tangible-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 17.87 14.22 17.37 17.89 16.34

Information Planning Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Return-on-Tangible-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 15.90 10.84 20.83 21.51 15.14

IPNAF vs UBER, SHOP, CRM: Return-on-Tangible-Equity Comparison

For the Software - Application subindustry, Information Planning Co's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Information Planning Co Return-on-Tangible-Equity vs Software Industry

For the Software industry and Technology sector, Information Planning Co's Return-on-Tangible-Equity distribution charts can be found below:

* The bar in red indicates where Information Planning Co's Return-on-Tangible-Equity falls into.


IPNAF
88GF Score
Information Planning Co Ltd IPNAF
Return-on-Tangible-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
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Information Planning Co Return-on-Tangible-Equity Calculation

Information Planning Co's annualized Return-on-Tangible-Equity for the fiscal year that ended in Sep. 2025 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(A: Sep. 2025 )  (A: Sep. 2024 )(A: Sep. 2025 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets )/ count )
(A: Sep. 2025 )  (A: Sep. 2024 )(A: Sep. 2025 )
=7.287/( (42.751+46.447 )/ 2 )
=7.287/44.599
=16.34 %

Information Planning Co's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets)/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=6.94/( (45.359+46.306)/ 2 )
=6.94/45.8325
=15.14 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is four times the quarterly (Mar. 2026) net income data. Return-on-Tangible-Equity is displayed in the 10-year financial page.

What does a Return-on-Tangible-Equity of 15.14% mean?
Information Planning Co (IPNAF) has a Return-on-Tangible-Equity of 15.14% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Information Planning Co and its competitors. This is 17% below median its historical median of 18.29. Over the past decade, Information Planning Co's Return-on-Tangible-Equity has ranged from 16.27 to 23.13. According to the industry distribution chart, Information Planning Co ranks #883 out of 2470 companies in the Software industry, placing it in the top 35.7%.
Is Information Planning Co's Return-on-Tangible-Equity too high?
Information Planning Co's current Return-on-Tangible-Equity of 15.14% is 17% below median its 10-year median of 18.29. Over the past 10 years, this metric has ranged from a low of 16.27 to a high of 23.13. The Software industry median Return-on-Tangible-Equity is 8.78. Information Planning Co's value of 15.14% is 72.5% above this industry median. Based on the distribution chart, Information Planning Co ranks #883 out of 2470 companies in the Software industry, which is above the industry midpoint. Overall, Information Planning Co has a GF Scoreâ„¢ of 88/100, reflecting its overall financial health beyond just this single metric.
How does Information Planning Co's Return-on-Tangible-Equity compare to UBER and SHOP?
According to the Software industry distribution chart, Information Planning Co ranks #883 out of 2470 companies for Return-on-Tangible-Equity. This puts Information Planning Co in the upper half of its industry. The industry median Return-on-Tangible-Equity is 8.78. Information Planning Co's value of 15.14% is 72.5% above this benchmark. Historically, Information Planning Co's own Return-on-Tangible-Equity has ranged from 16.27 to 23.13 over the past decade. While the company's 10-year median is 18.29 vs. the industry median of 8.78, Information Planning Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Software company?
The median Return-on-Tangible-Equity among Software companies is 8.78, based on 2,470 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Information Planning Co's current Return-on-Tangible-Equity of 15.14% is 72.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Information Planning Co and its competitors. For the Software industry, the median Return-on-Tangible-Equity is 8.78 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Information Planning Co's current Return-on-Tangible-Equity is 15.14%, which is 17% below median its own 10-year median of 18.29. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Information Planning Co stock overvalued right now?
Information Planning Co (IPNAF) has a current Return-on-Tangible-Equity of 15.14%. The stock's GF Value™ is $7.06, compared to a current price of $5.75 — trading 18.6% below its estimated fair value. The current Return-on-Tangible-Equity is 15.14%, which is 17% below median its 10-year median of 18.29 and 72.5% above the Software industry median of 8.78. Information Planning Co's overall GF Score™ is 88/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Information Planning Co (IPNAF), the current Return-on-Tangible-Equity is 15.14% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Information Planning Co (IPNAF) Overvalued in 2026?

Based on GuruFocus' analysis, Information Planning Co stock appears to be undervalued. The current stock price of $5.75 is trading 18.6% below its estimated GF Value™ of $7.06.

Key valuation signals for IPNAF:

  • Return-on-Tangible-Equity: 15.14% (17% below median its 10-year median of 18.29)
  • GF Value™: $7.06 vs. price of $5.75 (18.6% below fair value)
  • GF Score™: 88/100
  • Industry Position: 72.5% above the Software median (#883 of 2470)

No single metric tells the full story. See the IPNAF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Information Planning Co Business Description

Other Exchanges 3712:Japan
Address 2-3-13 Azuchi-machi, Chuo-ku, Osaka, JPN, 541-0052
Information Planning Co Ltd is engaged in the provision of business system consulting services mainly for financial institutions including banks, credit unions, credit cooperatives, and other deposit acceptance financial institutions. It provides credit risk management system, rating system, financing support system and planning, development and delegation of system data input. It is also engaged in leasing and management of real estate business.
88GF Score

Get the complete analysis for IPNAF

Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$5.75
Price
$7.06
GF Value